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Old 31.08.2020, 10:04
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Spouse joins 1 month later.

A friend of mine (EU) registered in Switzerland at the beginning of June. His wife came into the country at the beginning of July. Just before she arrived, he switch community. They registered in the new community together.

Her permit is dated beginning of June, and they've received a bill from their health insurer for June.

Does anyone know if it right that her permit should be backdated?
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Old 31.08.2020, 10:25
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Re: Spouse joins 1 month later.

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A friend of mine (EU) registered in Switzerland at the beginning of June. His wife came into the country at the beginning of July. Just before she arrived, he switch community. They registered in the new community together.

Her permit is dated beginning of June, and they've received a bill from their health insurer for June.

Does anyone know if it right that her permit should be backdated?
She arrived in July and already has a permit? That's an impressive performance from the authorities, usually it takes more than that, just look around EF. I'd go my merry way with the permit in hand. Going back to them to tell them they did it wrong may cause a lot of lost hours trying to get the thing fixed.....for ~200 CHF?

Last edited by Axa; 31.08.2020 at 10:51.
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Old 31.08.2020, 12:20
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Re: Spouse joins 1 month later.

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A friend of mine (EU) registered in Switzerland at the beginning of June. His wife came into the country at the beginning of July. Just before she arrived, he switch community. They registered in the new community together.

Her permit is dated beginning of June, and they've received a bill from their health insurer for June.

Does anyone know if it right that her permit should be backdated?
We did the same thing. My wife has only been billed from the time we applied for the insurance . My daughter however has been billed from the time she arrived in Switzerland (with wife).

There's no way they can require her to be covered before her arrival in Switzerland - surely.
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Old 31.08.2020, 12:59
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Re: Spouse joins 1 month later.

We did the same thing and my son and I only had to pay for health insurance from the date of our arrival in Switzerland but our permits has that date too.
The mistake lies with the permit issuer, as far as the health insurance is concerned she has been resident since June as thatís what her permit says.
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Old 31.08.2020, 18:15
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Re: Spouse joins 1 month later.

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She arrived in July and already has a permit? That's an impressive performance from the authorities, usually it takes more than that, just look around EF. I'd go my merry way with the permit in hand. Going back to them to tell them they did it wrong may cause a lot of lost hours trying to get the thing fixed.....for ~200 CHF?
When you're on 4-5K CHF a month, it makes a difference.

I guess first step is to approach the health insurer and provide evidence of arrival in the country.
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Old 31.08.2020, 18:28
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Re: Spouse joins 1 month later.

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When you're on 4-5K CHF a month, it makes a difference.

I guess first step is to approach the health insurer and provide evidence of arrival in the country.
Good luck, but as said above, the permit shows the start date of residency which corresponds to the start date for insurance. Either go through the effort of getting the permit changed or pay up.
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Old 31.08.2020, 19:20
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Re: Spouse joins 1 month later.

This was 13 years ago, and we did not change communities. My husband arrived in June, I arrived in August. His insurance was backdated to June, mine to August.

When we needed to renew our permits, we could not renew at the same time, I always had to renew mine a month or two later. My first residence permit was linked to my husband, subsequent ones don‘t have his name on them - maybe still linked, I’m not sure.

It‘s possible that it‘s a clerical error. I would check on it.
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Old 01.09.2020, 09:27
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Re: Spouse joins 1 month later.

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When you're on 4-5K CHF a month, it makes a difference.

I guess first step is to approach the health insurer and provide evidence of arrival in the country.

The permit is THE evidence of arrival to CH. Since there's no passport stamp (EU), what other evidence? Simply telling the insurance the permit is wrong won't get them that far.

The first step is to determine what happened in first place: A) did they unknowingly requested a permit with same arrival date?, B) a bureaucrat made a mistake with the date?

Case A: my sympathies, I've been in that position. There are so many forms and regulations, poor command of local language, then they ask you something at the office, you misunderstand the question and the request starts bad. Any document can be corrected, but at a price. Just make sure the price is less than 1 month of health insurance. Case B, the miracle of a bureaucrat owning a mistake and telling "sorry, we'll fix it and since it was our fault, we won't charge your for your new permit".
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