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Old 29.05.2012, 14:05
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Residency and Health Insurance

Hello All,

I'm a Canadian citizen freshly married to a Swiss girl. Been a longtime occasional lurker of this site: always been a great source of info for us as we've been managing our long-distance relationship over the past few years, scheming ways to stay together (wedlock solved that problem).

I'm hoping for some help clarifying and deciding how to proceed on a matter concerning the obligatory health insurance and my residence permit application (this could really go in two different forum sections, but Ill start here). My situation:

I will only be here in Basel for another two months: I have one last semester of university to complete back in Canada this fall before staying in Switzerland long-term. I'm a poor student. After our marriage, I thought I would be able to pick up my B-permit and work a bit over the summer while I'm here. However, I had completely overlooked the whole health insurance obligation with residency. As I see it, if I want to work now, I'll need Swiss health insurance for a permit, and if I get health insurance, I'll have to pay for this insurance for the 5 months I'm out of the country not using it. Obviously, I'd like to avoid this.

So, how to proceed?

Should I postpone the permit application until December when I return, remaining unemployed in the meantime? Will not having the permit before I leave complicate my return (ie: will I need to apply for another long-term visa to enter again, or will my tourist visa be OK this time around)?

or

If I do get health insurance, take up residency and get B permit, maybe I'm eligible for the health insurance subsidy. Is this route even worth looking into as a possibility for a student of a foreign university, with no job history in Switzerland, who wont even be residing in the country for most of the remaining year?

Thanks.
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Old 29.05.2012, 14:28
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Fellow CDN here, married to a Swiss guy.....when I came over I was able to prove I had coverage from my parents plan back in Canada (has to be private - Blue Cross or something like that, not provincial insurance) and used that for my first 6 months. When that was done I moved to Swiss insurance, told them the same thing, and they didn't back charge me.
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