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Old 21.06.2020, 00:02
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non-EU retiree wants to move back to Switzerland

US citizen, lived in GVA/VD for almost 40 years, currently in US, wanting to move to Suisse romande to be near family & grandchildren who have just settled in Geneva. Anyone with experience in requesting B retiree permit? Easier in GVA or in VD? If you used the services of a lawyer, was it useful? Grateful for any and all information!
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  #2  
Old 21.06.2020, 10:35
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Re: non-EU retiree wants to move back to Switzerland

I would guess Vaud since the housing situation isn't so stressed as it is in Geneva. But it'll depend on your financial situation.
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Old 21.06.2020, 10:39
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Re: non-EU retiree wants to move back to Switzerland

Have a look here to start? And good luck!

https://www.ch.ch/en/retirement-or-study-switzerland/

Third-country nationals
Citizens of non-EU-27*/EFTA** countries must meet the following criteria:

They must apply for a visa with a Swiss diplomatic/consular mission in the country of residence.
They have adequate financial resources to cover the cost of living in Switzerland so as to ensure that they will not become dependent on welfare benefits, and
They have a health insurance policy that also includes accident coverage.
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Old 21.06.2020, 12:05
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Re: non-EU retiree wants to move back to Switzerland

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US citizen, lived in GVA/VD for almost 40 years, currently in US, wanting to move to Suisse romande to be near family & grandchildren who have just settled in Geneva. Anyone with experience in requesting B retiree permit? Easier in GVA or in VD? If you used the services of a lawyer, was it useful? Grateful for any and all information!
Your finances are the primary concern... if you do not have Swiss citizenship then you will need to prove that you can support yourself comfortably for the duration of your retirement.

If you lived in GVA for 40 years why on earth did you not get Swiss citizenship?

Oh and I would really take your personal photo off of this website asap... it is not like normal social media and privacy should be a concern.
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Old 21.06.2020, 12:19
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Re: non-EU retiree wants to move back to Switzerland

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Your finances are the primary concern... if you do not have Swiss citizenship then you will need to prove that you can support yourself comfortably for the duration of your retirement.
God knows how much money they want to see
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Old 21.06.2020, 12:34
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Re: non-EU retiree wants to move back to Switzerland

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God knows how much money they want to see
Typically enough to make retirees not have the right to obtain complementary AHV benefits or social help.
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  #7  
Old 21.06.2020, 12:51
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Re: non-EU retiree wants to move back to Switzerland

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. . .
Oh and I would really take your personal photo off of this website asap... it is not like normal social media and privacy should be a concern.
They seem eminently presentable. Of course, there will be users here whose picture is best not displayed.
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Old 21.06.2020, 13:59
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Re: non-EU retiree wants to move back to Switzerland

The other thing to consider is that you'd still have to fill in US tax returns and could owe the US tax on top of any Swiss ones, depending on your financial situation.

Also most banks don't want to know Americans due to the FATCA law so your choices are limited: UBS, Credit Suisse and PostFinance. If you're thinking of buying a property here, again mortgages for Americans are iffy. Some may, most probably won't.

To be honest you might want to look at moving to France near the Swiss border instead. You'll still have the US tax considerations to think about, but the move itself might be easier to accomplish.
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  #9  
Old 21.06.2020, 15:03
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Re: non-EU retiree wants to move back to Switzerland

You mention that a primary motivator is the wish to be closer to your family and grandchildren.

By family: are your children here, and if so, are they Swiss citizens?
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Old 21.06.2020, 20:27
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Re: non-EU retiree wants to move back to Switzerland

If you don't have a great deal of money, and if your adult children in Switzerland can demonstrate that they already support you, each month, then, depending on their nationality/permit status, they may be able to apply for permission for you to come and live with them.
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Old 21.06.2020, 20:35
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Re: non-EU retiree wants to move back to Switzerland

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If you don't have a great deal of money, and if your adult children in Switzerland can demonstrate that they already support you, each month, then, depending on their nationality/permit status, they may be able to apply for permission for you to come and live with them.
Does that work as well for non EU parents Doropfiz?
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Old 21.06.2020, 20:39
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Re: non-EU retiree wants to move back to Switzerland

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Does that work as well for non EU parents Doropfiz?
Maybe, but probably a long road to prove they're financially relying on you for support and that there aren't any other relatives who could look after them.

Doesn't seem to be the case here anyway.
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Old 22.06.2020, 04:26
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Re: non-EU retiree wants to move back to Switzerland

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Your finances are the primary concern... if you do not have Swiss citizenship then you will need to prove that you can support yourself comfortably for the duration of your retirement.

If you lived in GVA for 40 years why on earth did you not get Swiss citizenship?

Oh and I would really take your personal photo off of this website asap... it is not like normal social media and privacy should be a concern.
Not getting Swiss citizenship was a major error!

Iíd love to delete that photo but I canít see how to do it. Help!
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  #14  
Old 22.06.2020, 07:36
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Re: non-EU retiree wants to move back to Switzerland

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Not getting Swiss citizenship was a major error!

Iíd love to delete that photo but I canít see how to do it. Help!
Go into the control panel and then choose Edit Avatar. If it's not that then it'll be Edit Profile Picture.
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  #15  
Old 22.06.2020, 08:07
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Re: non-EU retiree wants to move back to Switzerland

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If you don't have a great deal of money, and if your adult children in Switzerland can demonstrate that they already support you, each month, then, depending on their nationality/permit status, they may be able to apply for permission for you to come and live with them.
If you have the money of say a Tina Turner then they will kiss your arse. If not then Amis are not welcome in CH ( too loud,too brash)
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  #16  
Old 22.06.2020, 08:31
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Re: non-EU retiree wants to move back to Switzerland

Where I would startwould be with the control des hanitants in the commune you last lived. Hopefully it will be a smallish village where they know you. Even better if you would return to that commune.

Otoh if you didn’t integrate or they didn’t really know you, it will be more difficult.
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Old 22.06.2020, 14:29
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Re: non-EU retiree wants to move back to Switzerland

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Not getting Swiss citizenship was a major error!

Iíd love to delete that photo but I canít see how to do it. Help!
I've removed the photo as your avatar. It's still your profile picture, but it won't be attached to every post you make like an avatar is. Let me know if you want it removed from the profile as well.
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  #18  
Old 22.06.2020, 19:54
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Re: non-EU retiree wants to move back to Switzerland

I wish you luck on your proposed return. Let us know how/if it works out for you.

One thought: Look into age maximums (if any) for supplemental insurance coverage (beyond the mandatory, basic coverage). In the case of SWICA I seem to remember that after age 62 you could not get a supplemental policy. But I may be mis-remembering.

- Dr. (sometimes faulty) Memory
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Old 22.06.2020, 20:10
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Re: non-EU retiree wants to move back to Switzerland

Iím well beyond 62 and either my insurance company didnít notice or ...
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Old 22.06.2020, 20:15
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Re: non-EU retiree wants to move back to Switzerland

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Iím well beyond 62 and either my insurance company didnít notice or ...
If you already had it before you reached that age you get to keep it, itís getting new policies that becomes problematic with age.
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