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Old 25.09.2012, 18:22
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General Buying a Car Help!

Hi all,

Can some one please help me with some simple questions about buying a car:

My Situation
------------
1) I have found a car I like online (comparis.ch) and plan to go visit it!
2) I am based in the canton of Zug
3) The car is in Canton of Zurich
4) It looks like it is being sold from a garage rather then a private individual! i could be wrong!
5) I'm not sure when it had its last MFK
6) Car is a Ford Maverick 2003 3.0litre 24V costing around CHF5k/ CHF6k

Questions
----------
1) If it is from a private individual how to I go about and get the License Plates? What do I need to get from the owner in order to get these? What is the flow in terms of paying for the car and getting the license plates and insurance etc!

2) If its being sold from a garage is the process from step 1 any different? Do they sort anything / everything out between cantons? How long does this usually take? I assume I can't take the car until the flow is complete?

3) MFK - How often should this be done? If its coming from a garage do they generally do these before selling the car? Is it something you can barter with the garage to do? Is there anything to look out for regarding the MFK. Any potential hurdles etc with regards to buying a car / dodgy reasons for not mentioning it? (Not really sure what I am trying to get at with this last part )

4) In terms of costs for the car is there anything from my list below I am missing:
> Buying the Car
> Road Tax in Zug (http://www.zug.ch/behoerden/sicherhe...kehr/gebuehren)
> Motorway Tax (40Chf i believe)
> Car Insurance
> Fuel
> Winter Tyres (ideally it comes with a set)

5) Bartering - If it is a garage is it widely accepted to barter the price? Can you ask for things like Winter Tyres or MFK to be thrown in?

Look forward to your kind assistance!

Thanks

Ed
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Old 25.09.2012, 19:11
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Re: General Buying a Car Help!

My quick answer would be:

1. The current owner need to deregister the car, take back the plates and give you the annuled gray card with buying contract between you two so you can register the car on your name. You need to get insurance before this way when you register the car they will give you plates. I've never done this so I am not 100% sure about all the steps.

2. When you buy from a dealer, they do everything for you. Usual charge is 300 CHF for plates, MFK, it would take I guess around 3-4 days and you just go and pick up the car ready to drive.

3. MFK is done (I think) every 5 years for cars less than 10 years age, after that every 2 years. Search around the forum, your car needs to be REALLY clean for this test, engine and under the car included. Garages usually charge 500 CHF for the MFK but it will depend on the work that needs to be done. When you buy a second hand car, always buy with fresh MFK. Car without valid or recent MFK could be a trouble if you don't know cars (if you are not a mechanic!). Rule of thumb for me would be always buy a car with fresh MFK.

4. You are missing parking, that can be expensive and toll if you go to Italy and France. Servicing in Switzerland will be much more expensive.

5. You can always try to bargain on the price but don't expect even a 1 CHF reduction. Sometimes works, most of the time no. Winter tires are not always included, so this will be reflected on the price. MFK should be included when the car is sold, but expect to pay small fee for it. No MFK = means the car can not be driven legally in CH or it needs large amount of work to be brought up to the standard required for the test.
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Old 25.09.2012, 19:23
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Re: General Buying a Car Help!

[QUOTE=edfollett;1673249]Comments by Sbrinz are in blue

Hi all,

Can some one please help me with some simple questions about buying a car:

My Situation
------------
1) I have found a car I like online (comparis.ch) and plan to go visit it!
2) I am based in the canton of Zug
3) The car is in Canton of Zurich
4) It looks like it is being sold from a garage rather then a private individual! I could be wrong!
5) I'm not sure when it had its last MFK ask the seller when the MFK is due!
6) Car is a Ford Maverick 2003 3.0 litre 24V costing around CHF5k/ CHF6k
try and buy a car with a recent MFK, within the last 6 months is OK, otherwise when you register it in Zug a fresh MFK will be demanded by Zug.

Questions
----------
1) If it is from a private individual how to I go about and get the License Plates? What do I need to get from the owner in order to get these?
Try and get a 7 day warranty in writing. You can join the TCS and ask for the car to be tested before you pay for it, if the seller refuses, walk away!

Check the Abgas document is up to date!

S
eller gives you the registration document, check chassis number, -usually doc is over stamped "Ungültig", Pay the money, take this document to insurance and buy insurance, take document and insurance, and driving license, and Permit, to Zug traffic office and register car and buy plates. Take plates and documents to car, fit plates, drive home.

What is the flow in terms of paying for the car and getting the license plates and insurance etc!

2) If its being sold from a garage is the process from step 1 any different? Do they sort anything / everything out between cantons? -> usually yes, but they can make a charge. How long does this usually take? I assume I can't take the car until the flow is complete?

3) MFK - How often should this be done? If its coming from a garage do they generally do these before selling the car? maybe. Is it something you can barter with the garage to do? Yes. Is there anything to look out for regarding the MFK. Any potential hurdles etc with regards to buying a car / dodgy reasons for not mentioning it? (Not really sure what I am trying to get at with this last part ) the usual pit falls might be there, see paragraph 1.

4) In terms of costs for the car is there anything from my list below I am missing:
> Buying the Car
> Road Tax in Zug (http://www.zug.ch/behoerden/sicherhe...kehr/gebuehren)
> Motorway Tax (40Chf i believe)
> Car Insurance
> Fuel
> Winter Tyres (ideally it comes with a set)
Looks OK

5) Bartering - If it is a garage is it widely accepted to barter the price? Can you ask for things like Winter Tyres or MFK to be thrown in? Yes it's possible.....

Look forward to your kind assistance!

Thanks

Ed

Why are you buying a massive Ford Maverick 2003 3.0 litre 24V? - Nobody will buy that from you! http://www.car4you.ch/ford/maverick/4317512

The tax, insurance and fuel are very expemsive!

You can use public transport and join www.mobility for difficult journeys.
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Old 25.09.2012, 19:30
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Re: General Buying a Car Help!

Thanks for such a quick response all of u!

Il give the owner a call and find out!

When you say servicing costs a lot more what are we looking at! Do you have a comparable example between the uk and Switzerland? Are we talking about hundreds or thousands for simple work?

Thanks again

Ed
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Old 25.09.2012, 19:35
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Re: General Buying a Car Help!

Quote:
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Thanks for such a quick response all of u!

Il give the owner a call and find out!

When you say servicing costs a lot more what are we looking at! Do you have a comparable example between the uk and Switzerland? Are we talking about hundreds or thousands for simple work?

Thanks again

Ed
2 times the UK, just like your salary!
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Old 25.09.2012, 19:44
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Re: General Buying a Car Help!

Wowser...... :-)

I don't intend to drive that often so fingers crossed can prolong any big expenses!

Thanks again all!
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Old 26.09.2012, 09:13
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Re: General Buying a Car Help!

Morning All,

I had one last question on this topic! Well 2 actually!

1) Back in the UK I had AA Roadside cover which if my car broke down they would tow the car back to any destination? Is there somethign similar here in Switzerland?

2) In terms of insurance again back in the UK i had fully comprehensive insurance! Is that worth while getting here for such an old car? What is the name of this here?

Thanks

Ed
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Old 26.09.2012, 09:18
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Re: General Buying a Car Help!

1) www.tcs.ch

2) https://en.comparis.ch/auto/default.aspx

To you and all Newbies, please read a book about Switzerland first, then ask a specific question,

http://www.amazon.co.uk/s/ref=nb_sb_...ripbooks%2C332

(buy a recent edition, as laws change)
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