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  #41  
Old 29.09.2008, 16:02
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Re: Knee Reconstruction Surgery in Switzerland

Hi guys, this is all very useful. i recently damaged my knee and the first step is MRI How much did you pay for that? i guess it's not covered by insurance...

cheers
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  #42  
Old 29.09.2008, 16:44
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Re: Knee Reconstruction Surgery in Switzerland

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Hi guys, this is all very useful. i recently damaged my knee and the first step is MRI How much did you pay for that? i guess it's not covered by insurance...
Why do you think it would not be covered by insurance?

If the damage is due to an accident, your accident insurance will cover 100% of the cost. Otherwise, what you pay will be determined by the franchise of your regular health insurance. For reference, an emergency knee MRI costs about 800.-CHF in Vaud. I imagine in ZH it would be similar.

Heather
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  #43  
Old 29.09.2008, 19:14
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Re: Knee Reconstruction Surgery in Switzerland

I paid CHF 450 for my MRI in Bern. It wasn't an emergency but it was scheduled on a Thursday and I had it done on the following Monday. I love the turnaround time here!

Pretty much everything is covered by your insurance, but as pointed out it depends how your franchise and all is set up. In Bern everyone pays 10% of the costs up to a total of CHF 700 (per year). Personally I have a high franchise/low monthly setup, so my franchise is quite high at CHF 2,500. That means the most I would have to pay within a year is CHF 3,300. Which isn't so bad if you consider how much all that stuff really costs. A knee reconstruction in the US can run you $40,000.

By contrast, in Canada the surgery would have been free. However, considering the waiting time and the fact that the physio and any drugs would not be covered...I think CHF 3,300 isn't bad at all!
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  #44  
Old 29.09.2008, 21:57
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Re: Knee Reconstruction Surgery in Switzerland

A Swiss friend of mine had a knee injury and had it operated on in a sport clinic in Basel where they treat professional footballers. His logic was if the surgeon is good enough to operate on million franc football players he is good enough to operate on me.
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  #45  
Old 29.09.2008, 22:39
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Re: Knee Reconstruction Surgery in Switzerland

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Why do you think it would not be covered by insurance?

If the damage is due to an accident, your accident insurance will cover 100% of the cost. Otherwise, what you pay will be determined by the franchise of your regular health insurance. For reference, an emergency knee MRI costs about 800.-CHF in Vaud. I imagine in ZH it would be similar.

Heather
An MRI of my knee in February this year was not covered under general insurance as a non-accident. MRIs are specifically excluded from my basic policy.

To have has this covered under accident insurance I whould have had a policy at the time of the injury AND made an accident report.

The MRI cost me around 600 CHF from a private hospital. I decided not to have surgery due to the rehabilitation time because I have a toddler. I have a small meniscal tear that catches - more annoying than painful. Cycling helped the original injury and some gentle excercises helped gain strength in my knee again. No heels for me though
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  #46  
Old 30.09.2008, 09:15
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Re: Knee Reconstruction Surgery in Switzerland

i completely forgot about the accident insurance - i have one from my company (allianz), maybe that covers it. i don't think the basic does - i have a high franchise (CHF 2,500) so i figured MRI won't be covered... on the other hand, CHF 600-800 is not so bad... thanks!
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  #47  
Old 10.08.2009, 23:25
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Re: Knee Reconstruction Surgery in Switzerland

All,

this post has been tremendous.... but I have a couple more questions that I hope someone can help out:

- I'm not living back in CH yet, and I did a full tear of the ACL + slight tear of the meniscus playing soccer/football in oz.

- I have a chance to get back to CH soon, and I don't wait to wait in the land of oz to get the operation.

Question is:
- since this is a pre-existing ailment, how long would I have to wait in order to be covered by the Swiss medical insurances? I'm not in a terrible hurry to get it done, just in a hurry to get back to CH.

thanks all for the contributions + links to this topic.

C
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  #48  
Old 11.08.2009, 16:26
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Re: Anterior Cruciate Ligament injury

Been there, done that. Did mine last Sept playing footy, had Op in Feb in UK.

I'm playing tennis at last, footy and skiing are permitted in December, I wish you the best of luck and a speedy recovery!!
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  #49  
Old 12.08.2009, 14:00
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Re: Knee Reconstruction Surgery in Switzerland

Have a look at this thread, especially the first post and the ones following the linked one:

Health Insurance FAQs
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  #50  
Old 12.08.2009, 14:09
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Re: Knee Reconstruction Surgery in Switzerland

I have the exact same injury from a snowboarding accident (I was really showing off so totally my fault!) about 8 years ago, now I only ski but have to do so with an aluminium brace which goes under my salopettes - it's really good and you can take it off at the end of the day, I paid about 170chf for it a few years back, a good sports injury clinic should be able to help you get the right thing....then you could do without the surgery!
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  #51  
Old 27.02.2020, 15:33
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Re: Knee Reconstruction Surgery in Switzerland

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A Swiss friend of mine had a knee injury and had it operated on in a sport clinic in Basel where they treat professional footballers. His logic was if the surgeon is good enough to operate on million franc football players he is good enough to operate on me.
Can I check the name of the sports clinic you are referring to in Basel. Thanks.
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  #52  
Old 27.02.2020, 15:55
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Re: Knee Reconstruction Surgery in Switzerland

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Can I check the name of the sports clinic you are referring to in Basel. Thanks.
Very old thread, so I doubt you'll get a reply from the questionee, but almost certainly it would be the RennbahnKlinik in Muttenz which was being referred to.

My wife and I have both had several knee surgeries there in the past, although I don't have experience of the current medical staff.
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