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Old 12.01.2018, 12:29
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Cautionary Tale - Strassenverkehrsamt and Windscreen damage

I bought a second car in 2013 and the car had a stone damage on the windscreen - at the time the garage told me it was MFKed and this was no issue.

Since I have had the car, it had an MFK check in 2015 and now it's just been for a latest one this week.

The car was given a note that the screen needs to be replaced because of this original screen damage... it's in the same state as it was last time...

On the plus side it seems the car insurance covers the replacement of the glass... I have booked in to do it next week.

In other words, you can't assume a car that has passed an MFK with a minor issue does not get failed on same issue later one - depends on the person doing the testing.
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Old 12.01.2018, 12:37
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

I think this goes without saying. My opinion is not that you were unlucky on this latest test, but lucky on the previous ones.
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Old 12.01.2018, 13:22
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

Edit your post quickly to remove the insurance reference, or get hammered.
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Old 12.01.2018, 13:33
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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Edit your post quickly to remove the insurance reference, or get hammered.
Eh?
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Old 12.01.2018, 13:34
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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Eh?
It is a pre-existing condition and not caused by an event during insurance coverage. Smells like insurance fraud.
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Old 12.01.2018, 15:12
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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It is a pre-existing condition and not caused by an event during insurance coverage. Smells like insurance fraud.
I guess totally but it's not like medical cover, can't really prove it was there before since it passed the MFK?
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Old 12.01.2018, 15:17
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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I guess totally but it's not like medical cover, can't really prove it was there before since it passed the MFK?
Could have happened after MFK, and before you bought/insured it.

Tom
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Old 12.01.2018, 16:31
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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The car was given a note that the screen needs to be replaced because of this original screen damage... it's in the same state as it was last time...
Not necessarily, a chip or crack may well worsen over time.

A few years back the windshield got a small chip near an exhaust of the inside heating. Nothing happened at all during spring and summer, but in the winter the hot air caused the crack to grow. Eventually it ran across most of the windshield's width.
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Old 12.01.2018, 16:33
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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Eh?
It's fraud, to make an insurance claim on an insurance purchased after the event.
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Old 12.01.2018, 17:21
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Re: Cautionary Tale - Strassenverkehrsamt and Windscreen damage

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It's fraud, to make an insurance claim on an insurance purchased after the event.
Whether it is provable or not does not change that.
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