We are moving to Switzerland soon and would like to lease a car. However, we will be living under the fiscal deal/lump sum taxation arrangement and will not be employed anywhere. Does anyone have any experience of leasing in these circumstances? I really want to know if this is a fairly standard situation that Swiss leasing/car companies are used to dealing with or whether we are likely to find it problematic. Any recommendations would be gratefully received. Thanks, Mr Snowflake

Well, if I may, it looks like you could afford to buy outright which would be a far better deal, considering the rebate you'd get.

Else, if you'd really want to lease, I'm sure your favorite private banker would be happy to either issue a guarantee for the lessor or arrange the lease for you.

Hello everyone...
I will be in Switzerland soon for my master degree in ST.Gallen.
But I have some problems about having a car there.
I tried to search via internet about leasing a car but i have no idea about to lease a car for 24 will be profitable or should i buy a second hand car.
I am planning to have a mini cooper or one. does anyone have an idea about how much i have to pay for 24 month leasing.
Or if you think i should buy a second hand car, is autoscout24 efficient for searching cars? For ex: mini cooper goes around 20000 CHF. Is this price real?

Thank you very much

Have a look at www.car4u.ch

thank you very much

But do you have any idea about leasing
Which one you'd preffer if you were in my position?

why not use the excellent public transport system?

i mean , i am quite new for St.Gallen..
I dont have any exprience at all..
at the same time i thought that i would be good to have a car. But i realised that maybe i should reconsider the costs of having a car there( the time i joined this group i realised that the taxes are quite high than i ve expected)

so i am open to all advices

Just a quick question. If your gonna live in the boon docks, then yeah, you will need a car, but if you live close to the town and within walking distance of everyday stuff, you might want to consider mobility for when you need a car. It costs 300 a year to sign up with them, about 2.60 an hour to rent it, and .60 a Kilometer. You dont pay gas, insurance, tune ups, or anything... unless you break something. You just have to consider what works best for you.

MarykaynBern,

You advise mobility? Correct me if I am wrong.
Your calculations with regards to mobility are as follows:
2.60 an hour
0.60 per KM
300 annual charge.

Lets say someone want a car for a day and in that day, the person drives 100km..
2.60 X 24= 49.44 hourly charges
100X 0.60= 60
60+49.44= 109.44
That is charge for one day with mobility?
Why not rent a car from a rental car company? For 109.44 you can get a BMW unlimited miles.

Just a thought

Can't answer MarykaynBern, but for myself, you have completely the wrong way of looking at it.

I have never hired a car for 24 hours from mobility, only for the time I need it, a couple of hours to go shopping, or an afternoon in the country. In this case, it makes alot of sense, I only hire the car for when I need it, and don't have to pay for the times it sits around doing nothing.

makes a lot of sense.
Thanks for clarifications. I now think I should look into it myself.

thanks a lot for these precious clarification...
now i need to think about how much i need the car in one year.
but i have still one question to ask? which one is wiser ,buy a brand new car which goes around 18000 CHF- 23000 CHf or lease it for two years ?
thanks a lot

Personally, we rarely need a care for that kind of distance, usually our Mobility bill for a month is between 100-150 chf, and we use it maybe 6 times in a month.

id go for www.mobility.com option. if you can afford it, buy yourself into "genossenschaft"/membership for 1500CHF and rent out car cheap.
(deposit youll get back when you quit the contract)
switzerland towns are a mess regarding parking spots.
better go public transport when living in town, near to a station.

saves time, money/fines and nerves!

I went by the Mini dealership this weekend and am interested in a new car lease. The total cost of the car came out to about 32k CHF, and basically after a 36 month lease, about half of that is to be paid off (in combination of downpayment and interest payments).

1. Is 4.9% a good rate? They mentioned it goes up to 6.7% in 2 weeks and I have no idea if thats true or false.

2. Are you not meant to haggle with the offer? I know its very unswiss to haggle but its a car dealership afterall.

Hi, I have a quick question about car leasing. I have an old car that needs a lot of work, plus I don't need it in the winter but still have to pay insurance, tax, parking etc. Thinking it may be better to just lease a car during the summer and sell my current car.

Where is the best place to find out about leasing in Switzerland, the costs etc, would want focus/golf sized car May-Oct.

Thanks