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27.02.2011, 14:33
|  | Forum Veteran | | Join Date: Feb 2011 Location: Goldiwil
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| | Leasing or Buying a Car
My wife, daughter and I will be moving to work outside of Bern in July. We want to have a car for the freedom and ease. I have discovered that it would be very hard to bring my old, paid off honda since it's old and would probably need a lot of work to be Swiss road ready. What kind of monthly cost am I looking at to lease or buy? DO I have the option to buy being new to Switzerland? Any suggestions would be great.
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27.02.2011, 14:50
|  | Forum Legend | | Join Date: Oct 2007 Location: Aargau
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| | Re: Leasing or Buying a Car
There are plenty of cars for leasing and buying and they can be be found online here: www.autoscout24.ch
First you must decide what you would like to get and how long you will be staying here. Then budget, budget and budget. It will determine what is more economical: buying vs leasing.
If you just want to get any car that will take you from point A to B, you might just opt for something with the lowest interest rate. Recently, I got some leaflets from Opel in my mail box and their spring offer looked pretty good.
You can find similar discussions using search engine on the EF here: | The following 5 users would like to thank jacek for this useful post: | | 
27.02.2011, 15:06
| | Re: Leasing or Buying a Car | Quote: | |  | | | DO I have the option to buy being new to Switzerland? Any suggestions would be great. | | | | | The Swiss are quite happy about you spending money, it's not some third world Eastern European country back in the 50's complete with dictator here.
Have a look here, plenty of people selling cars on EF, Dodgyken will see you alright about price
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27.02.2011, 15:18
|  | Forum Veteran | | Join Date: Feb 2011 Location: Goldiwil
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| | Re: Leasing or Buying a Car
Thanks for the reply. We plan on living for the foreseeable future as our jobs we under renewing contracts every 2 years. We are just looking for a basic, reliable car. I have no idea what monthly rates are compared o the US. I also could use some advice on financing because we don't want to drop a huge chunk of our savings on a car.
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27.02.2011, 15:20
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Leasing or Buying a Car
Rough costs, 10-20% deposit, 5.9% interest.
24-60mth leases available.
Different residuals depending on what you are leasing and with whom.
40-50k car - over 3 years - with 10% is around 750-850chf per month
| This user would like to thank dodgyken for this useful post: | | 
27.02.2011, 15:31
|  | Forum Veteran | | Join Date: Feb 2011 Location: Goldiwil
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| | Re: Leasing or Buying a Car
I know people will sell me a car, I just wanted to know how financing one goes. I should have said leasing/financing
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28.02.2011, 08:30
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Leasing or Buying a Car
And you think 3 threads - is the way about getting help???
You have been given the information - now do your own research - we are not wet nurses
| This user would like to thank dodgyken for this useful post: | | 
28.02.2011, 09:29
|  | Forum Legend | | Join Date: Dec 2006 Location: Ostschweiz
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| | Re: Leasing or Buying a Car | Quote: | |  | | | I know people will sell me a car, I just wanted to know how financing one goes. I should have said leasing/financing | | | | | I think it's going to be rather tough to get a car financed here if you only just moved to Switzerland. Leasing rates are about the same as in the US - but again, leasing is also a kind of financing and also requires a credit history in Switzerland.
If I were you, I'd just buy a used car - autoscout24.ch will tell you how to find them.
Peter
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28.02.2011, 09:43
| Newbie 1st class | | Join Date: Jun 2010 Location: basel
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| | Re: Leasing or Buying a Car
An option is Mobility http://mobility.ch/en/pub/index.cfm
very useful for short trips.
The public transport is extremely good so from cities to cities it's much better than a car and even for mountains or so you can basically reach any -- i say any -- villages with trains and busses, even with a baby pushchair or suitcases etc.
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28.02.2011, 09:45
|  | Forum Legend | | Join Date: Dec 2010 Location: Lugano
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| | Re: Leasing or Buying a Car
Cash works for me.
You can pick up a good used car, freshly inspected, for a few 1000.
Tom
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28.02.2011, 09:48
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| | Re: Leasing or Buying a Car | Quote: | |  | | | An option is Mobility http://mobility.ch/en/pub/index.cfm
very useful for short trips.
The public transport is extremely good so from cities to cities it's much better than a car and even for mountains or so you can basically reach any -- i say any -- villages with trains and busses, even with a baby pushchair or suitcases etc. | | | | | True, public transport is excellent - but it's also insanely expensive, especially for city to city transfers. Mobility is a good choice if you can live without a car (which we couldn't - the nearest railway station is 2km away from our house) and if you don't need the car for longer distances, as the per-km rates for Mobility are steep as well.
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28.02.2011, 09:51
|  | Forum Legend | | Join Date: Jan 2008 Location: Kanton Zürich
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| | Re: Leasing or Buying a Car | Quote: | |  | | | Thanks for the reply. We plan on living for the foreseeable future as our jobs we under renewing contracts every 2 years. We are just looking for a basic, reliable car. I have no idea what monthly rates are compared o the US. I also could use some advice on financing because we don't want to drop a huge chunk of our savings on a car. | | | | | I would at least be here for 3 months before you buy/lease a car. Companies normally have a probation period of 3 months.
Do you have about 12K CHF to buy a used car? That is your best
bet. If you do not, I would lease. The leasing rates that I got
were 3.9% from Ford.
Secondly, do you REALLY need a car? The public transport here
is excellent.
There is a service here called Mobility where you can rent a car
very inexpensively every now and then! www.mobility.ch | This user would like to thank HollidayG for this useful post: | | 
28.02.2011, 10:31
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Leasing or Buying a Car | Quote: | |  | | | Cash works for me.
You can pick up a good used car, freshly inspected, for a few 1000.
Tom | | | | | In my experience - something good with fresk MFK and service starts at 3000chf - at the end of 2 years it will be worth 1000-2000chf.
| This user would like to thank dodgyken for this useful post: | | 
28.02.2011, 15:42
| Junior Member | | Join Date: Jan 2009 Location: Zurich
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| | Re: Leasing or Buying a Car
I leased my car from BMW, 2.9% and saved 22,000 SF on price | 
28.02.2011, 21:56
|  | Forum Veteran | | Join Date: Feb 2011 Location: Goldiwil
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| | Re: Leasing or Buying a Car
Thanks for all the suggestions. I just love to have freedom of a car. I have a pretty good handle on prices now, I just want to make sure that I will be able to qualify. My wife and I will make plenty of money, so it's just a matter of being new to the country.
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28.02.2011, 22:23
|  | Mod, Chips and Mushy Peas | | Join Date: Sep 2006 Location: Albisrieden
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| | Re: Leasing or Buying a Car
You tell 'em! | Quote: | |  | | | we are not wet nurses | | | | | | 
28.02.2011, 22:24
|  | Forum Legend | | Join Date: Dec 2010 Location: Lugano
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| | Re: Leasing or Buying a Car | Quote: | |  | | | In my experience - something good with fresk MFK and service starts at 3000chf - at the end of 2 years it will be worth 1000-2000chf. | | | | | Pretty good return on your money, no?
Buy a new car, and lose 10-20k in 2 years (or more).
The car my girlfiend just bought was 3300 with fresh collauda (official inspection), with only 90k km.
Tom
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01.03.2011, 08:40
|  | Forum Legend | | Join Date: Apr 2010 Location: Democratic Republic Kenistan
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| | Re: Leasing or Buying a Car
You find a car (Estate or SUV) with towbar AND MFK for under 3k??
Quite challenging I tell you
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01.03.2011, 10:11
|  | Junior Member | | Join Date: Aug 2009 Location: Zweisimmen
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| | Re: Leasing or Buying a Car | Quote: | |  | | | You find a car (Estate or SUV) with towbar AND MFK for under 3k??
Quite challenging I tell you | | | | | Very True |
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