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Old 13.09.2018, 11:50
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Two cars - only use one at a time.

I've seen various bits and pieces around switching plates between cars.. But how actually does it work..
We have two cars, a big one and a small one.

Small one is used daily, 95% used
Big one is used for camping holidays, transporting big stuff, 5% used

Both are taxed, registered, own plate and own insurance.

Is there any sense and/or possibility to do it differently? One plate, one insurance, combined tax or something else?

Total first world problem issue Personally I'd keep the big one because it ticks all boxes.. Wife loves her mini though.
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Old 13.09.2018, 11:57
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Re: Two cars - only use one at a time.

With switchable plates, you pay only the tax and (3 party) insurance on the more expensive vehicle.

Tom
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Old 13.09.2018, 12:09
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Re: Two cars - only use one at a time.

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With switchable plates, you pay only the tax and (3 party) insurance on the more expensive vehicle.

Tom
... plus a small (very small) fee from the MFK for the other vehicle. And there's a small supplement from the insurance company, too, as both vehicles are insured for fire and theft risk (even if one is always garaged) if you take out full coverage. But overall, it's absolutely worthwhile!

On the practical level, you just need to switch the number plates (DO NOT FORGET! The fines are eye-watering...) to whichever car is being driven. There are some nifty solutions to help; I use a very slick magnetic system which is a little expensive but sooooo easy to use.
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Old 13.09.2018, 12:13
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Re: Two cars - only use one at a time.

I would sell the Mini. Doesn't make sense to have two cars in that case.
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Old 13.09.2018, 12:14
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Re: Two cars - only use one at a time.

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I would sell the Mini. Doesn't make sense to have two cars in that case.
Yeah, but OP is married...
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Old 13.09.2018, 12:25
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Re: Two cars - only use one at a time.

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With switchable plates, you pay only the tax and (3 party) insurance on the more expensive vehicle.

Tom
Sounds very interesting.
And you simply switch the plates as desired? Easy to setup with the ServiceAutos?
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Old 13.09.2018, 12:29
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Re: Two cars - only use one at a time.

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... plus a small (very small) fee from the MFK for the other vehicle. And there's a small supplement from the insurance company, too, as both vehicles are insured for fire and theft risk (even if one is always garaged) if you take out full coverage. But overall, it's absolutely worthwhile!

On the practical level, you just need to switch the number plates (DO NOT FORGET! The fines are eye-watering...) to whichever car is being driven. There are some nifty solutions to help; I use a very slick magnetic system which is a little expensive but sooooo easy to use.
The fine for simply forgetting to attach the plate and driving out without it?

Defo sounds like a plan.. I pay ~1000chf each for tax and and more for insurance!
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Old 13.09.2018, 12:34
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Re: Two cars - only use one at a time.

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The fine for simply forgetting to attach the plate and driving out without it?

Defo sounds like a plan.. I pay ~1000chf each for tax and and more for insurance!
last time I forgot 150chf on the spot, they did let me continue on to work (which was about 100m away) but then you have to somehow get the plates from home before you can drive it again.
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Old 13.09.2018, 12:37
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Re: Two cars - only use one at a time.

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Yeah, but OP is married...
Exactly. Every married man knows (or should know) how to present a business case that increases the shopping budget.
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Old 13.09.2018, 12:40
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Re: Two cars - only use one at a time.

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Sounds very interesting.
And you simply switch the plates as desired? Easy to setup with the ServiceAutos?
Yup, just switch the plates (once you've got both cars registered on the one set of plates, obviously!). What is "ServiceAutos"?
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Old 13.09.2018, 12:41
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Re: Two cars - only use one at a time.

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Exactly. Every married man knows (or should know) how to present a business case that increases the shopping budget.
Oooh believe me I've tried this tactic..

Common sense didn't work, bribes no good, I even offered to get rid of both cars and get a new one somewhere in between a mini and an xc90.

Nope .. The sporty mini stays.
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Old 13.09.2018, 12:43
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Re: Two cars - only use one at a time.

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Yup, just switch the plates (once you've got both cars registered on the one set of plates, obviously!). What is "ServiceAutos"?
The authorities.. Issuer of the plates, tax etc..

Service des automobiles et de la navigation .. In these French speaking parts
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Old 13.09.2018, 12:47
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Re: Two cars - only use one at a time.

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Sounds very interesting.
And you simply switch the plates as desired? Easy to setup with the ServiceAutos?
Easy, and yes... Service des Autos is the first port of call. Then your insurance company. There's a small fee with the Service des Autos (OH thinks it was around 90 francs).
The main thing... apart from always remembering to swap plates between cars! is that the car you're not using must be parked off the public highway, so you'll need a private parking space or garage.
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Old 13.09.2018, 12:50
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Re: Two cars - only use one at a time.

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Easy, and yes... Service des Autos is the first port of call. Then your insurance company. There's a small fee with the Service des Autos (OH thinks it was around 90 francs).
The main thing... apart from always remembering to swap plates between cars! is that the car you're not using must be parked off the public highway, so you'll need a private parking space or garage.
Ta..!

Yes we have two private spaces already . This seems easier than i thought!
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Old 13.09.2018, 12:51
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Re: Two cars - only use one at a time.

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The fine for simply forgetting to attach the plate and driving out without it?

Defo sounds like a plan.. I pay ~1000chf each for tax and and more for insurance!

The fines are eye watering if you CANNOT prove the other car is NOT on the road at the same time


If it is not too far the police will go to where you say the car is and want to see it, alternatively they will contact the local police who will go and verifiy that the "other" car is not on the road at th same time.
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Old 13.09.2018, 12:54
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Re: Two cars - only use one at a time.

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Easy, and yes... Service des Autos is the first port of call. Then your insurance company. There's a small fee with the Service des Autos (OH thinks it was around 90 francs).
The main thing... apart from always remembering to swap plates between cars! is that the car you're not using must be parked off the public highway, so you'll need a private parking space or garage.



No insurance is first port of call as without insurance, Service des Autos (SAN) will not, nor can, move.



The car needs to be insured but the Insurance companies and SAN have direct links, the insurance issues the police and the SAN are notified. The bill comes in the post.
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Old 13.09.2018, 12:56
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Re: Two cars - only use one at a time.

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The fines are eye watering if you CANNOT prove the other car is NOT on the road at the same time


If it is not too far the police will go to where you say the car is and want to see it, alternatively they will contact the local police who will go and verifiy that the "other" car is not on the road at th same time.
Even if the other car isn't in use, you'd still be up for more than the usual leadfoot fine. Although, of course, if you don't have the plates on the car you may get away with fixed radar offences...
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Old 13.09.2018, 13:02
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Re: Two cars - only use one at a time.

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No insurance is first port of call as without insurance, Service des Autos (SAN) will not, nor can, move.



The car needs to be insured but the Insurance companies and SAN have direct links, the insurance issues the police and the SAN are notified. The bill comes in the post.
And just to clarify further, you get one insurance policy for both cars, where the insurance premium is largely based on the vehicle that costs more to insure. Note that you would need to register both cars in one name; pick the person who represents the lower insurance risk (e.g. if one of you is Swiss, female, and/or has a cleaner driving record, that person may cost less to insure).

Similarly, the registration fee/tax from SAN will be based on the vehicle that costs more to register. In my canton, that's the heavier vehicle; in most others,the tax is based on power and weight. And as I mentioned, there'll be a small fee (I think it's CHF 55 in my canton) to add the other vehicle. By the way, you'll still have two cartes gris/vehicle registration documents, but they will both show the same registration number.
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Old 13.09.2018, 13:02
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Re: Two cars - only use one at a time.

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The fines are eye watering if you CANNOT prove the other car is NOT on the road at the same time
If they catch you.

I have made it into Italy and back several times with no plates!

Tom
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Old 13.09.2018, 13:10
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Re: Two cars - only use one at a time.

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If they catch you.

I have made it into Italy and back several times with no plates!

Tom
My wife made it into Germany once, but chickened out of attempting the border crossing back into CH. I had to rescue her by bringing the plates on the famous cross-border tram! Luckily that was an option.
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