OP is back in thread.
First of all, thank you for your advices. The most useful was "Buy what you like" and "Take Fiat Panda".
So, here is the story. First of all my wife told me that Fiat Panda is, hmmm.. well she told me that she doesn't really want to drive Fiat Panda since it hurt her aesthetic feelings
. And I can not blame her. Panda is not the most beautiful car in the world. But in general Fiat seemed to be a good idea, so we decided to take Fiat 500. We found one nice offer on comparis in garage in Zurich. On call seller told, that probably we will change our mind since the back of the car is a bit damaged. But we decided to take a look anyway. Unfortunatelly, the seller was right and car was too damaged (technical condition was nice, but small deformations in the back side ruined all impression from the car).
Luckily, I've noticed nice Peugeot 207 parked in the same garage. This was quite new arrival (I've studied comparis seriously, but didn't see it there) so we took our chance and bought it. This was a bit spontaneous solution, but the car was in our price range, it had valid MFK, no accidents, and for this money it was very nice.
Tomorrow my wife will take it from garage.
So, short summary for those who want to buy used car in Switzerland:
- Study camparis. They have nice app for your smartphone, so it's very easy. Switzerland is not very big, so you can study all possible offers and get clear understanding pricing system of cars.
- Choose car which you like.
- You can bargain a bit in garage, but only if you have a cash in your hand.
A few lines for those, who don't have enough money, but want to buy used car in Switzerland:
- Prices start from 1-2k, for 5-6k you can buy proper car.
- It's very easy to take a loan for a car. Short-term loans (12 month) allows you to overpay just 8-9%.
- Keep in mind, that you will pay also road tax (depending on your canton, CO2 emissions, mass of the car and number of horse powers). It can vary from ~0 to ~500k chf/year (may be more, but it's for huge, powerful and expensive cars)
- Insurance also may cost a lot. In my case price range was from 800 to 1.6k chf/year depending on company. You can check insurance prices on comparis, since I have no idea on insurance formula here in Switzerland.
- Buying from private person may save your money.
- There is a little bit of fraud on market. The scheme is usual: you see the car which is 15-20% cheaper, contact the seller, in a few emails he explains you that he is in England, and he need some warranty to be sure that trip to Switzerland will not be waste of time... That's straight-forward, but just be careful.
Well, that's it. I hope this will be useful for further generations. If I was wrong, there are lots of expert who could correct me, isn't it ?