Hello everyone - I've been reading this forum for a few months and its been jolly useful!

We are UK residents and about to take possession of a holiday home in the Bern canton. We have already got our second home permit and a mortgage all without difficulty.

It is our plan to rent out our house when we are not there, but looking at contents insurance and car leasing - everything asks for a either a B, C or L permit and no option without one. As I understand it, we don't actually need a B permit as we will never be in Switzerland for more than the prescribed time (mainly school holidays) and we are not working.

My wife, who is a lawyer, will however "work from home" in our holiday home remotely via the internet, but we won't earn Swiss income (except from any profits on our holiday home rentals).

As I further understand it, if we can provide proof of income and health cover we are entitled to a B permit.

My question therefore - is it worth applying for the B permit or is that a whole more hassle. If not, how do I find the right insurers?

It's very easy to obtain a Permit in your situation. However, possession of a permit usually means tax residency in Switzerland and it can complicate your finances unless you funnel your income through Swiss payroll and pay Swiss taxes.