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Old 12.12.2013, 19:35
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Just got a C Permit, what are the implications?

I can't quite believe that it's been 5 years already, but here I am.

I came over from the UK 5 years ago, not particularly having any plan to stay for a long time, just doing a job I quite like and getting on with the business of enjoying life. I've been on Quellensteuer, and just let the HR department handle things like taxes and stuff. I got a letter about renewing my permit when the old one expired, and not unsurprisingly, have been upgraded from B to C.

I would appreciate it if someone could give me an overview (or a link to a source of information) about what this change actually means. I am given to believe I now will have to do my own taxes, for example. What will this actually require of me? What new rights and privileges, or civic type responsibilities does this change now give me? Is there anything I ought to be aware of as a result of this? I did a search of the forum, but everyone seems to be asking far more specific questions, and it's hard to get a general overview.
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Old 12.12.2013, 19:58
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Re: Just got a C Permit, what are the implications?

Practically it means almost nothing except that Quellensteuer will stop.


You will have to do your own taxes (or get a tax advisor - should be about 150chf). You will get some payment slips to be paid (if you want - it's optional) in June, September and December of 1/3 of the previous years taxes - just canton - country tax comes the year after. You should save the same amount each month as you are currently being deducted.
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Old 12.12.2013, 21:15
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Re: Just got a C Permit, what are the implications?

It may also allow you to vote, depending on whether your canton allows foreign nationals to do so. We can here in Fribourg because we've lived in the same commune for over 5 years, which is part of the regs. But we can only vote on certain things, no referendums, stuff like that.

Otherwise the change in tax is the only real difference you'll find. Unless your finances are complicated they should be easy to do yourself. But enquire at your canton tax office if there's someone who could go over the details with you. Most canton tax offices seem keen to help on getting your tax form sorted out so may be happy to give you a lesson.
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Old 12.12.2013, 21:21
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Re: Just got a C Permit, what are the implications?

Yes, need discipline not to spend all the extra money that is now not taken automatically monthly :-)
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Old 13.12.2013, 10:26
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Re: Just got a C Permit, what are the implications?

Thanks everyone, it sounds pretty much like I expected, I guess I just wanted reassurance that there were not going to be any unexpected surprises. All I need to do now is make sure I don't spend my tax money.
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Old 13.12.2013, 10:28
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Re: Just got a C Permit, what are the implications?

Indeed that's the biggest adjustment you'll have to make, paying tax directly.

I remember many years ago being stressed about it. After the first year, you stop caring as much. By the 10th year, you're so far behind with taxes that you've stopped saving
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Old 13.12.2013, 10:30
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Re: Just got a C Permit, what are the implications?

Stick it in a separate account. That's what I do. We have both bank and post finance accounts so I use the PF one like an emergency fund account, putting a certain amount in there each month to cover the tax bill, plus a little extra in case of any emergencies or for other things like putting a deposit down when buying a new car. Works great!
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Old 13.12.2013, 10:35
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Re: Just got a C Permit, what are the implications?

It's a bit like the Hotel California....
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Old 13.12.2013, 10:44
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Re: Just got a C Permit, what are the implications?

There are other privileges, shall we say, regarding buying property (I think you are allowed to buy property to rent it to others or something) and it's looked on more favourably I would say when renting.

And of course it entitles you to apply to become a Swiss citizen after a number of years but you would need to meet other criteria as well but it's a box ticked.
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Old 13.12.2013, 10:59
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Re: Just got a C Permit, what are the implications?

Just be aware that your tax liability may change, depending on whether you live in a low or high tax Gemeinde and what deductions you are eligible for. Quellensteuer is a cantonal average - your tax bill under normal taxation might be quite different from what you are paying now. Play with one of the calculators to avoid surprises.

Also, some Gemeinden give a small rebate if you pay your estimated taxes well ahead - we get 1 or 2% IIRC for paying the full estimate at the start of the year. (Eventually, some years later, the final reckoning is made...) Not much, but better than what that money would earn us sitting in the bank these days...
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Old 13.12.2013, 11:09
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Re: Just got a C Permit, what are the implications?

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You will have to do your own taxes (or get a tax advisor - should be about 150chf). You will get some payment slips to be paid (if you want - it's optional) in June, September and December of 1/3 of the previous years taxes - just canton - country tax comes the year after.
This is not the same across all cantons. Some will want a prepayment during the year as well as the full estimated payment well before you submit the tax return, others wait until afterwards.

e.g. When we moved from BS to OW in December 2007 we were in for a bit of a shock, as we were just paying the 2006 BS tax (just a little late) and then were asked immediately to pay in advance the full 2007 tax in OW. Then in March we needed to make an advance payment on the 2008 tax. 2.5 years of tax in three months

So check in advance what will be expected of you to avoid any nasty surprises.
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