No need... lazing about town all day with 400k in the bank: she'll find him.

So how about buying a little place up in the mountains somewhere ? Keep your rented apartment in Zurich but invest in a little place that you can escape to, and that will be close to the activities you like. Excluding major ski resorts, there must be stuff available suitable for a single person at less than 400K. Not that I have really looked, so I may be talking rubbish.

See you at the bean festival thenI drink Labbat Blue

The OP is in a situation where he has 400k on the bank and no real income.

An interesting question to ask , what if you're in the OP's situation (400kchf in bank) but still employed. Would you stop working ? Parttime maybe ? Move to Sweden buy a 100kchf palace in the woods, do odd jobs ? Move to Spain, work low wage part time but live luxuriously from savings ? Fullfill your life-long fream of running a high end brothel in Thailand ?

400k is what most EFers earn in 6 months. Not that much money

any of them looking for a girlfriend?

buy one or two apt in one of the big cities in Europe (outside of CH, of course) rent it/them... it will be your work: collect money, fix issues at home, etc....
You'll gain from 1500 to 2400€ per month, doing few things... of course at the beginning try to save some money for the unplanned expenses.
Then.... TRAVEL!!!

I supposed you were leaving Switzerland....

+One Million to this!

What I plan to do in the Future of my life, just exchange "Motorcycle" with "Sailboat" and "Travel" with "Sail"!


Love the words "Independence" and "Free Spirit" but... why settle in one place?

You have lots of time at your hand, just do what phdoofus has said or what I am trying to say!

And my usage of grammar is so bad I know!

I am - but have time to party first

Substitute OP with how can i live on. OP with the greatest respect , if you are able to accumulate 400k doing nothing of any substance, then you dont need advice from anyone. To all the posters, stop dreaming, stop buying euromillion tickets and get real. Its all a dream.

well I guess he earned the 400K in earlier jobs.. Anywayz, I would buy an appartment building as an investment (rent it out), and live in the smallest appartment yourself. If you buy it as an investment the rental income will be seen as steady income and with 400K down payment you can get up to 800K mortgage (if location, general state and rental income are good) and buy something worth over a million.

Or stay in ur rental, and find a good business opportunity you can invest in, in your field.

1.2M chf will only get you 1, maximum 2 appartements. The rent income you will need to pay off the mortgage so where is the profit in this ? Plus we all know what a headache tenants can be (looks at Mr Cashboy)

If I were you I'd buy some rental properties in a popular holiday destination and rent them out furnished, temporary.

Passive income!

This is how you turn 400K into 0K: get a girlfriend.

Im 40 divorced, 2 Kids ...with similar amount of cash, firstly if i met a new girlfriend ..i would not mention the cash...open an Australian term deposit account @7% interest ...put some of it in there 350K ...take 50K .., get a back pack and go travelling for 6months, go to The Islands in Thailand and sit back and relax if you go for a year and manage to live on 50k ...which would be easy in places like Indo.. you will find the interest you made in that year will cover half your travel costs..

My husband recommends this book:

Safe Strategies for Financial Freedom by Van K. Tharp, D.R. Barton, Jr., and Steve Sjuggerud

With the financial climate at the moment and things at an all time low you could consider purchasing some land.

No intention to ruin the topic here, but I find this statement hard to believe. First, let me say that I have no idea how it works in Switzerland, but I can't think that you will be loosing money on the long run if you buy your place rather than to rent it. Quick (quick I say) calculation shows if I had the minimum 25% to buy the apartment I am renting, the monthly payment would be 50% of my current rent. Let's say the rent was 3k, that is over 18k saving a year. I can't think that each year you'd spend that kind of money on tax and repairs. Even if you do, you end up owning an apartment valued who knows how much more after so many years?

Just my reasoning, I have to say I don't have much experience or real knowledge yet in Switzerland, please correct me if I have misunderstood something, I have lived in Switzerland for only a year now.

I checked my email this morning and was pleased to see more messages.
If you were in my position you would buy property in UK? Isn't the property market in UK dodgy right now?