For my wife's travel between Zurich - Luzern, I got her a monthly pass from the SBB counter.
To my surprise, she informed me today that she was checked in a Bus near Oerlikon, Zurich while she was on her way to catch a train from HB and was given a ticket for CHF 75.00 by the ticket-checker saying that the SBB pass is not valid on the bus!?!
I have not had to travel inter-city so often, but earlier in the day I used to travel on a tageskarte and that covered the local transport in the destination and source cities mentioned on the pass.
daily commuters, what does your experience say? of course, I will stop by a SBB Counter later today to get this clarified, but curious in the meanwhile