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Old 22.06.2011, 20:58
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Quality1 warranty

As I'm on the lookout for a new car I've seen these offers with Quality1 "warranty" around. So I went to their website to see what it's about and I'm not sure I get it.

From what I see on the website, one can only get this warranty if the car is still under factory warranty or already has an existing warranty from q1 (or other such provider). Is this really so? Or is it possible to get q1 warranty for any car?

I'm asking specifically because some ads say "q1 abschliessbar", which I would guess means the car falls under one of the criteria mentioned above, thus qualifying for a q1 warranty. I'm also guessing that this means the car does NOT come with q1 warranty but rather I have to do it myself?

Also, any experiences (positive/negative) with q1 resolving claims are welcome.

Thanks!
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Old 07.09.2012, 07:45
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Re: Quality1 warranty

Hello,

I have a similar question regarding a Quality1 warranty but I did not see any replies to your post. Where you able to figure it out nad did you get a Quality1 warranty? Are there different types of Quality1 warranties? I ask because I am about to buy a car from a dealer who is offering a Quality1 warranty.

Many thanks!
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Old 08.09.2012, 00:52
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Re: Quality1 warranty

Sorry I haven't found out more in the meantime, the car I ended up buying didn't have any warranty. But please do come back if you find out more about it...
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Old 08.09.2012, 08:22
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Re: Quality1 warranty

I don't know about the Q1 brand specifically, but in general, extended warranties are a waste of money.

In a great majority of the cases, all parts that are subject to normal "wear and tear" are excluded from the warranty. And any other parts will either fail early (during the manufacturer's warranty period, failing due to manufacturing faults) or should last the life of the vehicle.

If you consider how much you're going to pay for this "insurance policy" versus the traditional risk (cost of repairs multiplied by the percent chance that the repair will be needed), you should find that the policy costs more than the risk. (If it didn't, there would be no one selling you this policy, since these companies exist to make a profit).
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Old 08.09.2012, 11:30
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Re: Quality1 warranty

I bought a secondhand car 1-1/2 years ago, the dealer "threw in" a 12-month Quality1 5-Star warranty.

It was around about CHF 1000 for the 12-months coverage, which of course was built into the selling price of the car....

In that 12 months the car racked up about CHF 1500 in repairs that were mostly covered by Quality1, minus the excess which you have to pay.

The excess amount increases based on the age of the car, a five year old car has a 15% excess from memory.

So in theory the warranty paid for itself, just...but that was the 5-Star one, the lesser policies (let's face it, the warranty is really just an insurance policy) don't cover everything and might not be worth anything in the end....
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