Go Back   English Forum Switzerland > Help & tips > Other/general  
Reply
 
Thread Tools Display Modes
  #1  
Old 24.12.2011, 12:57
stuartq's Avatar
Member
 
Join Date: Oct 2007
Location: London/Vaud
Posts: 170
Groaned at 2 Times in 1 Post
Thanked 20 Times in 19 Posts
stuartq has no particular reputation at present
car purchase / outstanding Finance

I am just about to agree to buy a car privately.

Does anyone know how I can check if there is any outstanding finance on the car. In the UK you do an HPI check.

Thanks for any help.
Reply With Quote
  #2  
Old 24.12.2011, 13:01
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: car purchase / outstanding Finance

Quote:
View Post
I am just about to agree to buy a car privately.

Does anyone know how I can check if there is any outstanding finance on the car. In the UK you do an HPI check.

Thanks for any help.
You could ask to see the purchase recipt as a start.
Reply With Quote
  #3  
Old 24.12.2011, 13:26
stuartq's Avatar
Member
 
Join Date: Oct 2007
Location: London/Vaud
Posts: 170
Groaned at 2 Times in 1 Post
Thanked 20 Times in 19 Posts
stuartq has no particular reputation at present
Re: car purchase / outstanding Finance

That I have seen, but it does not tell me anything. I know the seller is the true owner.
Reply With Quote
  #4  
Old 24.12.2011, 13:51
Senior Member
 
Join Date: Sep 2010
Location: Near vevey
Posts: 414
Groaned at 33 Times in 13 Posts
Thanked 256 Times in 139 Posts
onei has annoyed a few people around hereonei has annoyed a few people around here
Re: car purchase / outstanding Finance

If there is a finance agreement outstanding it will say on the cars grey document, what we would call a log book, it's a great idea, simple and efficient, look at the back page last section.
Reply With Quote
This user would like to thank onei for this useful post:
  #5  
Old 24.12.2011, 13:57
Senior Member
 
Join Date: Oct 2007
Location: SZ
Posts: 432
Groaned at 3 Times in 2 Posts
Thanked 349 Times in 184 Posts
dmarkd has earned some respectdmarkd has earned some respect
Re: car purchase / outstanding Finance

Quote:
View Post
I am just about to agree to buy a car privately.

Does anyone know how I can check if there is any outstanding finance on the car. In the UK you do an HPI check.

Thanks for any help.
Isn't there something on the grey registration document(fahrzeugschein in German speaking parts) that indicates if a vehicle is leased? Pretty sure there is, but not sure what. Maybe check with your local vehicle licensing centre.

Last edited by dmarkd; 24.12.2011 at 13:57. Reason: sp
Reply With Quote
  #6  
Old 24.12.2011, 14:16
stuartq's Avatar
Member
 
Join Date: Oct 2007
Location: London/Vaud
Posts: 170
Groaned at 2 Times in 1 Post
Thanked 20 Times in 19 Posts
stuartq has no particular reputation at present
Re: car purchase / outstanding Finance

Thanks Onei and dmarkd, I shall take a look at the log book and let you know.
Reply With Quote
  #7  
Old 24.12.2011, 14:49
Wallabies's Avatar
Forum Legend
 
Join Date: Sep 2011
Location: Winterthur
Posts: 3,219
Groaned at 311 Times in 176 Posts
Thanked 3,314 Times in 1,577 Posts
Wallabies has a reputation beyond reputeWallabies has a reputation beyond reputeWallabies has a reputation beyond reputeWallabies has a reputation beyond repute
Re: car purchase / outstanding Finance

You will find something on the official car detail forms. If it is leased the current owner will be breaking the law if they sell it as you cannot sell a leased car until the outstanding payments are settled.
Reply With Quote
  #8  
Old 24.12.2011, 14:53
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 32,601
Groaned at 2,592 Times in 1,849 Posts
Thanked 39,694 Times in 18,713 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: car purchase / outstanding Finance

Quote:
View Post
Isn't there something on the grey registration document(fahrzeugschein in German speaking parts) that indicates if a vehicle is leased?
No, there isn't.

My car was first leased, and is now owned, and the grey card is still the original one, and has never been modified (except for MFK stamps)

Tom
Reply With Quote
  #9  
Old 24.12.2011, 15:07
Senior Member
 
Join Date: Sep 2010
Location: Near vevey
Posts: 414
Groaned at 33 Times in 13 Posts
Thanked 256 Times in 139 Posts
onei has annoyed a few people around hereonei has annoyed a few people around here
Re: car purchase / outstanding Finance

Quote:
View Post
No, there isn't.

My car was first leased, and is now owned, and the grey card is still the original one, and has never been modified (except for MFK stamps)

Tom
That may have been some time ago, all new grey docs 'carte gris' (French side) now have that information on them, if you want to buy a car where a finance company has a charge (details on the doc.) you must pay them off first, this is quite easy, call them up, if it's a large amount you can do it through IBAN or you can use a credit card. I'm not sure what year this was introduced but I do know that now it is the way things are because I have seen with my own eyes !
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Volvo expat car purchase program FromUSA Transportation/driving 3 14.10.2011 15:51
Car finance yeida Finance/banking/taxation 4 03.10.2011 20:56
BMW Car battery - online purchase Kisu_san Transportation/driving 8 18.03.2011 16:15
seconhand car purchase in Switerland clive7 Transportation/driving 7 29.08.2010 22:45
Car Finance - B Permit mahmed Finance/banking/taxation 4 28.09.2009 17:20


All times are GMT +2. The time now is 10:52.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0