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Old 15.10.2007, 21:59
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leasing a car

We are moving to Switzerland soon and would like to lease a car. However, we will be living under the fiscal deal/lump sum taxation arrangement and will not be employed anywhere. Does anyone have any experience of leasing in these circumstances? I really want to know if this is a fairly standard situation that Swiss leasing/car companies are used to dealing with or whether we are likely to find it problematic. Any recommendations would be gratefully received. Thanks, Mr Snowflake
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Old 15.10.2007, 22:05
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Re: leasing a car

Well, if I may, it looks like you could afford to buy outright which would be a far better deal, considering the rebate you'd get.

Else, if you'd really want to lease, I'm sure your favorite private banker would be happy to either issue a guarantee for the lessor or arrange the lease for you.
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Old 04.08.2008, 10:37
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Re: leasing a car

Hello everyone...
I will be in Switzerland soon for my master degree in ST.Gallen.
But I have some problems about having a car there.
I tried to search via internet about leasing a car but i have no idea about to lease a car for 24 will be profitable or should i buy a second hand car.
I am planning to have a mini cooper or one. does anyone have an idea about how much i have to pay for 24 month leasing.
Or if you think i should buy a second hand car, is autoscout24 efficient for searching cars? For ex: mini cooper goes around 20000 CHF. Is this price real?

Thank you very much
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Old 04.08.2008, 11:04
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Re: leasing a car

Have a look at www.car4u.ch
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Old 04.08.2008, 11:10
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Re: leasing a car

thank you very much

But do you have any idea about leasing
Which one you'd preffer if you were in my position?
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Old 04.08.2008, 11:12
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Re: leasing a car

why not use the excellent public transport system?
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Old 04.08.2008, 11:22
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Re: leasing a car

i mean , i am quite new for St.Gallen..
I dont have any exprience at all..
at the same time i thought that i would be good to have a car. But i realised that maybe i should reconsider the costs of having a car there( the time i joined this group i realised that the taxes are quite high than i ve expected)

so i am open to all advices
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Old 04.08.2008, 12:30
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Re: leasing a car

Just a quick question. If your gonna live in the boon docks, then yeah, you will need a car, but if you live close to the town and within walking distance of everyday stuff, you might want to consider mobility for when you need a car. It costs 300 a year to sign up with them, about 2.60 an hour to rent it, and .60 a Kilometer. You dont pay gas, insurance, tune ups, or anything... unless you break something. You just have to consider what works best for you.
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Old 04.08.2008, 13:53
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Re: leasing a car

MarykaynBern,

You advise mobility? Correct me if I am wrong.
Your calculations with regards to mobility are as follows:
2.60 an hour
0.60 per KM
300 annual charge.

Lets say someone want a car for a day and in that day, the person drives 100km..
2.60 X 24= 49.44 hourly charges
100X 0.60= 60
60+49.44= 109.44
That is charge for one day with mobility?
Why not rent a car from a rental car company? For 109.44 you can get a BMW unlimited miles.

Just a thought
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Old 04.08.2008, 14:04
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Re: leasing a car

Quote:
View Post
MarykaynBern,

You advise mobility? Correct me if I am wrong.
Your calculations with regards to mobility are as follows:
2.60 an hour
0.60 per KM
300 annual charge.

Lets say someone want a car for a day and in that day, the person drives 100km..
2.60 X 24= 49.44 hourly charges
100X 0.60= 60
60+49.44= 109.44
That is charge for one day with mobility?
Why not rent a car from a rental car company? For 109.44 you can get a BMW unlimited miles.

Just a thought
Can't answer MarykaynBern, but for myself, you have completely the wrong way of looking at it.

I have never hired a car for 24 hours from mobility, only for the time I need it, a couple of hours to go shopping, or an afternoon in the country. In this case, it makes alot of sense, I only hire the car for when I need it, and don't have to pay for the times it sits around doing nothing.
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Old 04.08.2008, 14:16
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Re: leasing a car

makes a lot of sense.
Thanks for clarifications. I now think I should look into it myself.
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Old 04.08.2008, 14:49
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Re: leasing a car

thanks a lot for these precious clarification...
now i need to think about how much i need the car in one year.
but i have still one question to ask? which one is wiser ,buy a brand new car which goes around 18000 CHF- 23000 CHf or lease it for two years ?
thanks a lot
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  #13  
Old 05.08.2008, 14:51
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Re: leasing a car

Quote:
View Post
MarykaynBern,

You advise mobility? Correct me if I am wrong.
Your calculations with regards to mobility are as follows:
2.60 an hour
0.60 per KM
300 annual charge.

Lets say someone want a car for a day and in that day, the person drives 100km..
2.60 X 24= 49.44 hourly charges
100X 0.60= 60
60+49.44= 109.44
That is charge for one day with mobility?
Why not rent a car from a rental car company? For 109.44 you can get a BMW unlimited miles.

Just a thought
Personally, we rarely need a care for that kind of distance, usually our Mobility bill for a month is between 100-150 chf, and we use it maybe 6 times in a month.
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Old 05.08.2008, 15:32
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Re: leasing a car

id go for www.mobility.com option. if you can afford it, buy yourself into "genossenschaft"/membership for 1500CHF and rent out car cheap.
(deposit youll get back when you quit the contract)
switzerland towns are a mess regarding parking spots.
better go public transport when living in town, near to a station.

saves time, money/fines and nerves!
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Old 01.09.2008, 13:58
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Re: leasing a car

I went by the Mini dealership this weekend and am interested in a new car lease. The total cost of the car came out to about 32k CHF, and basically after a 36 month lease, about half of that is to be paid off (in combination of downpayment and interest payments).

1. Is 4.9% a good rate? They mentioned it goes up to 6.7% in 2 weeks and I have no idea if thats true or false.

2. Are you not meant to haggle with the offer? I know its very unswiss to haggle but its a car dealership afterall.
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Old 01.09.2008, 14:47
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Re: leasing a car

Hi, I have a quick question about car leasing. I have an old car that needs a lot of work, plus I don't need it in the winter but still have to pay insurance, tax, parking etc. Thinking it may be better to just lease a car during the summer and sell my current car.

Where is the best place to find out about leasing in Switzerland, the costs etc, would want focus/golf sized car May-Oct.

Thanks
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