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Old 14.09.2012, 14:32
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Buying a car for the first time in my life

Hi beautiful people ,

I will take my driving test in a couple of weeks and fully intend to pass it. If I make it, I would love to get a second-hand car soon afterwards. I have already started looking for used cars on autoscout24 and have found some reasonable offers. My question pertains to the chronological steps to take to eventually be able to drive the car I want to buy in a legal manner.

Should I buy the car first and then go look for insurance or is it the other way round? Any pitfalls to avoid, anything that you think I might not have thought about? Any words of advice? Your help would be greatly appreciated. My friends don't have much expertise in this area as they haven't done any car shopping in Switzerland and Google did not really help.

Cheers,
Randy
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Old 14.09.2012, 14:49
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Re: Buying a car for the first time in my life

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Should I buy the car first and then go look for insurance or is it the other way round?
Depends. If you buy a new car, then yes.
If you buy a supercar, then definitely.
If you buy an old car with a low value, you will need liability insurance only.

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Any pitfalls to avoid, anything that you think I might not have thought about? Any words of advice?
Please not another Qashqai
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Old 14.09.2012, 14:52
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Re: Buying a car for the first time in my life

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Should I buy the car first and then go look for insurance or is it the other way round? Any pitfalls to avoid, anything that you think I might not have thought about? Any words of advice? Your help would be greatly appreciated. My friends don't have much expertise in this area as they haven't done any car shopping in Switzerland and Google did not really help.
If you have third party liability insurance, check with your insurer to see if you are allowed to drive other people's cars, if you are not, then ask them to add it to your policy.
After that you can go on test driving the cars you want to buy without worrying about running someone over!

Once you are happy with the car you want to buy, you need a sales agreement, commercial dealers will have this prepared and you just need to sign, if you purchase privately then you or the seller will need to prepare this, sign it, and agree when and how the money will exchange hands and when you will be able to take the car home.

Next get some insurance quotes and accept the one you want to go with.

Once you have the keys and the sales agreement and insurance information, just go to the Strassenverkehrsamt near you and register the car to yourself, you will need your drivers license and maybe a copy of the grey Vehicle Registration Document from the previous owner.

You will then get your new plates. Wack them on the car and drive off!

Anyway here is a link to a similar question...

Buying a used car from a Private person: need advise on steps and price
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Old 14.09.2012, 15:05
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Re: Buying a car for the first time in my life

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Once you have the keys and the sales agreement and insurance information, just go to the Strassenverkehrsamt near you and register the car to yourself, you will need your drivers license and maybe a copy of the grey Vehicle Registration Document from the previous owner.
No, you do not need your driver's license (in fact, to don't even need to have a license to register a vehicle.

Also, you need the ORIGINAL grey card, and not a copy!

Lastly, the seller can do all this for you.

Tom
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Old 14.09.2012, 15:09
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Re: Buying a car for the first time in my life

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No, you do not need your driver's license (in fact, to don't even need to have a license to register a vehicle.

Also, you need the ORIGINAL grey card, and not a copy!

Lastly, the seller can do all this for you.

Tom
You're right, I think I showed them the license or my residence permit as proof of ID.

In my experience I went along with the seller to the same SVA as we lived in the same commune, as he needed to de-register the car from his name and transfer it to me. So the original grey card was there, but I'm not sure how this would work when the seller and the buyer live in different communes hence why I thought maybe only a copy is needed, or perhaps a certificate of derigistration is given to the seller which can be given to the new owner?
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Old 14.09.2012, 15:18
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Re: Buying a car for the first time in my life

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Hi beautiful people ,

I will take my driving test in a couple of weeks and fully intend to pass it. If I make it, I would love to get a second-hand car soon afterwards. I have already started looking for used cars on autoscout24 and have found some reasonable offers. My question pertains to the chronological steps to take to eventually be able to drive the car I want to buy in a legal manner.

Should I buy the car first and then go look for insurance or is it the other way round? Any pitfalls to avoid, anything that you think I might not have thought about? Any words of advice? Your help would be greatly appreciated. My friends don't have much expertise in this area as they haven't done any car shopping in Switzerland and Google did not really help.

Cheers,
Randy
1) Be aware that its veeeery expensive (fuel, parking, repairs, taxes, pollution tests, technical inspection, motorways fees, etc...).

2) Never say you're ignorant. Do find someone who knows and always pretend you understand, or you'll be crooked in no times.

3) Watch out for any "quotes", they'll be highly charged.

4) have you considered renting? VS buying

5) You can insure the car virtually immediately after buying, on the phone. But do make a "quote online" (for free) and remember the quote number! Also "play" with the quote, ie try what makes you increase price (nationality, etc...).

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Old 14.09.2012, 15:43
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Re: Buying a car for the first time in my life

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I'm not sure how this would work when the seller and the buyer live in different communes
Two ways:

1) The seller gives you the car and grey card with his plates, you hand them in when you register it, even if you live in another canton.

2) Seller hands in his plated and gets the grey-card cancelled, and then gives it to you. You take it to your DMV and register the car.

Tom
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Old 14.09.2012, 16:10
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Re: Buying a car for the first time in my life

Thanks to all of you for your replies!
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Old 14.09.2012, 17:57
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Re: Buying a car for the first time in my life

As a new driver the insurance will be expensive! have you thought about joining Mobility? You can then drive a different car every week. After a few years you have built up a reputation and the insurance will be cheaper.
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Old 14.09.2012, 18:21
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Re: Buying a car for the first time in my life

Do not go with your EF name to the insurer ....
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Old 24.09.2012, 13:41
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Re: Buying a car for the first time in my life

Hi all..

Am due to buy a car soon too and just wanted to ask the following:

If the seller lives in a different canton but sends me the little grey book to register, can I go and register the car and will they give me the plates there and then?

Or can I drive the car down from the canton that it was brought in and then go and get some new plates/register the car? Am assuming this is not possible?

Any good insurers to go with? I live in Canton Bern (if that helps).

In addition, I have been here for over 4 years, am assuming I have to take the driving test. But do I also need to do the theory test and the following:

Nothilfekurs
Verkehrskunde

Regards

K
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Old 03.10.2012, 10:34
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Re: Buying a car for the first time in my life

I would reccomend to ask the Strassverkersamt to first convert your license ( asking nicely opens a lot of doors) and then play it by the ear.

I myself recently convered my license after close to 8 years in Switzerland (i.e.only the driving test), however some of my collegues have not been so lucky.
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Old 13.10.2012, 01:38
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Re: Buying a car for the first time in my life

So I passed my driving test! I got third party liability insurance (the Box Basic coverage of AXA with use of third-party cars added on: https://www.axa-winterthur.ch/en/pri...s/default.aspx) (and incidentally also got a free trial subscription with Mobility for car rental). My question now to you dear EF ladies and gentlemen is: am I now in a position, in terms of insurance, to legally drive a car that I buy (so please do not worry about the specifics of actually buying the car)?

From the following site:

http://www.eda.admin.ch/eda/en/home/...eh/manve2.html

it seems that the only insurance that I am obliged by law to get is the third-party liability insurance. In other words, I only need to produce my third-party liability insurance certificate to fulfill the insurance-related requirement.

However, a German friend of mine said that I should call my third-party insurance provider to tell them all about the car I buy BEFORE I can go to the Strassenverkehrsamt and register it (and get my number plates). By that she presumably means that there is yet another insurance that I have not thought about yet. Is that the case? I am very confused at the moment and your help will be greatly appreciated. Thanks in advance
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Old 15.10.2012, 15:26
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Re: Buying a car for the first time in my life

You need to have insurance specifically for the vehicle as well.

That's what your friend was talking about.

The price of this will depend on the vehicle and your driving record.

Tom

Last edited by st2lemans; 15.10.2012 at 19:09.
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Old 24.10.2012, 11:56
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Re: Buying a car for the first time in my life

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1) Be aware that its veeeery expensive (fuel, parking, repairs, taxes, pollution tests, technical inspection, motorways fees, etc...).
Could you give some prices? How many chf take having 5-8 years car like Opel Astra, Renault Megane?
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