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Old 17.05.2016, 16:48
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Lost job, apartment, unpaid fines etc. What to do?

Hallo. I made a mess and, if possible, would like to start fixing it. As title says - lost job, then apartment, unpaid fines piling up, probably threw out my B permit with 99% of sfuff I owned, basically just staying by friends now. Can I still apply for unemployment even tho I dont have the physical copy of my work permit(B, worked in 1 job for 1.5 years)? No idea how will I get refil on my antidepresants with no billing address and basically no money. Just dont know where to with begin fixing my mess, if anything can be fixed. Thanks.
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Old 17.05.2016, 16:59
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Re: Lost job, apartment, unpaid fines etc. What to do?

Sorry, but I don't think you qualify for unemployment. You have to have worked here for 12 months out of the last 24 iirc. Were you working elsewhere in the EU before you came here? That might help add up to the total time needed.

How long since you lost your job? You should have gone to RAV as soon as you knew you were going to be unemployed.

You might be able to ask for a replacement permit at the cantonal migration office, but they may also want to look at your employment/financial side before they give you a new one. It probably wouldn't be a B permit, more likely an L as a job seeker.
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Old 17.05.2016, 17:01
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Re: Lost job, apartment, unpaid fines etc. What to do?

But I worked more than 12 months in last 24 months.
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Old 17.05.2016, 17:09
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Re: Lost job, apartment, unpaid fines etc. What to do?

Medication is important. See your doctor. They should be able to refer to you some sort of social/mental health service. Do you have health insurance ? The doctor should be able to issue the medication to you, even if you have to pay for it up-front...

Is your permit still current ? If so, you can simply register as living temporarily c/- a friend. You don't have to be living there permanently, they can take your mail.

However, if you've been already kicked out of your apartment, I imagine this has been going on for more than a few days...or weeks...

For the unemployment thing, of course technically you should have told them as soon as you knew that you would be unemployed...but there's nothing stopping you from doing that today, and seeing what they say.

With no income, no health insurance, no permit to stay, no possiblity of employment, then have you thought about heading back to your home country ?

Work permits are easy to have replaced. Go to the town hall where you are registered, tell them you've moved house, give them your temporary address, and get a new permit issued. It's possible to do it with a temporary address.

For bills and fines 'piling up' it's important to communicate with the organisations involved and let them know you can't pay. Ignoring the problem will only expand it.

If you are having a mental health or drug dependancy issue then there are organisations who can help with that. They might also be able to help to delay some of these financial problems.
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Old 17.05.2016, 17:15
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Re: Lost job, apartment, unpaid fines etc. What to do?

One convenient thing to do in your case:

Ask your friends where you are living in now, to make you a sublet contract. That way you will have an official address and you can put your name in the letter box, next to the one of your friends.

For the residence permit, I am convinced you can get a new copy of it, as long as you have a valid address.
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Old 17.05.2016, 17:16
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Re: Lost job, apartment, unpaid fines etc. What to do?

In which case unemployment should be possible. You need to contact your local RAV office asap. And follow swisspea's advice too.
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Old 17.05.2016, 17:17
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Re: Lost job, apartment, unpaid fines etc. What to do?

And go to the "Schuldenberatung"! It is an organisation that can help you making an overview of what is due and helps you contacting anyone you owe money to. They will often also assist you in making a payment plan.
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Old 17.05.2016, 18:12
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Re: Lost job, apartment, unpaid fines etc. What to do?

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In which case unemployment should be possible. You need to contact your local RAV office asap. And follow swisspea's advice too.
To add to this, it is also important to see a doctor because you obviously need a medical certificate (you are sick), which will be a lot of help for working with RAV and other institutions. Do start with replacing you permit asap as you need to give RAV a copy to be registered. Even if they take some days away, you will get money. What about Krankentaggeld insurance? I assume your employer was ensuring the employees. They must inform the employees at the end of the contract, although most do not.

Continue asking questions here, you will get answers. Positive vibes your way.
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Old 17.05.2016, 18:17
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Re: Lost job, apartment, unpaid fines etc. What to do?

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To add to this, it is also important to see a doctor because you obviously need a medical certificate (you are sick), which will be a lot of help for working with RAV and other institutions. Do start with replacing you permit asap as you need to give RAV a copy to be registered. Even if they take some days away, you will get money. What about Krankentaggeld insurance? I assume your employer was ensuring the employees. They must inform the employees at the end of the contract, although most do not.

Continue asking questions here, you will get answers. Positive vibes your way.
If the OP can't work they are not entitled to RAV payments.......
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Old 17.05.2016, 18:17
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Re: Lost job, apartment, unpaid fines etc. What to do?

Wow,lots of helpful people. Thanks.
Well, I did find my work permit was found, so that's good.

What kind of medical certificate are you talking about? Yes, im well aware of my problems, but only thing I've done is spoken to doctor and gotten antidepressants, took me good 5 years to get that far. Cheers.
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Old 17.05.2016, 18:28
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Re: Lost job, apartment, unpaid fines etc. What to do?

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If the OP can't work they are not entitled to RAV payments.......
That's true but I don't know any other way to prove to RAV later that one has not been applying for a reason.

To OP. A medical certificate (Arztzeugnis) attests that you are currently sick and for this reason neither can nor should apply for jobs. If your doctor proscribed antidepressants to you, it means that he is sure you have a depression, i.e. that you are sick, and this fact should be certified by that doctor.

PS Really look into Krankentaggeldversicherung.
https://www.zurich.ch/en/corporate-c...ness/documents
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Old 17.05.2016, 18:31
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Re: Lost job, apartment, unpaid fines etc. What to do?

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That's true but I don't know any other way to prove to RAV later that one has not been applying for a reason.

To OP. A medical certificate (Arztzeugnis) attests that you are currently sick and for this reason neither can nor should apply for jobs. If your doctor proscribed antidepressants to you, it means that he is sure you have a depression, i.e. that you are sick, and this fact should be certified by that doctor.
The OP will clearly be fined for not looking since the notice period, probably get about 15 days in addition to waiting time.

If the OP was ill then the employment should not have ended.
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Old 17.05.2016, 18:41
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Re: Lost job, apartment, unpaid fines etc. What to do?

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The OP will clearly be fined for not looking since the notice period, probably get about 15 days in addition to waiting time.

If the OP was ill then the employment should not have ended.
Well we don't know the whole story.

In any case, if one is sick, it is better having the certificate than none, unless there are specific reasons, why one does not want it documented.
I had a situation in 2010 where I did not bother. Had I bothered, the RAV clock would've ticked quite differently and I would have qualified for benefits in 2012.
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Old 18.05.2016, 00:02
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Re: Lost job, apartment, unpaid fines etc. What to do?

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Hallo. I made a mess and, if possible, would like to start fixing it. As title says - lost job, then apartment, unpaid fines piling up, probably threw out my B permit with 99% of sfuff I owned, basically just staying by friends now. Can I still apply for unemployment even tho I dont have the physical copy of my work permit(B, worked in 1 job for 1.5 years)? No idea how will I get refil on my antidepresants with no billing address and basically no money. Just dont know where to with begin fixing my mess, if anything can be fixed. Thanks.
You need to report your B permit lost at the police station. With the paper you get from the police you go to "Migrationsamt" or what ever they call it in Thurgau and you get your permit replaced.
1.5 years is 18 months, Medea However, you register with RAV immediately, you will get "Einstelltage" for the time you didn't register since you lost your job, that's a reduction in payment. You'll survive that
Have you applied for new jobs yet? If so take the according documention along and declines you got.
If you get a grip now and start acting NOW - that is Wednesday - , you'll sort it out, good luck
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Old 18.05.2016, 07:17
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Re: Lost job, apartment, unpaid fines etc. What to do?

Quite right curley. Brain failure on my part.
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Old 18.05.2016, 10:56
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Re: Lost job, apartment, unpaid fines etc. What to do?

Sorry to hear about your situation.

A medical certificate is a note from a doctor stating your incapacity to work due to illness - in your case depression. You may not feel you need this - you may feel well enough to go to work, but if you don't, or if you feel you need some time to get yourself into a position when you will feel able to job hunt, you need a medical certificate.

If you are not entitled to unemployment benefits, or if your doctor says that you are not well enough, you may be entitled to social aid (sorry I don't know what this is in German). If you have less than chf 4,000 in savings, and little or no income, you can apply for social aid. They will give you a basic income to live on, and will also pay your rent up to a certain amount (which varies depending on where you live). They will also re-inmburse your medical costs - your franchise and the 10%.

You can also apply for a health insurance premium subsidy.

I hope that helps.

And, on a side note, please can people stop spreading this old story of "If you're sick you can't get fired." It's not true, and it's not helpful to tell someone it is true. I was fired while I was an inpatient in a psychiatric hospital. No-one, of all of the social workers and so forth that I saw, ever said to me that I should't have been fired, and I know my employers did things by the book because from the moment I became ill they were talking about how they had spoken to their lawyers about this question or that question.
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Old 18.05.2016, 11:02
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Re: Lost job, apartment, unpaid fines etc. What to do?

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And, on a side note, please can people stop spreading this old story of "If you're sick you can't get fired." It's not true, and it's not helpful to tell someone it is true. I was fired while I was an inpatient in a psychiatric hospital. No-one, of all of the social workers and so forth that I saw, ever said to me that I should't have been fired, and I know my employers did things by the book because from the moment I became ill they were talking about how they had spoken to their lawyers about this question or that question.
Whilst it's true you have zero protection in your trial period, the OP had worked for 1.5 year, so cant just be fired because they are ill.

Notice period will generally also extend if your ill.
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Old 18.05.2016, 11:11
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Re: Lost job, apartment, unpaid fines etc. What to do?

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And, on a side note, please can people stop spreading this old story of "If you're sick you can't get fired." It's not true, and it's not helpful to tell someone it is true. I was fired while I was an inpatient in a psychiatric hospital. No-one, of all of the social workers and so forth that I saw, ever said to me that I should't have been fired, and I know my employers did things by the book because from the moment I became ill they were talking about how they had spoken to their lawyers about this question or that question.
This is of course correct. You can be fired when sick as there will be a maximum period of sick leave (the very maximum is 6 months). After that you will have the usual notice period. See other threads for that
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Old 18.05.2016, 14:37
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Re: Lost job, apartment, unpaid fines etc. What to do?

I am in a similar situation to you. If anyone mentions to you that you should go the KESB for help, absolutely refuse. I had to get a Lawyer to get rid of them. Between being misdiagnosed and sacked because of it I have had just about enough. If you have unpaid bills you should go to the local Betriebungsamt. Talk to them and explain your situation. Contact all the people who have sent you bills. I I had known what was going to happen 6 years ago I would have just packed my bags and left.
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Old 18.05.2016, 16:41
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Re: Lost job, apartment, unpaid fines etc. What to do?

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Whilst it's true you have zero protection in your trial period, the OP had worked for 1.5 year, so cant just be fired because they are ill.

Notice period will generally also extend if your ill.
it doesn't extend, there's only a period of time of your illness that you're safe. And only if you didn't get ill on purpous ( "bei unverschuldeter Krankheit" ??!!).
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