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Old 21.05.2012, 16:49
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Vet Bills for a cat- jabs/neutering

Hi all,

I hope you can help me, I have done a search but not found exactly what I am looking for... apologies if this has been asked before

My partner and I are thinking of getting a kitten, but are unsure of vet costs. I'd appreciate if anyone could tell me how much the vaccinations and neutering costs (not sure yet if we are getting a boy or girl, I presume it costs more to neuter a girl?).

Finally, would you recommend that we get insurance for our kitty, or pay the bills as they come?

Many thanks
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Old 21.05.2012, 22:02
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Re: Vet Bills for a cat- jabs/neutering

Don't know about the vaccination side of things, but if I were you I'd just have a separate account (post one if you have a bank for example) where you can put a set amount aside each month to cover vet and other emergencies you might have in life. The problem with a lot of insurances is they only cover for a few short years; 7 I think is the norm, but there was mention on another thread here that one insurer's age limit was 4. A cat could live up to 16 to 20 years so to me paying an insurer for the best and hopefully healthiest years of a cat's life seems like a waste of money. By putting a sum away each month it means you not only have money for the vet, but you could also use it for tax payments, new car deposit, etc. It doesn't have to be a large amount either; 500 x 12 will give you 6,000 a year and if you don't use it for something it will also be earning interest.
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Old 21.05.2012, 22:34
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Re: Vet Bills for a cat- jabs/neutering

That's a really great idea that we hadn't thought about yet-and definitely one we'll be considering! Thank you very much
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Old 21.05.2012, 22:36
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Re: Vet Bills for a cat- jabs/neutering

It cost us 85chf recently to get our male kitten castrated. I think it was about 140 for a female but can't remember for sure. Vaccines were about 100 for the first one which included blood test, check up and worming. The second one was about 60 chf I think and you'll have to pay that annually. You also need flea and tick treatment for about 8 months of the year and they cost 42chf for a pack.I think that's 6 treatments but it may only be three.
I also think it's better to put the equivalent of the insurance premiums aside every month rather than taking out insurance for your pet. We've never taken out insurance for any of our cats. Generally speaking you'll only start to get bigger vet bills as they get older and the is always a franchise to take into consideration.
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Old 21.05.2012, 22:55
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Re: Vet Bills for a cat- jabs/neutering

Thanks for the great advice Belgianmum!

Just spoke to my partner and we're definately going to go down the saving route instead of taking out insurance
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Old 21.05.2012, 23:22
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Re: Vet Bills for a cat- jabs/neutering

You're welcome gnaula. I just knew if I didn't take some money out of the current account and keep it safe somewhere else it would just end up being spent every month and if something calamitous happened then where would we be? Made sense to stash it away in the post account, particularly as my OH had already opened both a bank and postal account then he first arrived here. There was no point in having the postal one sitting doing nothing except incurring fees every month.
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