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Old 28.12.2016, 16:57
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Having Insurance and Getting a Plate

I am going to convert my driver license and i applied for the practical exam and they gave me an appointment and they allow me to drive car until the exam time.

Well I want to buy a car, and my driver license is not valid here anymore (i am here for 2.5 years) and also they took my driver license, so i have only a paper that way given by them.

Well I am going to buy a car and after buying i need to have insurance for car and after i can get a plate.

But i am not sure if this is possible? I have only copy of my previous driver license. and I have L permit residence.

Is there anyone knows something about it?
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Old 28.12.2016, 17:10
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Re: Having Insurance and Getting a Plate

These people must have an idea

http://www.pom.be.ch/pom/de/index/st...rausweise.html
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Old 28.12.2016, 18:53
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Re: Having Insurance and Getting a Plate

You do not need a driving license to insure a vehicle in your name.

Both of my daughters registered and insured motorcycles (several) without a license, and one a car as well.

Tom
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Old 28.12.2016, 21:16
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Re: Having Insurance and Getting a Plate

@donpiedro, thank you but its so detailed website and i've checked it before and didnt find any information for my situation but of course i had to ask there

@st2lemans, its a good news. I also heard that you may not. but sometimes they ask.. (I think that they assume that you have already a license )

So thank you both of you for the answers.
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Old 28.12.2016, 21:28
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Re: Having Insurance and Getting a Plate

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@st2lemans, its a good news. I also heard that you may not. but sometimes they ask.. (I think that they assume that you have already a license )
Most people have no license when buying and insuring their first vehicle (here, or most places I've lived).

Tom
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Old 28.12.2016, 22:24
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Re: Having Insurance and Getting a Plate

What if you fail the test? It's a possibility even if you're confident driver, swiss instructors look for certain thing like you didn't look over the shoulder when turning - fail. And for conversion you only get one attempt. You won't be allowed to drive your car then until you go through the usual way of obtaining a license (many months). Possibly even from the middle of the test they judge you as a really terrible driver.

Just rent, or come with a driving instructor and his car. Also not a bad idea to take a couple of lessons to learn what the swiss instructors look at the exam.
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Old 29.12.2016, 00:42
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Re: Having Insurance and Getting a Plate

@Tom, thank you for your message again, it makes me feel better now i think more possitive

@ivank, you are absolutely right in this context. I am not a so good driver also I need a car to do more practice and definetly I am going to take some course from an instructor, otherwise as you mentioned, i may be fail and the process will be complicated. but even i fail then I can give the car to my gf, because she is also preparing for the exam and after i pass the theory exam, i can continue.

Of course this is the worse case


well I remember my old topic about driving car for this situation.. Tom and you and also others said "probably", I may not drive with this thing

Driving Test Preparation

but the paper that they sent me, it says i can drive until the exam time and I have a right to postpone exam date one time (if i have a good reason for it)

They gave me around 1 month for this. I live in Bern.. Well we called Basel and they said, its 4 months and I think in Lausanne, it is 3 months, you may drive before the exam even the driver license is expired..

this is what I've learnt from the official traffic places. Maybe it will be useful for some people..
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Old 29.12.2016, 02:49
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Re: Having Insurance and Getting a Plate

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@ivank, you are absolutely right in this context. I am not a so good driver also I need a car to do more practice and definetly I am going to take some course from an instructor, otherwise as you mentioned, i may be fail and the process will be complicated. but even i fail then I can give the car to my gf, because she is also preparing for the exam and after i pass the theory exam, i can continue.
Just to get this straight:
You are forbidden to drive on your own until you've successfully passed the practice exam. Before that you need somebody who's allowed to supervise and accompany you do so; this can be the professional driving instructur or some friend who qualifies, but until such time you must not drive on your own, neither does your gf.

After passing the test you're not automatically authorized to supervise and drive with a learner. I'm not exactly up-do-date on the requirements, but IIRC after passing the practical exam successfully you may not supervise another learner for multiple years.


I stand corrected. My apologies.

Last edited by Urs Max; 30.12.2016 at 10:29.
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Old 29.12.2016, 07:17
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Re: Having Insurance and Getting a Plate

Perhaps the biggest risk is that insurance policies normally include the proviso that the driver is properly licensed.

Many foreign owners of Swiss property own, insure and garage cars in Switzerland and quite legally drive on their foreign licenses. Insurers will sell policies to anyone, but if the terms of the policy are violated you will have paid for it in vain.

(Actually the insurer may have to pay out to a third party, but it can then sue you for reimbursement if you made a misrepresentation.)
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Old 29.12.2016, 09:54
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Re: Having Insurance and Getting a Plate

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Just to get this straight:
You are forbidden to drive on your own until you've successfully passed the practice exam. Before that you need somebody who's allowed to supervise and accompany you do so; this can be the professional driving instructur or some friend who qualifies, but until such time you must not drive on your own, neither does your gf.

After passing the test you're not automatically authorized to supervise and drive with a learner. I'm not exactly up-do-date on the requirements, but IIRC after passing the practical exam successfully you may not supervise another learner for multiple years.
THIS IS NOT TRUE!!

As soon as you have a confirmed date for the test drive YOU ARE ALLOWED TO DRIVE UNRESTRICTED. This has been confirmed by the stva in Zürich, and this is what I did 2 years ago. I even double checked and they confirmed it is OK.
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Old 29.12.2016, 11:10
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Re: Having Insurance and Getting a Plate

@Urs Max , not true..

as mentioned in the paper, I do not need somebody who has a driver license for several years. That means i can drive the car alone

and other your mistake is that if i pass the exam, my driver license start date will be taken from my previous one. I have a friend who passed the test and his driver license date has started the date which is on the previous driver license time.

For example I took my previous one in 2012, so if i pass this test, my new swiss driver license will also start 2012.

@Caryl, i dont understand what you want to say. can you be clear or give an example?

@nigelr, +1
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Old 29.12.2016, 11:39
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Re: Having Insurance and Getting a Plate

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@Caryl, i dont understand what you want to say. can you be clear or give an example?
Insurance premium is calculated somewhat like this:

Age bellow 30 years? Add 10%
Age bellow 25 years? Add another 10%
Age bellow 20 years? Add another 20%
Driving license for less than 3 years? Add 10%
Had an accident in the last 5 years? Add 20%
Is not a Swiss? Add another 15%
Is from a non pre 1990 NATO country? Add another 15%
Is from a former Yugoslavian country? Add another 30%
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Old 29.12.2016, 12:10
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Re: Having Insurance and Getting a Plate

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Insurance premium is calculated somewhat like this:

Age bellow 30 years? Add 10%
Age bellow 25 years? Add another 10%
Age bellow 20 years? Add another 20%
Driving license for less than 3 years? Add 10%
Had an accident in the last 5 years? Add 20%
Is not a Swiss? Add another 15%
Is from a non pre 1990 NATO country? Add another 15%
Is from a former Yugoslavian country? Add another 30%
Hang on .... if all of the above applies to me, I pay 230%??? (I guess you add it to the 100%-rate).
And "is not Swiss" 15% plus "is from fromer Yugoslavian country" 30% would mean - the way you put it - 45% plus for them? That can't possibly be correct?

actually, why people from former Yugoslavia pay extra I never understood, do you know the reasoning?
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Old 04.01.2017, 00:11
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Re: Having Insurance and Getting a Plate

I am updating my topic

Today I got an insurance from Axa Winterthur. A small insurance company did not want to offer to me an insurance because I have a L permit, and we've contacted Axa insurance and they made an insurance (even they did not care my previous driver license, i think it increases the price, whatever)

so I am going to pay around 900 chf per year (i think its a simple insurance and if my car does not work, they will come to pick me up)..

After that I went to verkehrsamt to have a plate, i saw also a problem there my working permit is going to expire end of the july so they said that they are going to give me a special plate that also valid until end of the july and then when i got a new work permit (does not matter L or B as she explained), they are going to give me a normal plate. So in 10-15 minutes i got my new plate

Maybe this information will be useful for some people. Because its really difficult to find information like that. I have to try and learn by myself and sometimes it can be painful
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Old 09.01.2017, 13:46
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Re: Having Insurance and Getting a Plate

Nigelr, interesting, any links to this rule?

AFAIK, Lernfahrers always need an accompanying person that is at least 23 yrs old and has possessed a driving license for at least 3 years.
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Old 09.01.2017, 13:56
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Re: Having Insurance and Getting a Plate

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Nigelr, interesting, any links to this rule?

AFAIK, Lernfahrers always need an accompanying person that is at least 23 yrs old and has possessed a driving license for at least 3 years.
It is not a learners permit and also not a real practical exam (1h). Just a conversion of an existing foreign license and short (max 30min) test drive where they check knowledge of local traffic rules
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Old 09.01.2017, 19:49
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Re: Having Insurance and Getting a Plate

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It is not a learners permit and also not a real practical exam (1h). Just a conversion of an existing foreign license and short (max 30min) test drive where they check knowledge of local traffic rules
do you know all concept of the exam?
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Old 09.01.2017, 20:15
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Re: Having Insurance and Getting a Plate

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do you know all concept of the exam?
Of the real long one? I would say yes. You can find most info in the annex of the VZV. A few things are in the non public available ASA guideline No. 7 But that is more or less the annex in more words.
Of the short version? Maybe. I would say it is a condensed version of the long one w/o parking, reversing, and a bit less focus on handling of the car.

In general:
Know and follow the traffic rules and signs.
Do not hinder anyone and keep up with the traffic.
Drive with foresight and do not endanger any one else.
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Old 09.01.2017, 20:48
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Re: Having Insurance and Getting a Plate

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Of the real long one? I would say yes. You can find most info in the annex of the VZV. A few things are in the non public available ASA guideline No. 7 But that is more or less the annex in more words.
Of the short version? Maybe. I would say it is a condensed version of the long one w/o parking, reversing, and a bit less focus on handling of the car.

In general:
Know and follow the traffic rules and signs.
Do not hinder anyone and keep up with the traffic.
Drive with foresight and do not endanger any one else.
thank you for your useful information. I will care about these things..
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