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Old 25.06.2012, 22:14
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Moving from uk to Switzerland...driving questions

Hey all,

A few questions if I may.

I am moving over in 4 weeks and am not bringing my uk car. Trying to sell at this very moment. The plan is in a few months once settled to buy a Swiss car. I've looked at comparis.ch to see the car insurance quotes.

1) I can't see any where to put the years of protected no claims I have accrued over the years. Do Swiss insurance companies our these or am I coming across as a new driver?

2) on the forms it asks me to enter the date on my Swiss driving license. Will this be the date I passed my driving test in the uk or the date once I swap to a Swiss license? Does this have any impact on my insurance premium?

Ed
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Old 25.06.2012, 22:17
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Re: Moving from uk to Switzerland...driving questions

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Hey all,

A few questions if I may.

I am moving over in 4 weeks and am not bringing my uk car. Trying to sell at this very moment. The plan is in a few months once settled to buy a Swiss car. I've looked at comparis.ch to see the car insurance quotes.

1) I can't see any where to put the years of protected no claims I have accrued over the years. Do Swiss insurance companies our these or am I coming across as a new driver?

2) on the forms it asks me to enter the date on my Swiss driving license. Will this be the date I passed my driving test in the uk or the date once I swap to a Swiss license? Does this have any impact on my insurance premium?

Ed
To the BEST of my knowledge:

1. You just need to put the years onto the form. Not sure if they can really check with UK data. Are you under 25 years old? I think you do not qualify as new driver.

2. Your original date in UK or any other license with a start-date. A year will suffice too, if you forgot the exact date.

This is what I did with mine, 10 years ago. You can drive 1 year with foreign licence, and then need to change to Swiss (again that was 10 years ago, things could be different now).

Now I wait for the real experts to pour hot water on me...
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Old 25.06.2012, 22:55
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Re: Moving from uk to Switzerland...driving questions

Think twice about selling your UK car. I planned to do the same but then I checked the cost of buying a car here, and changed my mind. Brought it over, and have no regrets. I had to pay a couple of grand to get the mods done but still much cheaper than buying.

Motor insurance is expensive. From what I remember, the insurance company did take my no claims into account but it was still very expensive compared with the UK. I went through a broker which actually turned out to be a good move. He was able to deal with all the German paperwork and ended up no more expensive than the online option.
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Old 25.06.2012, 23:00
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Re: Moving from uk to Switzerland...driving questions

When I applied for insurance with my UK car I was told I had to make a date to make it Swiss. If you are using the car under a year here (ie until you have no choice) I would use a UK insurance company. You will get up to 3 months euro cover with most insurance companies for a small fee, but then youll have to cancel your cover and get a new one. I used http://www.stuartcollins.com they are expensive but the only ones who dont care where you live as long as the car is registered in the UK. Definitely get rid of it as soon as you can though and buy Swiss, theres even some cheap deals out there!
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Old 25.06.2012, 23:01
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Re: Moving from uk to Switzerland...driving questions

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Think twice about selling your UK car. I planned to do the same but then I checked the cost of buying a car here, and changed my mind. Brought it over, and have no regrets. I had to pay a couple of grand to get the mods done but still much cheaper than buying.

Motor insurance is expensive. From what I remember, the insurance company did take my no claims into account but it was still very expensive compared with the UK. I went through a broker which actually turned out to be a good move. He was able to deal with all the German paperwork and ended up no more expensive than the online option.
Check out some sites for a comparison for prices for your kind of auto.

www.autoscout24.ch

If you have a simple requirement for a vehicle, you may find it worthwhile and easier if you had a swiss-bought auto (even second hand).
If you have near-new and precious UK vehicle, it may be good to bring it over, but the steering wheel poses a problem at entry-carparks, etc.
Also technically you have a bigger blind spot while driving.

Good luck!
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Old 25.06.2012, 23:13
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Re: Moving from uk to Switzerland...driving questions

Hey all thanks for such quick responses.

My current car isnt expensive. In the region of 3k was looking at second hand minis or something similar. Can't justify a new ar as I will be getting the train to work.

Probably not worth the expense of modding my car and the steering wheel is a big issue for me I think.

Ed
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Old 26.06.2012, 00:08
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Re: Moving from uk to Switzerland...driving questions

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Hey all thanks for such quick responses.

My current car isnt expensive. In the region of 3k was looking at second hand minis or something similar. Can't justify a new ar as I will be getting the train to work.

Probably not worth the expense of modding my car and the steering wheel is a big issue for me I think.

Ed
Why not sell the car, and get a bike over here? Motorcycle I mean.
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Old 26.06.2012, 00:13
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Re: Moving from uk to Switzerland...driving questions

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Why not sell the car, and get a bike over here? Motorcycle I mean.
Nah... has to be a car so take my wife and baby around.

Plus would only be able to use the bike till winter as I'd probably end up ***** myself driving in the snow on a bike lol.
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Old 26.06.2012, 00:18
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Re: Moving from uk to Switzerland...driving questions

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... In the region of 3k was looking at second hand minis or something similar.
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Nah... has to be a car so take my wife and baby around.
.
You are kidding right? Or are we all blind here?


It is ok, we are used to picking on small prints...enjoy your stay in EF and Switzerland!
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Old 26.06.2012, 01:32
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Re: Moving from uk to Switzerland...driving questions

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Hey all thanks for such quick responses.

My current car isnt expensive. In the region of 3k was looking at second hand minis or something similar. Can't justify a new ar as I will be getting the train to work.

Probably not worth the expense of modding my car and the steering wheel is a big issue for me I think.

Ed
I have this discussion all the time. The steering wheel is really not a problem. The only time I even notice it is going into the local supermarket car park when I have to get out to take the ticket if I'm on my own. My wife is usually with me anyway, so even that doesn't matter much.

Actually driving is no different at all.
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Old 26.06.2012, 02:41
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Re: Moving from uk to Switzerland...driving questions

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I have this discussion all the time. The steering wheel is really not a problem. The only time I even notice it is going into the local supermarket car park when I have to get out to take the ticket if I'm on my own. My wife is usually with me anyway, so even that doesn't matter much.

Actually driving is no different at all.
And when you want to overtake someone? I often have to overtake farm vehicles, I could not do it if I had a right hand drive vehicle.

I even wonder about changing lanes, and whether you would have difficulty with that.
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Old 26.06.2012, 08:51
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Re: Moving from uk to Switzerland...driving questions

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I have this discussion all the time. The steering wheel is really not a problem. The only time I even notice it is going into the local supermarket car park when I have to get out to take the ticket if I'm on my own. My wife is usually with me anyway, so even that doesn't matter much.

Actually driving is no different at all.
I thought exactly the same until I changed to an LHD
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Old 26.06.2012, 09:48
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Re: Moving from uk to Switzerland...driving questions

I bought my UK car over and I still have it registered and insured in the UK, as you have 12 months from when you bring it in to Swiss to either import it or sell it.

It is slightly easier driving LHD, but I've driven both over here a lot and it doesn't really make much difference. The two main things are that it's sometimes harder to overtake when you can't see the oncoming traffic, you need to lean across the passenger seat for tickets at car park machines (or take a passenger).

If you do get a LHD car it will probably be cheaper to buy it from outside of Switzerland and import it.
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Old 26.06.2012, 10:02
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Re: Moving from uk to Switzerland...driving questions

My experience was no problem having a RHD for a few weeks and driving over here, but I wouldn't want it on a permanent basis. On top of that if the car is more than a few years old, you're probably going to find the whole importing procedure quite a hassle, lots of paperwork and inspections. I would go for a local vehicle.
It's probably worth actually talking to a real person regarding insurance, as you'll want to negotiate what you can get in terms of no-claims bonus. It takes 10-12 years to get the full no-claims bonus here (but that also means that a single claim isn't quite such a big bump either). The insurance companies are more interested in your age, than how long you've had your licence, so again this is something you'll want to discuss with an agent.
You'll need to exchange your UK licence for a Swiss one within 12 months of arriving here.
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Old 26.06.2012, 12:26
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Re: Moving from uk to Switzerland...driving questions

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You are kidding right? Or are we all blind here?


It is ok, we are used to picking on small prints...enjoy your stay in EF and Switzerland!
lol my current car is only worth 3k i expect to pay somewhat more for the mini :-)

also thanks everyone for the input :-)
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Old 26.06.2012, 12:29
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Re: Moving from uk to Switzerland...driving questions

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And when you want to overtake someone? I often have to overtake farm vehicles, I could not do it if I had a right hand drive vehicle.

I even wonder about changing lanes, and whether you would have difficulty with that.
Not something I have to do often given where i live but when I am on a small road and need to overtake, I hang back a few meters which gives me the same view as a LHD.

Not rocket science.

Sorry, perhaps I shouldn't be sarcastic. But like a lot of things in life when you have a disadvantage you quickly learn how to deal with it, and giving yourself another couple of meters is the way you quickly work out will do the job.

On the highway, there is no difference at all. The wing mirror does the same job whether RHD or LHD.

Ive driven both over many years in both the 'right' and 'wrong' countries and like anything you get used to it. Never had an accident in 30 years of driving.

The car park thing is a nuisance though.
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