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Old 19.10.2017, 17:46
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Car insurance prior to import

Hello,
since Iím in Switzerland for almost 1year, I need to import my car. Authorities described the following steps :

1 / bring the car to the border for customs clearance
2 / insure the car
3 / go to authorities to obtain a date for technical and pollution control
4 / obtain registration if control is ok

So the insurance is a prerequisite before obtaining the control appointment and the registration.
But the first 3 insurance companies I called all told me that they couldnít insure a car with foreign registration (which makes sense I would say).

Therefore, Iím wondering if someone already imported a car, and if yes which insurance company accepted to insure the car before the registration ?
Thanks !
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Old 19.10.2017, 18:08
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Re: Car insurance prior to import

If I remember, you can insure the car by phone or internet (preferred method), as soon as it clears the custom. In theory you can do it when present there.

As well as it needs to be verified by Service Automobiles, in an electronic way, when you hand the papers.
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Old 19.10.2017, 18:10
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Re: Car insurance prior to import

You will need an active and valid insurance quote.

For this you will need the Stammnummer which can be found on the Form 13.20B.

You get Form 13.20B at the border when you declare the car.

Or in your terms: 1 is a prerequisite for 2.

Call insurance provider, state you need an insurance quote (I think it is valid 14 days), cite Stamm-No. and other relevant details. Done (quote is submitted electronically).

Once you passed the control you can collect the plates immediately afterwards.
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Old 19.10.2017, 18:46
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Re: Car insurance prior to import

Thanks a lot for your answers. If I understand correctly :
- at the border I get a Stammnummer, which I declare to the insurance. But don't they rather require the plates number when someone wants to be insured?
- what exactly do you mean by quote? If this is just an estimate, I can indeed obtain it on the insurance website, but it won't be personal with my name. If I want an insurance paper with my name on it , then don't I need an actual purchase of the insurance ? In which case I hope that I can cancel my it if my car doesn't pass the test

Thanks again
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Old 19.10.2017, 19:19
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Re: Car insurance prior to import

They wont give you plates without insurance coverage. Unlike other countries, the plates are assigned to the holder of the vehicle. You switch the car you keep the plates and use them on the new car (but you will need a new insurance cover). You do not pay the insurance the police will come and take the plates away from you. Thus the Stamm-No. is the unique identifier of the car in the Swiss system.

The "quote", or as the insurance provider call it "insurance certificate"/"attestation díassurance", is not simply an estimate, but foremost a guarantee that the car is or will be insured.

You accept the offer when you request the plates. If you do not get the plates within the period the quote is valid it is gone for good. No commitment no obligations. But if you take the plates you are bound to finalize and sign the contract with the company which provided the quote/insurance certificate.

So better find out which insurance provider suits you best before you request an insurance certificate. As said the certificate is pure electronic. Which makes it very easy and fast to insure a new car and put it on the road.

https://www.axa.ch/en/private-custom...insurance.html

https://www.generali.ch/en/privatkun...erungsnachweis
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Old 19.10.2017, 19:22
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Re: Car insurance prior to import

Thanks a lot for that, that's much clearer now for me.
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Old 06.12.2017, 07:49
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Re: Car insurance prior to import

I'm exactly in the same situation, I've been scratching my head on what needs to be done; this post is really useful, perhaps it could be made sticky.

Let me restate the steps, are they about right?

0) convert the driving license if needed (explained here https://www.englishforum.ch/transpor...s-mark-ii.html )

1) go to the border, declare the car (and pay tax if due, like in my case)
Get the Form 13.20B and the Stammnummer with it.
(explained here https://www.englishforum.ch/transpor...car-eu-ch.html )

2) choose an insurance provider.
comparis.ch is a good starting point to choose.
https://www.axa.ch/en/private-custom...insurance.html
https://www.generali.ch/en/privatkun...erungsnachweis

3) contact the chosen insurance provider, state you need an insurance certificate, cite the Stammnummer and other relevant details, get the electronic certificate, valid 14 days.
This is not just a quote, it becomes a commitment to insure the car with them when collecting the plates.

3) go to the authorities and get an appointment for car pollution and technical inspection. Addresses here https://asa.ch/strassenverkehrsaemter/adressen/ (not in English).

4) someone suggest to have the car and engine cleaned prior to inspection (explained here https://www.englishforum.ch/transpor...-mfk-test.html)

5) submit the car to technical inspection.
Once the control is passed, collect the number plates (where?)

Thank you.
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Old 06.12.2017, 07:52
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Re: Car insurance prior to import

0) You have up to one year to do that
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Old 06.12.2017, 12:30
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Re: Car insurance prior to import

Quote:
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3) go to the authorities and get an appointment for car pollution and technical inspection. Addresses here https://asa.ch/strassenverkehrsaemter/adressen/ (not in English).

4) someone suggest to have the car and engine cleaned prior to inspection (explained here https://www.englishforum.ch/transpor...-mfk-test.html)

5) submit the car to technical inspection.
Once the control is passed, collect the number plates (where?)

Thank you.
3) If your car is not really old, you don't emmission checks. If you do, then you don't do them at the inspection, but you need to visit a garage and do it there. They give you a paper that you present during inspection.

I'd say there is a good chance, that this step is NOT necessary.


5) After a successful inspection, you take the papers from the inspection guy, and then walk to get your car registration papers (the grey card) and your plates. It all happens in the same place (at least in ZH, but I'd suspect the same for other cantons).
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