Go Back   English Forum Switzerland > Help & tips > Transportation/driving  
Reply
 
Thread Tools Display Modes
  #1  
Old 11.12.2011, 22:34
Guest
 
Posts: n/a
Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
It's the same everywhere in the EU, DVLC state as much on their website.
but can you drive someone else's non Swiss car in Switzerland if you are on their insurance?

I have a UK car as I am UK resident, and my GF who lives in Switzerland has a Swiss licence and is a named driver on my insurance...

She can drive my car in the UK and in Europe...

Can she drive my car in Swiss?

I can understand why you can't own a non Swiss car if you live in Swiss, but why would you not be allowed to drive someone else's car if you are insured?
Reply With Quote
  #2  
Old 12.12.2011, 18:44
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 20,338
Groaned at 429 Times in 320 Posts
Thanked 20,752 Times in 11,004 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
View Post
but can you drive someone else's non Swiss car in Switzerland if you are on their insurance?

I have a UK car as I am UK resident, and my GF who lives in Switzerland has a Swiss licence and is a named driver on my insurance...

She can drive my car in the UK and in Europe...

Can she drive my car in Swiss?

I can understand why you can't own a non Swiss car if you live in Swiss, but why would you not be allowed to drive someone else's car if you are insured?
She can't legally drive in your car in Switzerland if she is a Swiss resident with a Swiss licence
Reply With Quote
The following 2 users would like to thank fatmanfilms for this useful post:
  #3  
Old 12.12.2011, 19:18
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 30,821
Groaned at 2,220 Times in 1,651 Posts
Thanked 37,064 Times in 17,548 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: using own car

Quote:
View Post
She can't legally drive in your car in Switzerland if she is a Swiss resident with a Swiss licence
She can if you (the owner) are in the car (and are not a Swiss resident)!

Tom
Reply With Quote
The following 2 users would like to thank st2lemans for this useful post:
  #4  
Old 14.12.2011, 00:01
Papa Goose's Avatar
Forum Legend
 
Join Date: Apr 2008
Location: Ägeri
Posts: 3,711
Groaned at 194 Times in 163 Posts
Thanked 4,287 Times in 1,811 Posts
Papa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Not so. When my friend from the UK who is not Swiss resident wanted to leave his fully UK legal and registered car here with me whislt he was on an extended trip. I enquired directly at the Strass' office in Zurich and was told flatly no, a Swiss resident cannot drive a non-CH plated car belonging to someone else. Bonkers rule but there you are, it's just 1 of many here.

Last edited by Papa Goose; 14.12.2011 at 10:00.
Reply With Quote
This user would like to thank Papa Goose for this useful post:
  #5  
Old 14.12.2011, 03:28
Newbie
 
Join Date: Oct 2011
Location: Vaud
Posts: 8
Groaned at 0 Times in 0 Posts
Thanked 3 Times in 3 Posts
Heate has no particular reputation at present
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Same as back in Ireland standard enough way for the government to tell its citizens that if they want to drive a car it had better be taxed locally!
Reply With Quote
This user would like to thank Heate for this useful post:
  #6  
Old 14.12.2011, 10:06
Forum Legend
 
Join Date: Oct 2009
Location: la cote
Posts: 3,385
Groaned at 19 Times in 12 Posts
Thanked 2,952 Times in 1,573 Posts
runningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

The Swiss Customs have recently clarified the rules/issues of driving a foreign registered vehicle in CH. This was done apparently after erronous information was posted in some online forums, surely not the EF.

In sum, you may use your foreign registered vehicle for your "personal use" after having declared it at the border with form 15.30 and paid a 25 chf fee, for a period of two years (some exceptions) if you are a foreign worker, student, or intern. However, this is your personal use, and your girlfriend as a swiss resident and national would not have such a privilege.

See the following links:
--Swiss customs (douane) overview
http://www.ezv.admin.ch/zollinfo_pri...x.html?lang=en
--Foreign motor vehicle and motor vehicle drivers
http://www.ezv.admin.ch/zollinfo_pri...gpKfo&typ=.pdf
--Fact sheet on putting private motor vehicles and trailers into free circulation.
http://www.ezv.admin.ch/zollinfo_pri...gpKfo&typ=.pdf
--Law on transport (in French)
http://www.admin.ch/ch/f/rs/0_631_24/app24.html
Reply With Quote
The following 3 users would like to thank runningdeer for this useful post:
  #7  
Old 14.12.2011, 10:49
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,690
Groaned at 281 Times in 232 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
In sum, you may use your foreign registered vehicle for your "personal use" after having declared it at the border with form 15.30 and paid a 25 chf fee, for a period of two years (some exceptions) if you are a foreign worker, student, or intern. However, this is your personal use, and your girlfriend as a swiss resident and national would not have such a privilege.
I couldn't find the highlighted text in the PDFs you linked to!

The issue is, and always has been:
1) Swiss registered cars only stay registered if there is valid insurance.
2) To have valid Swiss insurance you have to be registered in Switzerland
3) If you are registered in Switzerland you are not registered (IE domiciled) in another country.
4) If you not legally registered in another country you can't have valid insurance from that country
5) If you don't have valid insurance the car isn't insured
6) If the car isn't insured you are committing a road traffic offence

HOWEVER that is pretty much the case across the EU - but the UK is different. The UK has cars with "registered keepers" and not owners - the 2 are different things. Next up we have the issue of insurance. Some UK companies will insure a car if you live abroad - for 1 year. IE if your permenant base is not the UK. In that case the car is legally insured. The insurance company may also add a foreign national to the policy.

In that scenario a UK registered car, registered to a brit living in Switzerland (and registered here) would be driven legally. Further more, if the Brit added a Swiss friend to the policy as a NAMED driver - with the policy indicating they are registered in Switzerland - then that car has insurance.

The Swiss position is one of "The car is not insured - so is being driven illegally." If you are able to demonstrate, with the correct paperwork that this is not the case - then it is not an issue. The key is having the correct paperwork.

I fully understand why the default answer is "No" - because 99 times out of 100 - the owner of the car does not have valid insurance for the driver - and in fact, if you are coming from the UK, highly unlikely to have valid insurance for the car at all!!
Reply With Quote
This user would like to thank dodgyken for this useful post:
  #8  
Old 14.12.2011, 12:00
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

The answer as gathered above is no. However I am wondering how you managed to get Swiss girl friend, in Switzerland, with Swiss address, to be a named driver on your UK car Insurance?
Reply With Quote
  #9  
Old 14.12.2011, 12:04
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,690
Groaned at 281 Times in 232 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
The answer as gathered above is no. However I am wondering how you managed to get Swiss girl friend, in Switzerland, with Swiss address, to be a named driver on your UK car Insurance?
I'm a named driver on insurance in the UK - with a Swiss driving licence and a Swiss registered address. The vehicle is registered in my fathers name, to my fathers address and with him as the main driver - which he is.
Reply With Quote
This user would like to thank dodgyken for this useful post:
  #10  
Old 14.12.2011, 12:11
ullainga's Avatar
Forum Veteran
 
Join Date: Aug 2009
Location: around Basel
Posts: 1,583
Groaned at 12 Times in 11 Posts
Thanked 2,189 Times in 911 Posts
ullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond reputeullainga has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
The issue is, and always has been:

4) If you not legally registered in another country you can't have valid insurance from that country
5) If you don't have valid insurance the car isn't insured
6) If the car isn't insured you are committing a road traffic offence
This is indeed an issue if the driver is the one being insured. In many countries the car is insured (well the damage caused by the car, to be precise), does not matter who is driving it. There does not seem to be an exception for those cases though.
Reply With Quote
This user would like to thank ullainga for this useful post:
  #11  
Old 14.12.2011, 13:22
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 30,821
Groaned at 2,220 Times in 1,651 Posts
Thanked 37,064 Times in 17,548 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
In many countries the car is insured (well the damage caused by the car, to be precise), does not matter who is driving it.
Which is the case here.

There are no named drivers on any of my policies.

Tom
Reply With Quote
  #12  
Old 14.12.2011, 13:33
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
The answer as gathered above is no. However I am wondering how you managed to get Swiss girl friend, in Switzerland, with Swiss address, to be a named driver on your UK car Insurance?
By ringing them up and adding her to my insurance...

I am still UK resident even though I'm only there 2 weeks a year (I actually live in France/Spain/Switzerland for several months at a time currently in France until April), I am the registered keeper of the vehicle, it is registered to my UK address and my insurance covers Europe and Switzerland with a single trip limit of 180 days (so I go back twice a year, once at Easter and then in October, when I also get the MOT)

Until I get a permanent job in Swiss or France there is no point in changing my residency, and in Europe I can visit as long as I like, it's only Switzerland where I have to limit my trips to 90 days.

But anyway I digress... It is quite easy in the UK to add named drivers to your car insurance.
Reply With Quote
  #13  
Old 14.12.2011, 13:52
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Got this reply from customs (same link as one that runningdeer already posted above)

Quote:
Dear ...

Generally, this is not possible. Please pay attention to the explanation under the following link.

http://www.ezv.admin.ch/zollinfo_pri...x.html?lang=en

It is only possible 12 x 3 days within one year under customs control. The customs offices requires a guarantee (deposit) equivalent to the import taxes, which would have been imposed on releasing for free circulation. In the case of a full and punctual reexportation of the goods, the deposit provided or the credit guarantee will be released.

Kind regards
...
Zollexperte
Reply With Quote
This user would like to thank for this useful post:
  #14  
Old 14.12.2011, 13:56
porsch1909
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
I'm a named driver on insurance in the UK - with a Swiss driving licence and a Swiss registered address. The vehicle is registered in my fathers name, to my fathers address and with him as the main driver - which he is.
Which company? QUICK TELL ME!
Reply With Quote
This user would like to thank for this useful post:
  #15  
Old 14.12.2011, 14:15
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
Which company? QUICK TELL ME!
In my case LV

http://www.lv.com/insurance/
Reply With Quote
The following 2 users would like to thank for this useful post:
  #16  
Old 14.12.2011, 14:31
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,690
Groaned at 281 Times in 232 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
Got this reply from customs (same link as one that runningdeer already posted above)
And yet the wording is clear "in principle" - which doens't mean it is illegal!!

It is clever wording - it is set to deliberately discourage the activity - and rightly so. HOWEVER "in principle" doesn't mean it can't happen.
Reply With Quote
  #17  
Old 14.12.2011, 15:03
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 20,338
Groaned at 429 Times in 320 Posts
Thanked 20,752 Times in 11,004 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Can my Swiss GF drive my UK registered car in Switzerland?

I am not sure where you are paying taxes, however if your in any country more than 6 months you will be liable to taxes there or the country you spend the most days in, be very careful. You could be tax resident in more than 1 country.

Quote:
View Post
By ringing them up and adding her to my insurance...

I am still UK resident even though I'm only there 2 weeks a year (I actually live in France/Spain/Switzerland for several months at a time currently in France until April), I am the registered keeper of the vehicle, it is registered to my UK address and my insurance covers Europe and Switzerland with a single trip limit of 180 days (so I go back twice a year, once at Easter and then in October, when I also get the MOT)

Until I get a permanent job in Swiss or France there is no point in changing my residency, and in Europe I can visit as long as I like, it's only Switzerland where I have to limit my trips to 90 days.

But anyway I digress... It is quite easy in the UK to add named drivers to your car insurance.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #18  
Old 14.12.2011, 15:34
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
I am not sure where you are paying taxes, however if your in any country more than 6 months you will be liable to taxes there or the country you spend the most days in, be very careful. You could be tax resident in more than 1 country.
Thanks, I do check this from time to time, I'm currently freelance and invoice with a UK address and pay taxes in the UK.

If I get a permanent employment and/or stay anywhere longer than 6 months then I'll change my residency, but until then there is no need.

I do also have Spanish NIE number and I can declare income for Spanish tax and even though I'm working in France currently I'm still paid in the UK in pounds, so there is no need to do anything with taxes in France at the moment and I've not earned anything in Switzerland... So is all covered...
Reply With Quote
  #19  
Old 14.12.2011, 16:23
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 20,338
Groaned at 429 Times in 320 Posts
Thanked 20,752 Times in 11,004 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
View Post
Thanks, I do check this from time to time, I'm currently freelance and invoice with a UK address and pay taxes in the UK.

If I get a permanent employment and/or stay anywhere longer than 6 months then I'll change my residency, but until then there is no need.

I do also have Spanish NIE number and I can declare income for Spanish tax and even though I'm working in France currently I'm still paid in the UK in pounds, so there is no need to do anything with taxes in France at the moment and I've not earned anything in Switzerland... So is all covered...
The French may see it differently, the source of the revenue is not important. You are tracked by your mobile phone, so they can prove how much time you are in France should they decide to investigate . If you have loads of children French tax will be lower than the uk. As a single person it can be higher.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #20  
Old 14.12.2011, 17:19
Guest
 
Posts: n/a
Re: Can my Swiss GF drive my UK registered car in Switzerland?

Quote:
View Post
The French may see it differently, the source of the revenue is not important. You are tracked by your mobile phone, so they can prove how much time you are in France should they decide to investigate . If you have loads of children French tax will be lower than the uk. As a single person it can be higher.
They know I'm working (and currently living) in France because I had to get licences and insurance, I'm not hiding anything...

If I don't go back to Basel in April I might look at getting residency in France but is not worth it for a 4 month contract.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Needing advice on PAYE & N.I. from my Swiss registered company - I reside in the UK future Business & entrepreneur 7 05.10.2011 12:04
Can my Mom drive my car? Shiny Insurance 7 12.09.2011 15:57
How long can i drive my mother's uk car in basel? Guest Transportation/driving 26 09.03.2011 23:31
Can I drive my US car with proof of insurance? pelu-us Transportation/driving 5 21.02.2011 15:31


All times are GMT +2. The time now is 12:26.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0