Could someone please recommend a Swiss insurance provider which offers insurance for bikes? I phoned a couple of them but they offer it only as an add-on to contents/private liability package, not separately.
Thnx!

What sort of insurance?

What sort of bikes?

Tom

Road bike, carbon frame.
Insurance against theft

i. e. not a motorcycle, just a sports bicycle

TCS will give you a whole range of bicycle insurance.. I received a flyer in the mail from them yesterday.

I think they had 4 offerings for bicycle, like theft, damage, third party and breakdown.. Yeah they'll come fix your puncture.

They do?

What if I have TCS for the car. Will they do that when I'm on my bicycle?

https://www.zurich.ch/de/privat/fahr...velo-und-ebike

https://www.verkehrsclub.ch/versiche...o/zurich-bike/
(Underwriter is Zurich)

https://www.baloisedirect.ch/versich...adversicherung

But be aware that this does not cover accidents which cause 3rd party damages! Those can be very costly and may ruin you (Personal banruptcy does not exists in Switzerland!).

If you do not have a standard private liabilty insurance which covers such a risk you can get a separate from VCS which as a cover of up to CHF 1M for less than CHF 10. They also have liabilty plus theft up to CHF 1000 and some other extras:
http://www.vcs-blbs.ch/vcs/oeffentli...o-haftpflicht/
This might also be a good idea in case a foreign visitor has no privat liability coverage.

EDIT: The VCS offer for bike liabilty insurance is unfortunatly at the moment no longer available.

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I didn't fully investigate the T&Cs .. since i don't need it.. but have a read

https://www.tcs.ch/fr/produits-du-tc...rdion-Exemples

Thanks.

Result in short: A basic TCS-membership is a must. Then you can get - additionally - a TCS Bike Assistance.
If daddy has a basic-membership, mummy and the 10 kids can get the bike-version ...... one each, I suspect, that's not mentioned (at first glance).

Any.
It is included in my household insurance, under sports equipment (same as for electronics).
I am with AXA.

I am looking to insure my city bike that I paid 600 chf for about 8 years ago.

I have read some people recommend TCS but I don't agree. They seem to prorate the payout based on the age of your bicycle. For an 8 year old bike like mine I guess they would only reimburse 30 percent of the purchase price. SuisseVelo seems to reimburse in full without the reduction. Anyone have experience with SuisseVelo?

No. I don‘t really like identifying stickers attached to mine. Or the ease with which they can be removed. I go through my household insurance, as mentioned above. What is the unique point of this ‚service‘?. The link I found was a little, well, uninformative.

The most honest answer is that this bike is not worth insuring. Also, as per Zurirollt's post, household insurance covers it. It even covers my ebike.

The weird thing is, that the company you are asking about is not supported by the companies it claims to be supported by on its site. Despite the membership fees.

Or have I missed something?

Why would you insure it now when its less likely to be stolen than 8 yrs ago? Residual value is common in some insurances. My home insurance however paid up new value when my bike was stolen years ago, bike was perhaps 5 yrs old. Why not use your home content insurance?

You are going to pay 50 Francs a year on an eight year old bike that no professional thief is likely to steal and the opportunist can be deterred with a decent frame lock and a cable lock…. On top of which you’d have paid two thirds of the price of the bike in premiums over the period. It does not sound like much of a deal to me.

And even if you did get the full price would you be able to get an equivalent bike today for the sane money?

I guess it depends if you want a new bike (cheaply)

Have you read one post above yours?
You can include it as part of household insurance and it should be a small addon.

Where I live currently there have been a few recent bike thefts within the building and also some mailbox pirates. I plan to leave the bike outside when the weather warms. Currently i keep it in my apartment.

I last negotiated my homeowner insurance with Axa over a year ago. I thought the "sports equipment" protection they were offering was more than 50 chf. I don't need to insure any other equipment. Mostly i am looking for piece of mind when I leave it outside.

I have an ABUS folding lock which i think I paid about 100 CHF back in the day. It seems solid overall. I don't have a chain lock. Mostly i am looking for piece of mind to leave my bike outside.