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Old 18.01.2010, 18:06
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Health insurance catch-22

Dear EFers,

Forgive me if this has already been answered, but I've searched extensively and not found an answer yet..

I got a list of documents the Einwohnerdienste need in order to register and get a residence permit. I think I now have everything except my health insurance ("Krankenversicherungskarte").

So I downloaded an application form for health insurance, and on the form it asks what type of residence permit I have, and for a copy of the permit!

So, no insurance without permit, no permit without insurance. What gives?
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  #2  
Old 18.01.2010, 18:50
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Re: Health insurance catch-22

Hi,

I was able to register and get my residency without the health insurance. You don't need to get insurance for the first three months, but you must register as a resident in ten days, or something.

Cheers!
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  #3  
Old 18.01.2010, 19:02
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Re: Health insurance catch-22

Thats what I did also
So the info given is correct.
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Old 18.01.2010, 19:04
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Re: Health insurance catch-22

You don't need health insurance to get the permit.
You do need to have health insurance in place within X months (3, I think, from memory, as CHW has said).
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Old 18.01.2010, 19:07
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Re: Health insurance catch-22

Thanks for all your answers. I will take the form with me, and if they ask why I don't have insurance, I will show them where it says I need the permit first!
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Old 18.01.2010, 19:15
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Re: Health insurance catch-22

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Thanks for all your answers. I will take the form with me, and if they ask why I don't have insurance, I will show them where it says I need the permit first!
Get a Wohnsitzbestätigung from your Gemeinde when you register, and send a copy to your health insurer. it will make it a bit easier...

WW
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Old 18.01.2010, 22:45
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Re: Health insurance catch-22

You do not need a permit to get insurance, I got mine whilst travelling between France and CH, and about a month before I even applied for residency. The insurance will be valid from the date you entered Switzerland as a resident, so don't be surprised if you leave it 3 months that you get a back dated bill.
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Old 18.01.2010, 23:22
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Re: Health insurance catch-22

Papa Goose, can you tell me which company you got the insurance from?

The form where it asks for a copy of the permit was from KPT, but maybe another insurance company doesn't ask for this..

Thanks
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Old 18.01.2010, 23:29
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Re: Health insurance catch-22

Yes I got my cover with CSS. The agent spoke excellent English, and did all the work and all I had to do was sign.... very quick efficient and easy. The paperwork was in German but she completed it and went through everything in great details. If you want you can PM me and I'll send you her details
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Old 23.01.2010, 04:14
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Re: Health insurance catch-22

Hi, nice post there,

I have a similar situation, though it gets a bit more complicated. (EU-8)

I have secured a fixed work position back in September, when I applied with the help of my employer for a B-Permit. I decided to open a contract with an insurance company, immediately, even before my permit is done, so I don't have to pay insurance bills with a back-date. I did that, and they told me it is not a problem if I supplied the permit at a later time (didn't specify when).

Well, its been quite a wait already for the permit (4 months and counting), and the insurance company sent me a letter saying that it MUST obtain a copy of my Permit in 15 days. In addition, I have changed address, so the original place where I used to live in Switzerland when applying for the permit is no longer valid.

I do not know what to do since, I do not have my permit yet, my insurance company WANTS my permit, and if I decide to ask about what is going on with my permit at the Gemeinde, I have to tell them about the change in address, which would further make the wait longer.

Thanks for trying to untie this bureaucracy know around my neck.

Please advise me.
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Old 23.01.2010, 05:25
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Re: Health insurance catch-22

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Dear EFers,

Forgive me if this has already been answered, but I've searched extensively and not found an answer yet..

I got a list of documents the Einwohnerdienste need in order to register and get a residence permit. I think I now have everything except my health insurance ("Krankenversicherungskarte").

So I downloaded an application form for health insurance, and on the form it asks what type of residence permit I have, and for a copy of the permit!

So, no insurance without permit, no permit without insurance. What gives?
For the first few months (until you get your permit) you are better off with your E111 (or what ever it is) for European cover and an annual Travel Insurance with the UK Post Office for about £60 per annum.
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  #12  
Old 23.01.2010, 08:53
swissbob
 
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Re: Health insurance catch-22

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In addition, I have changed address, so the original place where I used to live in Switzerland when applying for the permit is no longer valid.
You must inform the Gemeinde of your change of address within 8 days.

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I do not know what to do
Go to the Geminde - they will give you an official letter for the insurance company stating your permit is being processed.

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since, I do not have my permit yet, my insurance company WANTS my permit, and if I decide to ask about what is going on with my permit at the Gemeinde, I have to tell them about the change in address, which would further make the wait longer.
Unlikely that it will delay things - however, not informing the change of address could.
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