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  #141  
Old 05.05.2011, 18:12
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Re: Reevaluating my life and need advice please.

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Not really. This intensity is usually physical and as you get older you'll get uglier (sorry) and no one will want what you have to offer and you'll wish you were locked into a lifetime friendship when you're sitting along in your 400k apartment.
Definitely, 400k apartment is not enough for the old and ugly to have a lifetime friendship. One would surely need more.
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  #142  
Old 05.05.2011, 18:13
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Re: Reevaluating my life and need advice please.

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As I get uglier I will go for matching ugly girls too
I have hardly ever seen 2 ugly or good looking, matching couples in life.
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  #143  
Old 05.05.2011, 18:14
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Re: Reevaluating my life and need advice please.

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I have hardly ever seen 2 ugly or good looking, matching couples in life.
So I will continue going for the good looking ones.
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  #144  
Old 05.05.2011, 18:16
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Re: Reevaluating my life and need advice please.

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So I will continue going for the good looking ones.
You probably would, but I am not sure about them though.

400k savings does not even get the EF members agitated. Just look how sympathetic they are towards you. Imagine if you were on 120K+ annual salary!
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  #145  
Old 05.05.2011, 18:25
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Re: Reevaluating my life and need advice please.

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You probably would, but I am not sure about them though.
Don't worry I can take care of myself in most situations.

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400k savings does not even get the EF members agitated. Just look how sympathetic they are towards you. Imagine if you were on 120K+ annual salary!
How much savings do you think they have? Why do people get agitated?
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  #146  
Old 05.05.2011, 19:11
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Re: Reevaluating my life and need advice please.

I've been to Thailand a few times and had great holiday romances and loads of sex. With no regrets.

And I'm female!!

Enjoy!!
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  #147  
Old 05.05.2011, 19:13
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Re: Reevaluating my life and need advice please.

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I've been to Thailand a few times and had great holiday romances and loads of sex. With no regrets.

And I'm female!!

Enjoy!!
start a new thread with a lot of details.
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  #148  
Old 05.05.2011, 22:38
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Re: Reevaluating my life and need advice please.

yeah, i could piss away 400k pretty quickly. can't even get a 2bedroom condo/apartment here with that. boo
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  #149  
Old 05.05.2011, 23:56
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Re: Reevaluating my life and need advice please.

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How much savings do you think they have? Why do people get agitated?

Zero savings... I'm one pay check away from being broke...

I'm a true free spirit and I think as a free spirit me and you should share the CHF400k

*crosses fingers and hopes it works*
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  #150  
Old 06.05.2011, 07:42
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Re: Reevaluating my life and need advice please.

Here's another idea:
Go to Stockholm. Learn how to sail a boat. But a nice sea-worthy boat (uncle and cousin have 13 meter sailing boats, cost less than 100000 euro to buy good 2nd hand one). Go bumming around Stockholm archipel, make your way to mediteranian, continue to Madeira, Canary islands, make crossing to Brazil, go up the coast to Caribean...
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  #151  
Old 06.05.2011, 08:44
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Re: Reevaluating my life and need advice please.

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I've been to Thailand a few times and had great holiday romances and loads of sex. With no regrets.

And I'm female!!

Enjoy!!


this message is too short
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  #152  
Old 06.05.2011, 10:56
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Re: Reevaluating my life and need advice please.

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Speak for yourself...made a huge amount of money in the property bubble.
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I never said noone has ever made money from the housing bubble... in fact a lot of people did and still do... People are cashing out and the people paying them are the ones entering the market now!

Just jumping on bandwagon and thinking that history repeats itself is a human cognetive bias that leads, but not always, to errors. The people who survive the bubble are the only ones likely to come out and say "Yeah! What are you talking about?! I made a sh** load of dough wheeling and dealing, renovating houses and buying property". What you won't see my friend are people who lost money coming out and saying "Well we jumped on the bandwagon like everyone else and unfortunately for us it didn't work, we lost money / we're in negative equity, but hopefully there is gonna be some idiot in the future who might pay more than what we paid for our place"

And further evidence comes out today from Lloyds Banking Group as it reveals that 150,000 people are in negative equity, that's 5% of their customers or 15% of their mortgage portfolio... From what I understand that is not to say that there are 85% winners as the negative equity only effects people who have no positive equity when the house prices started going down... so if you had positive equity that has evaporated or is close to zero than you are not in negative quity just yet... Wait till the interest rates start rising and more of these will come out of the woodworks.

here is the link for the full article:
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  #153  
Old 06.05.2011, 11:24
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Re: Reevaluating my life and need advice please.

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I've been to Thailand a few times and had great holiday romances and loads of sex. With no regrets.

And I'm female!!

Enjoy!!
Were the shemales that good?
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  #154  
Old 06.05.2011, 11:31
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Re: Reevaluating my life and need advice please.

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this message is too short
Oh c'mon now with all the sex addicts around here!!!
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  #155  
Old 06.05.2011, 11:35
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Re: Reevaluating my life and need advice please.

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Oh c'mon now with all the sex addicts around here!!!
I wanted to thank your post, but then I dont want to been seen as agreeing with you.
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  #156  
Old 06.05.2011, 12:00
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Re: Reevaluating my life and need advice please.

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400k savings does not even get the EF members agitated.
that's cos 400k is on the poverty line in switzerland.
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  #157  
Old 06.05.2011, 12:15
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Re: Reevaluating my life and need advice please.

I just thought of a brilliant idea for the OP

.... wait for it....

Ok CHF400k will generate around CHF500.- a month after the 30% tax assuming 2.25% APR. That should be enough to sponser me to play poker semi professionally. Any gains generated will be shared 50/50 and you can trial it for 3 months with no downside.

Are you All-in or are you All-out

much love TLD
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  #158  
Old 06.05.2011, 12:25
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Re: Reevaluating my life and need advice please.

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Ok CHF400k will generate around CHF500.- a month after the 30% tax assuming 2.25% APR.
pretty shocking rate of return when you think about it.
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  #159  
Old 06.05.2011, 13:07
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Re: Reevaluating my life and need advice please.

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pretty shocking rate of return when you think about it.
Yep... makes a McD's worker who earns CHF25.- and works 42.5 hours a week worth CHF2.5mil (using a crude calculation based on 2.25% rate of return)

just a random fact
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  #160  
Old 06.05.2011, 13:18
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Re: Reevaluating my life and need advice please.

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I just thought of a brilliant idea for the OP

.... wait for it....

Ok CHF400k will generate around CHF500.- a month after the 30% tax assuming 2.25% APR.
Post Finance does not give me 2.5%. If they did I would have let you play.
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