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  #41  
Old 10.12.2018, 10:26
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Re: Tax and insurance for Tesla model 3

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Uh... huh. How many cars do you know that are with half of their purchase price 4 years and 150k km later??? If it’s anywhere close to 50k, it’s doing very well for a used car indeed, and is better than normal depreciation.

Quantify your “minimal” savings, please. Because I’m curious just what your rationale is.
It's not too bad.

It's actually a bit better than than a similar-specced E-class from 2014.
Though one could argue that the 2014 E-classes' COMAND was already a bit outdated when it came out.


That said, certain supercars do appreciate in value over time. If you don't drive them too much ;-)
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  #42  
Old 10.12.2018, 10:52
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Re: Tax and insurance for Tesla model 3

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now post up all the other links that contradict that one
There is an etymological debate that engines are completely different to motors but have become an acceptably interchangeable word. Having used a search engine (maybe a motor as no internal combustion was used) to find varying results. For clarity I will continue to say engine for the motor in motorcars and motor for the engine in enginecycles.
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  #43  
Old 10.12.2018, 22:57
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Re: Tax and insurance for Tesla model 3

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Uh... huh. How many cars do you know that are with half of their purchase price 4 years and 150k km later??? If it’s anywhere close to 50k, it’s doing very well for a used car indeed, and is better than normal depreciation.

Quantify your “minimal” savings, please. Because I’m curious just what your rationale is.
if you want to know what car is keeping its value best in the 50-70k range, it's not a Tesla, but a diesel VW*

Teslas I think are close second to the 5-year lifespan. Not sure what I could tell in the 5-10 years or the 10-15 years range, though.

My rationale is that if I want to buy a "decent enough sedan", I have plenty of options to choose from around 30k (like this 335i GT) that are going to be pretty well off 10 years' and 200t km later, even with the depreciation around 70% from the second-hand price (E500, Volvo S80, A8 4.2, etc.). They are horror to feed, but the engines are quite solid and there's plenty of donors around. Your risk of the car is about 30k in 10(-15-20) years.

I'm not sure a Sfr. 50k/150t km Model S 10 years later is gonna be anything else than an economical write-off if the battery pack says goodbye (~20-25k trade-in cost), hence your financial risk is higher (~50k).

And sure enough, it's a bit of apples to oranges, but I hope you get my idea. We already know how ICE vehicles depreciate, we have no real-life experience with the Teslas over 10 years yet.

* https://bit.ly/2Qqg9le
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  #44  
Old 10.12.2018, 23:19
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Re: Tax and insurance for Tesla model 3

@user137

Assuming the diesel VW engine does not get banned again from most places you want to visit.
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  #45  
Old 12.12.2018, 20:50
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Re: Tax and insurance for Tesla model 3

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if you want to know what car is keeping its value best in the 50-70k range, it's not a Tesla, but a diesel VW*

Teslas I think are close second to the 5-year lifespan. Not sure what I could tell in the 5-10 years or the 10-15 years range, though.

My rationale is that if I want to buy a "decent enough sedan", I have plenty of options to choose from around 30k (like this 335i GT) that are going to be pretty well off 10 years' and 200t km later, even with the depreciation around 70% from the second-hand price (E500, Volvo S80, A8 4.2, etc.). They are horror to feed, but the engines are quite solid and there's plenty of donors around. Your risk of the car is about 30k in 10(-15-20) years.

I'm not sure a Sfr. 50k/150t km Model S 10 years later is gonna be anything else than an economical write-off if the battery pack says goodbye (~20-25k trade-in cost), hence your financial risk is higher (~50k).

And sure enough, it's a bit of apples to oranges, but I hope you get my idea. We already know how ICE vehicles depreciate, we have no real-life experience with the Teslas over 10 years yet.

* https://bit.ly/2Qqg9le

https://electrek.co/2018/12/12/tesla...petition-study

In case you want a side of facts to go with your discussion.
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  #46  
Old 13.12.2018, 07:27
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Re: Tax and insurance for Tesla model 3

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@user137

Assuming the diesel VW engine does not get banned again from most places you want to visit.
According to user137, that would make it even cheaper to operate.
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  #47  
Old 13.12.2018, 14:54
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Re: Tax and insurance for Tesla model 3

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https://electrek.co/2018/12/12/tesla...petition-study

In case you want a side of facts to go with your discussion.
which part of my post did not have facts?

I'm saying we have quite a good number of EV cases in the 0-5 years range, but not a single one in the 10-15 years' case, where an ICE car is still a viable choice.

I'd bet that buying a 2012 Model S now and selling it in 2025 will cater a worse financial impact (in its absolute monetary value) than buying a 2012 E-Class now (for peanuts) and selling it in 2025 (for less peanuts).

Also, I've just sold my 2 years old VW diesel camper with 4.5% depreciation, if you want actual facts for the diesel (fun) part.
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  #48  
Old 02.02.2019, 08:58
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Re: Tax and insurance for Tesla model 3

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OK when my Tesla 3 eventually arrives we‘ll see how far I was out...
Today's online quote from the Zurich for dual motor (4WD) extended range Model 3. The right-hand one is the same deal as the GTI:

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  #49  
Old 21.02.2019, 14:24
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Re: Tax and insurance for Tesla model 3

I now have a firm quote for insuring a Dual Motor Long Range Tesla Model 3:

CHF1,234 per year. The GTI is CHF1,715. Exactly the same cover.

I hope the Strassenvekehrsamt will look favourably on it too...
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  #50  
Old 22.02.2019, 22:24
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Re: Tax and insurance for Tesla model 3

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I now have a firm quote for insuring a Dual Motor Long Range Tesla Model 3:

CHF1,234 per year. The GTI is CHF1,715. Exactly the same cover.

I hope the Strassenvekehrsamt will look favourably on it too...
Have you tried going through an agent at Zurich Insurance? I'm going to pay CHF 1,000 per year which was cheaper than the quote from Zurich online.

Last edited by Rico09; 22.02.2019 at 22:25. Reason: Typos
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  #51  
Old 23.02.2019, 08:21
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Re: Tax and insurance for Tesla model 3

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Have you tried going through an agent at Zurich Insurance? I'm going to pay CHF 1,000 per year which was cheaper than the quote from Zurich online.
I actually get an employee discount off the price I quoted, but felt that was not a realistic price to quote here...
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  #52  
Old 04.06.2019, 09:25
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Re: Tax and insurance for Tesla model 3

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I now have a firm quote for insuring a Dual Motor Long Range Tesla Model 3:

CHF1,234 per year. The GTI is CHF1,715. Exactly the same cover.

I hope the Strassenvekehrsamt will look favourably on it too...
Do you know how much will you pay for the road tax? I was told by my agent that residents in the Canton of Geneva get it free for 3 years and this depends per Canton.
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  #53  
Old 04.06.2019, 09:43
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Re: Tax and insurance for Tesla model 3

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Do you know how much will you pay for the road tax? I was told by my agent that residents in the Canton of Geneva get it free for 3 years and this depends per Canton.
AbFab will pay CHF 0 Because canton Zurich uses the displacement as the base to calculate road tax. Other cantons use weight, power, CO2 ...

https://www.ch.ch/en/vehicle-tax/
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  #54  
Old 04.06.2019, 14:21
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Re: Tax and insurance for Tesla model 3

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AbFab will pay CHF 0 Because canton Zurich uses the displacement as the base to calculate road tax. Other cantons use weight, power, CO2 ...

https://www.ch.ch/en/vehicle-tax/
It looks to me the Tesla Model 3P road tax is 389 p.a. in ZH, with a subsidy of 389 till 31.12.22, so net 0. After that it reverts to 389. Source TCS website.

Last edited by DUTCH; 04.06.2019 at 14:22. Reason: .
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  #55  
Old 04.06.2019, 14:30
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Re: Tax and insurance for Tesla model 3

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It looks to me the Tesla Model 3P road tax is 389 p.a. in ZH, with a subsidy of 389 till 31.12.22, so net 0. After that it reverts to 389. Source TCS website.
My source.
§ 3 VAG of Canton Zurich
https://stva.zh.ch/internet/sicherhe..._NEU2014LS.pdf
and also https://stva.zh.ch/internet/sicherhe...VArechner.html

I do not know how TCS thinks it should be CHF 389 as the law (see above) explicitly states the road tax for electric vehicles (in canton Zurich) is CHF 0 and has no provision how you would calculate the applicable tax when displacement is 0.
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