Doesn't one have to get Full insurance if the car is on the loan or a lease?

Nice car. My wife had same car in 1967 when she attended college in Columbia, SC. Hers was burgundy red, 8 cylinder and stick shift. A blast to drive.

Yes!

Lease yes, loan no.

Or maybe it depends on the loan. Don't know about car specific loans, but if it's a personal loan they don't care what you've done with the money as long as you pay them, a lease is different as the car doesn't belong to you.

what's the cut-off (in km) between medium and long distance?

I don't know is there an official answer, but in my head it's when there is more than 10km at 80 km/h or above. With the traffic in this country that is not always a predictable quantity.

For the point of a learners car for the kids, I think diesels can be more forgiving if learning manual with the additional torque from low revs. This could be completely subjective to my own experiences.

Yep, i understand it isn't free! However, my Audi A3 in the UK was around 350 for a service so paying 120 for the oil and nothing else is a nice deal, even the cost is made up elsewhere!

i pay 1200 full casco with Axa.

I am limited to 20k kms per year, which for me is ample.

My benzine Toyota Avensis gives average mileage of 60mpg or 3.9 L per 100km. I am under impression that I would not get much better mileage out of diesel version. Am I wrong?
The engine is weak making around 148 Hp, but that is what most cars have.
If I am forced to buy another car I would definitely pick a car with no less than 190 Hp. It is annoying at times to drive a full size sedan with a scooter motor inside.

I hate FWD diesels precisely because of the additional torque, TBH I prefer RWD with a more powerful engine as I enjoy driving.

As ever, more power is more better.

For learners such as the swisspeas teenagers, a lower powered car will teach more in relation to clutch control with a lower possibility/bonus of burnouts.

Cars don't cost the purchase price - they cost the DEPRECIATION

Nobody keeps a car forever, you are going to sell at some point. The depreciation can be a huge modifier, and it is the single most convincing argument for used cars.


So if you're buying new, bring in the depreciation cost as well, because it's going to be significant. If you lease new, with a reasonable downpayment and reasonable residual value, what you pay, is what the car will actually cost you (more or less).

Additionally, diesel vs gas is a big debate, and has even more moving parts lately. My definitely-not-an-economy petrol car, commutes me back and forth Zurich-Zug daily, and returns a fairly impressive 7.5 lt/100 Km as it's mostly highway driving. In the city I'm easily over double that - so it depends a lot on your use case. If you take into consideration the regulatory risk of diesel in the future, that is certainly higher than petrol, then depreciation might take away any profits from the lower fuel consumption. Also, diesel in Europe is cheaper, but in CH it's not.

So bring out your spreadsheets, and do your math, because it DEPENDS

__________________
Nothing is fool-proof to a sufficiently talented fool

got only 68 hp in my car

At least most traffic jams will be behind me

Speak for yourself, I've never sold one.

Tom

That is weak indeed, i got more in each wheel than that

One of our SUVs has only 50!

Tom

Hell! At 17 my first set of wheels was a 383 Fury!

'68 420g, at 16.

When we went to the races, the muscle car guys called me "The Transporter".

Shame, I will keep on driving my car until it halts to complete stop along the highway ... Oh shacks I forgot to refuel it ... broom broom

Have you looked at carvolution.com? their business model looks very interesting and they are trying to disrupt the regular leasing business. you can own a car for as less as 3 months and can change to another one if you wish. you pay a monthly fees for the ownership (like a leased payment) but you are only tied for 3 months and all the other costs like insurance, road tax, maintainancce, road taxes, tyers etc are all included in the price. they say their cars are new or in mint condition.

looks very interesting business model for me and i may try a car from them in the coming days. (although i have an old one).

cheers
happycreature

Does it have canvas doors?