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Old 03.02.2019, 21:04
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buying a used car

I'm planning to buy a used car, but I am not sure about the process, especially if I don't buy from a dealer (who obviously knows very well what to do) and because I'm also replacing my old car.


So what is the paperwork that has to be done?
- I need an insurance for the new car (what do I need for this as I don't have the license plate yet)

- and a new license plate or can I register my old one for the new car?


And what can I do with my old car? I don't want to keep both, only for days if it's necessary. As far as I understand if I invalidate the license of my old car I still can use it on that day. But how can I take both car home if I have only one license plate?


Do I get the money back from my old car's insurance and tax what I've already paid for the year?


Thanks for the help and happy to hear any related topic what I may have forgotten to think about.
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Old 03.02.2019, 21:21
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Re: buying a used car

Paper work is pretty minimal. Hand over money get gray card and keys.

For insurance call your insurance agent.
After that get plates and new gray card

Some of the options you have:
-Cancel gray card of old car, put new car on old cars plate.
- Put both cars on same plate (car which has not plates might not be used on public streets. This includes parking)
- Put new car on new plates. (Check with StvA/SAN what are the options if you want to keep the old number)

For driving with one set of plates for two cars: As you are one person you can drive only one car at a time anyway. There is also public transport and those two sticks attached to your body called legs.

Once you cancel the gray card, you will get a reimbursement for road tax and insurance (you might have to call insurance as sometimes they forget). Depending how long you have the old car they might not reimburse but subtract it from the road tax and insurance bill of the new car.
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Old 03.02.2019, 21:36
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Re: buying a used car

How did you end up with your current car?
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Old 04.02.2019, 01:04
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Re: buying a used car

I've imported it when I moved to Switzerland.
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Old 09.02.2019, 10:35
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Re: buying a used car

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I've imported it when I moved to Switzerland.

So you must of gone thru the get insurance and registration already then?
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Old 13.02.2019, 18:55
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Re: buying a used car

OK, I'm done and it really went very smooth. It's so easy it even scares me how easily could someone write my car to his name.

I kept my old car for a little bit, which is easy and cheap. The insurance (2 car, one licence plate) is free for the cheaper car. A week later I sold my old car, so I've done.

For buying/selling I've downloaded a template for "Car purchase agreement" from comparis: https://en.comparis.ch/carfinder/inf...ar/kaufvertrag but I'm not sure if anyone cares about this as in the Strassenverkehrsamt they didn't ask for it. Changing the owner in the car certificate is just the matter of minutes and they didn't ask for anything else than this paper (so any one can do it easily without an ID...). Unregistering the old one is the same and they don't even ask what you do with your old car....
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Old 13.02.2019, 19:18
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Re: buying a used car

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I'm not sure if anyone cares about this as in the Strassenverkehrsamt they didn't ask for it. Changing the owner in the car certificate is just the matter of minutes and they didn't ask for anything else than this paper (so any one can do it easily without an ID...). Unregistering the old one is the same and they don't even ask what you do with your old car....
They do not care about sales contract etc.
Once again. The person in the gray paper is NOT the OWNER. The person in the gray card is the HOLDER. Most often the owner and the holder are the same person. But there is no need for it.
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Old 13.02.2019, 19:25
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Re: buying a used car

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Once again. The person in the gray paper is NOT the OWNER. The person in the gray card is the HOLDER. Most often the owner and the holder are the same person. But there is no need for it.
Indeed.

My wife is the OWNER of our four cars, but I am the HOLDER!

(i.e. the grey cards are all in my name, and I pay all of the bills )

Tom
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Old 13.02.2019, 21:39
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Re: buying a used car

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Indeed.

My wife is the OWNER of our four cars, but I am the HOLDER!

(i.e. the grey cards are all in my name, and I pay all of the bills )

Tom

You have a smart little lady.
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Old 14.02.2019, 11:29
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Re: buying a used car

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Once again. The person in the gray paper is NOT the OWNER. The person in the gray card is the HOLDER. Most often the owner and the holder are the same person. But there is no need for it.

And the holder pays the tax as well, right? So actually the state has no clue about the owner as they never asked for it.
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Old 14.02.2019, 12:01
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Re: buying a used car

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And the holder pays the tax as well, right? So actually the state has no clue about the owner as they never asked for it.
Why would they need a clue? Do they have a clue what books or socks you own, how many yogurts are in your fridge, if you actually own your own fridge, or what paintings you posses? No.

All what the state authorities care about is liability. Holder is responsible for nearly everything what happens with the car where the driver is not to blame (an in certain cases even in those).
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