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Old 22.09.2011, 16:47
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Car Hire with Visa Debit Card (SBB)

Hi

I checked out at Zurich Airport if its possible to use a Visa Debit Card, interestingly the only company that did accept this was National/Alamo Car Rental, they said they would debit the premium excess charge and the cost of refueling the car from card in advance. The others either said no, or that no other company does this.. although the National Car Rental counter was opposite them. I was checking this up on the internet as I wanted to find other companies too that would accept these cards. However, I came across one site saying that they could do a credit check if you present a debit card (I presume a national credit rating check) I guess to ascertain if I'm a flight risk or something. They said that the very fact that they check this will show up on my credit report and can have the effect of lowering my rating... I presume that creditors will form an opinion that if someone checked you mustn't be credit worthy enough. I don't know if this was referring to the US or Europe or somewhere else, but can anyone verify if this is true or not in Switzerland or Europe.

I will get a credit card in the future, but not at present.

Thank you in advance for any advice.
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