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Old 17.03.2009, 15:43
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How to: Save money in Switzerland

Many forum members complain because of the high prices here in switzerland. For this, I try to give insider tips on how and where you can save money in this country. Ok, some of the links are only in german, but hey, you will save alot money...


Food / Nonfood:

1. Watching the weekly special offer. You can save up to 50%!
Get a good overview here:

http://www.aktionis.ch/
http://www.comparis.ch/aktionenfinder/result.aspx (D/F/I/E)

Never ever buy laundry detergent, toilet paper, tabs for the dishwasher at full price, you will find it regularly as special offer!

2. Shortly before shop closing time (< 1h), many fresh items will be heavily reduced (up to 50%) Take a look in the milk / bread / meat / vegetables section

3. Buy only at KIOSK if you dont have a choice

4. If you find Food where past the Expired-Date, you can take that for free. Just show at Cashiers.

5. Buy toys after Chrismas for the next Chrismas/Birthday, save againe up to 50%

TV / HiFi / Audio / Handy / Computer / DIY / Property / Fashion / Cosmetics / Watches

Buy it online if you can, this kind of stuff will be alot cheaper. This Links will help you to find your stuff for a good price:

http://www.guenstiger.ch/
http://www.toppreise.ch/index.php
http://www.preissuchmaschine.ch/

Insurance / Banks / Communications / Taxes / Health

Find the best price here:

http://www.comparis.ch (D/F/I/E)

Check your insurance each year!


Sharing CD / Games / DVD's / Books

Dont buy new, share it. This side are in german but easy to understand and have the best joice. I use it often and be really happy with:

http://www.exsila.ch/

(if you like to to me a favor, use this link for registration:
http://www.exsila.ch/index.aspx?referal=NoToM )



...to be continued...if you interested
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  #2  
Old 17.03.2009, 15:47
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Re: How to: Save money in Switzerland

And pay less rent - that saves you more than all of the above put together..
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Old 17.03.2009, 15:53
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Re: How to: Save money in Switzerland

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And pay less rent - that saves you more than all of the above put together..
Childcare is our biggest expense followed by food/household. Our accomodation costs come third
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Old 17.03.2009, 16:30
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Re: How to: Save money in Switzerland

You must surely have a lot of very big hungry kids to spend more on food than rent! Even eating out a lot we couldn't manage that. We eat extremely well and are very fussy, like our wine too. Yet we don't pay as much rent as many of our neighbours. You have me intrigued.
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Old 17.03.2009, 16:36
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Re: How to: Save money in Switzerland

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4. If you find Food where past the Expired-Date, you can take that for free. Just show at Cashiers.
Some excellent hints, but I challenge you to prove the quoted one!
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Old 17.03.2009, 16:42
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Re: How to: Save money in Switzerland

He might be right as to my knowledge, most food, if not all, approaching very close to their expiry date is given off to this organisation, Tischlein deck dich ( www.tischlein.ch )
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Old 17.03.2009, 16:48
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Re: How to: Save money in Switzerland

Perhaps you should add to the above list don't go skiing/snowboarding every weekend
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Old 17.03.2009, 16:49
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Re: How to: Save money in Switzerland

A question regarding "Aktionen" :

Are these items "faulty" in any way? Not quite as "perfect" A1 quality as normal?
Only I've noticed this a few times - packets not opening properly, loo rolls shorter, biscuits a funny shape - just small things, but different to the usual.

Any one else?
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Old 17.03.2009, 16:51
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Re: How to: Save money in Switzerland

I find that whenever Charmin toilet paper on sale they only have blue or yellow left. Somehow they don't seem as hygenic. The corners are sometimes cut wrong and folded over too.
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Old 17.03.2009, 17:00
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Re: How to: Save money in Switzerland

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Perhaps you should add to the above list don't go skiing/snowboarding every weekend

I think I would rather starve.
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Old 17.03.2009, 17:18
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Re: How to: Save money in Switzerland

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He might be right as to my knowledge, most food, if not all, approaching very close to their expiry date is given off to this organisation, Tischlein deck dich ( www.tischlein.ch )
Yes this is a charity and I think it's a very laudable idea to collect and quickly distribute foodstuff past expiry date for the needy. However that's something different than walking past the cashier with some expired free goods.
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Old 17.03.2009, 17:22
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Re: How to: Save money in Switzerland

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I find that whenever Charmin toilet paper on sale they only have blue or yellow left. Somehow they don't seem as hygenic. The corners are sometimes cut wrong and folded over too.
Yes, Charmin often has defects when it's on sale.
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Old 18.03.2009, 07:46
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Re: How to: Save money in Switzerland

This tip sounds counter intuitive!

*Don't* buy big bags of meat or veg unless you know you are going to use them up. The shelf life here is only a couple of days. Unless the big bags are discounted, it is often cheaper to buy just what you know you need from the 'weigh yourself' section.

If there are good bulk deals, consider cooking and freezing a large stew / casserole / curry / whatever.
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Old 18.03.2009, 08:09
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Re: How to: Save money in Switzerland

Another tip then is to get a big freezer.
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Old 18.03.2009, 08:18
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Re: How to: Save money in Switzerland

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TV / HiFi / Audio / Handy / Computer / DIY / Property / Fashion / Cosmetics / Watches

Buy it online if you can, this kind of stuff will be alot cheaper. This Links will help you to find your stuff for a good price:

http://www.guenstiger.ch/
http://www.toppreise.ch/index.php
http://www.preissuchmaschine.ch/
If you buy one of the A++ items listed here, you can claim a CHF 200 rebate from EWZ.

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I find that whenever Charmin toilet paper on sale they only have blue or yellow left. Somehow they don't seem as hygenic. The corners are sometimes cut wrong and folded over too.
So what? You're probably going to wipe your arse on it .
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Old 18.03.2009, 08:27
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Re: How to: Save money in Switzerland

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(snipped) ...

So what? You're probably going to wipe your arse on it .

Yes, just buy the Aldi or Denner toilet paper. Cheap and works well.
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Old 18.03.2009, 08:36
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Re: How to: Save money in Switzerland

Buy an apartment or build a house if you can - mortgages are insanely cheap at the moment. The interest you pay is tax-deductible (unlike the rent you're paying for your apartment) and will be significantly less (about half as much, for most people...) than your rent... Despite the notional rental value (Eigenmietwert) you'll still save on taxes.

If you ask me, this is the only way to really lower your taxes significantly while at the same time paying massively less for living.

It's insane - but when you have 600k of debt you have more money at your disposal. This system is twisted and stupid.

peter
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Old 18.03.2009, 08:40
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Re: How to: Save money in Switzerland

For 5fr our local library offers a lifetime membership. They carry DVD's, CD's and English books as well. Well worth it

Those with kids, the Ludotek is handy for toys. No need to stockpile toys when one can have toys on loan. Most major towns have one.

We have a set amount for our food budget. When I can save a few francs by the end of the month, it goes into our vacation fund. It encourages me to watch what I buy.
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Old 18.03.2009, 08:40
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Re: How to: Save money in Switzerland

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Yes, Charmin often has defects when it's on sale.
"Defective" toilet paper - just the thought of it makes me laugh :-)
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Old 18.03.2009, 08:46
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Re: How to: Save money in Switzerland

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Yes, Charmin often has defects when it's on sale.
Can't say my bum's every complained about it!
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