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  #21  
Old 14.04.2019, 13:11
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Re: Private Car Hire

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Why would regular car insurance be invalid when renting your car privately to a single person? Your car insurance insures the car, not the driver and as I said I have extra insurance from Basler which also protects against premiums going up on the lenders insurance. This has obviously been confirmed with the insurance advisor...
I checked with Zürich's conditions before writing that. I would imagine your Basler insurance is to protect against the excess and possible NCD loss rather than the whole whack.
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  #22  
Old 14.04.2019, 13:36
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Re: Private Car Hire

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Why would regular car insurance be invalid when renting your car privately to a single person?
Car rental is a high-risk activity. This is why platforms like Sharoo offer an extra insurance.
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  #23  
Old 14.04.2019, 13:54
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Re: Private Car Hire

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No requirement for a Swiss credit card to rent a car, I lived in CH for almost 20 years. I retained my UK credit cards.

With car insurance you choose the risk to be insured, Social, domestic & business use is standard, renting your car out others & use on race tracks are non standard risks.
I don't have any credit cards, foreign or swiss. How ever seems like Avis might accept Mastercard Debit so fingers crossed for that.
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  #24  
Old 14.04.2019, 16:35
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Re: Private Car Hire

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I don't have any credit cards, foreign or swiss. How ever seems like Avis might accept Mastercard Debit so fingers crossed for that.
They can't block an amount on a Debit card is the issue, they have to take the full amount now & refund later.
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Old 14.04.2019, 18:55
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Re: Private Car Hire

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I bet the most of you thought about your Ferraries and Porsches which you would never give to a stranger. But if someone has a CHF 5k car, insured, OP signs contract and puts some deposit - then what's the problem?

P.s. I don't have such a car, so just theory.
It's illegal to do so.

Tom
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  #26  
Old 14.04.2019, 19:32
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Re: Private Car Hire

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It's illegal to do so.

Tom
What law(s) prohibits such action?
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  #27  
Old 15.04.2019, 07:09
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Re: Private Car Hire

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What law(s) prohibits such action?
Your insurance.

Tom
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  #28  
Old 15.04.2019, 09:46
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Re: Private Car Hire

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Your insurance.

Tom
Than it's not really illegal, is it? AFAIK insurance providers are not the legislative body in CH.

It will void your insurance but not illegal. Of course you would need to check whether it is illegal for other reasons and you would need to declare the income.
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  #29  
Old 15.04.2019, 09:53
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Re: Private Car Hire

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Than it's not really illegal, is it? AFAIK insurance providers are not the legislative body in CH.

It will void your insurance but not illegal. Of course you would need to check whether it is illegal for other reasons and you would need to declare the income.
Well as driving without insurance is illegal.....
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  #30  
Old 15.04.2019, 14:06
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Re: Private Car Hire

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Your insurance.

Tom
An insurance can easily be fixed.

It is more that the act itself is not illegal, it is only illegal if certain conditions are not met.
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