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  #21  
Old 23.06.2019, 22:42
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Re: Buying a second hand car in Switzerland

If you are not in a hurry you can wait till a nice offer passes on for example your local FB group or on EF.

(I bought mine through EF)
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  #22  
Old 24.06.2019, 07:25
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Re: Buying a second hand car in Switzerland

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If you are not in a hurry you can wait till a nice offer passes on for example your local FB group or on EF.

(I bought mine through EF)
Ok, but could you please tell me what an "EF" is ? I got the part with the facebook group.
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Old 24.06.2019, 07:33
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Re: Buying a second hand car in Switzerland

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Ok, but could you please tell me what an "EF" is ? I got the part with the facebook group.
Englishforum.ch
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Old 24.06.2019, 07:46
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Re: Buying a second hand car in Switzerland

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Cool thank you !
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Old 24.06.2019, 10:58
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Re: Buying a second hand car in Switzerland

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Hello!
1. Where do you recommend me to search for a second hand car?
autoscout.ch and ricardo.ch to identify potential cars, then take it from there (visit local dealers and garages etc)

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2. Should I search for one from a garage or from a private person?
At your budget you may want to lean towards a garage though for possible warranty options.

Quote:
3. Based on what is the annual tax car calculation in St. Gallen?
No idea but I presume a combination of engine size/weight/emissions?

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4. Could you please tell me what costs are involved beside the price of the car?
Well:
- parking (parking place/garage/etc) - depends on your facilities
- annual tax (~500/year)
- insurance (800-1200/year)
- servicing - put at least 500/year to be sure for CH
- longer term consumables such as summer/winter tyres/wheels
- petrol

As you already have a car you may know some of these costs already?
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5. Does the MFK is enough or should I try to also do a TCS inspection?
An MFK is a good sign, if you don't know anything about cars it's good to have a knowledgeable person with you. Don't have much experience with TCS inspections - see some other threads on this site. It's better to look around at and test many cars than putting your eggs in one basket - only if you found something you really like and want to buy then a TCS inspection is worth investing in.

Your budget should allow you to find a "small family" second hand car around 5+ year old with cca 100k - of the likes of the Polo family (Skoda Fabia/Seat Ibiza etc), even some japanese (Nissan, Toyota) cars that should be quite reliable. Despite what everyone says, don't discount Peugeot or Renault either. But remember, the bigger the car, the more expensive to maintain and service
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  #26  
Old 24.06.2019, 16:45
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Re: Buying a second hand car in Switzerland

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autoscout.ch and ricardo.ch to identify potential cars, then take it from there (visit local dealers and garages etc)

At your budget you may want to lean towards a garage though for possible warranty options.

No idea but I presume a combination of engine size/weight/emissions?

Well:
- parking (parking place/garage/etc) - depends on your facilities
- annual tax (~500/year)
- insurance (800-1200/year)
- servicing - put at least 500/year to be sure for CH
- longer term consumables such as summer/winter tyres/wheels
- petrol

As you already have a car you may know some of these costs already?
An MFK is a good sign, if you don't know anything about cars it's good to have a knowledgeable person with you. Don't have much experience with TCS inspections - see some other threads on this site. It's better to look around at and test many cars than putting your eggs in one basket - only if you found something you really like and want to buy then a TCS inspection is worth investing in.

Your budget should allow you to find a "small family" second hand car around 5+ year old with cca 100k - of the likes of the Polo family (Skoda Fabia/Seat Ibiza etc), even some japanese (Nissan, Toyota) cars that should be quite reliable. Despite what everyone says, don't discount Peugeot or Renault either. But remember, the bigger the car, the more expensive to maintain and service
Thank you I have been waiting for this reply on all the points. Thank you for the information
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Old 24.06.2019, 17:10
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Re: Buying a second hand car in Switzerland

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I guess you will have established from on line research that car ownership in CH is a lot more expensive than UK. Insurance for example will typically be x3 what you would pay in uk. Similarly maintenance and garage bills are very high, you wont be getting the £150 fixed price minor services you get in UK, assume every time you go to a garage you will get a bill for chf1000 (labour rates about chf200/hour). Therefore even though your budget is modest choose the newest car you can find with the longest service intervals, ideally one without a cam belt (this will definitely be chf1000 to replace about every 4 years, or make sure its done before you buy it). The MFK tends to be thorough on brakes/tyres so if it has just done a test then you can assume they are good for the next 2 years, conversely if they are even slightly marginal it will fail and will need replacing. ....and make sure the buyer includes both summer and winter wheels, they almost certainly have both so get them to throw them in!

Wow, that was wrong on so many levels:

1. Insurance in the UK is freaking notorious. I would be very hard pressed to find an instance where UK insurance is cheaper than here...

2. Rates are not 200/h and not all visits to the garage are 1,000 CHF. I just did an off-schedule service with BMW (because their schedule is 30k Km and I like my car too much to wait that long), and paid 370 including the most expensive oil they have.

3. Cam belts every 4 year is talking out of your ass. If someone does 30-40k Km/year maybe, but it's more dependent on Km than time. I would only change belts due to time for a lot more than 4 years.

4. People need to understand that MFK takes death traps off the road, with some pointless Swiss cherries on top. Said cherries are: car is not dirty or does not appear leaking at the time of inspection. That is all. I imported a car, and the first MFK which is supposedly "tougher" missed a major bushing that started making noises literally as I was driving the car to Switzerland. I changed it later, without any notice or mention from the MFK people. Some three years later they failed the car because they wanted me to buy a new headlight as they didn't like its pattern despite all of it being below the required lines. There was also minor seeping in a gasket, that resulted in dried oil stains on the engine block, that never reached the ground or even lower parts of the engine block. Getting a car through MFK may be worth it, but it's mostly about convenience.
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  #28  
Old 24.06.2019, 22:02
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Re: Buying a second hand car in Switzerland

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1. Insurance in the UK is freaking notorious. I would be very hard pressed to find an instance where UK insurance is cheaper than here...

I have exactly the same car in UK and in CH. (Mazda CX3 sport nav auto).


UK insurance 350 GBP a year. CH, 1,200 CHF a year.


Maybe if you are a boyracer in a petrolhead's wet-dream vehicle, CH might be cheaper (As you insure the car not the person here). But for a not very exciting small family car, and good driving record, in my experience UK is lots cheaper.

(However, in either territory it probably depends on whether you are UK resident insuring a Swiss Car Vs UK car, or Swiss resident insuring a Swiss Car Vs UK car)


Truly, YMMV


Regards


Ian
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  #29  
Old 25.06.2019, 23:16
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Re: Buying a second hand car in Switzerland

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Thank you for the advice! I'll keep it in mind
You are welcome!
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  #30  
Old 26.06.2019, 08:22
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Re: Buying a second hand car in Switzerland

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2. Rates are not 200/h and not all visits to the garage are 1,000 CHF. I just did an off-schedule service with BMW (because their schedule is 30k Km and I like my car too much to wait that long), and paid 370 including the most expensive oil they have.
.
Oil change or service?
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  #31  
Old 26.06.2019, 11:41
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Re: Buying a second hand car in Switzerland

I think oil change classifies as "service"
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  #32  
Old 26.06.2019, 14:22
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Re: Buying a second hand car in Switzerland

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Hello!

I've been living for the last 5 months in Switzerland, St. Gallen, and I brought my own car along but I know that after one year I either import it or buy another one from here. So, I have decided to buy a second hand car from Switzerland. The budget is around 8.5k CHF and I would like to use the car to go daily to work which is around 80km per day, and also for trips.

There are a few topics on which I would like to have some information ahead:
1. Where do you recommend me to search for a second hand car?

2. Should I search for one from a garage or from a private person?

3. Based on what is the annual tax car calculation in St. Gallen?

4. Could you please tell me what costs are involved beside the price of the car?

5. Does the MFK is enough or should I try to also do a TCS inspection?

Thank you in advance!

My biggest advise to you is to check if the car description actually is in line with the ad. If you look in Autoscout24 under the description it always has a banner saying that the actual features are not guaranteed (picture attached). I will be honest and admit, that I didnt see this warning and got screwed big time. I was looking for a car with Xenon lights, but in the end it didnt have them and I could do anything.


Therefore take your time and check all the details.
Attached Images
File Type: jpg Annotation 2019-06-26 142051.jpg (24.0 KB, 133 views)
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  #33  
Old 26.06.2019, 14:47
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Re: Buying a second hand car in Switzerland

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I think oil change classifies as "service"

BMW call it "Oil Service" and it takes what - 20 minutes?

Seeing as even in the UK an "inspection" at BMW can be two or three times an independent price I would hate to see how much they cost in Switzerland.



My tax went down this year to about 350CHF. I also pay about 350 per year for basic insurance. This is on an M3. Garage is 150 per month and that's cheap.


To the OP, if you're resident here and driving around in a borrowed non-Swiss registered car you might get into trouble.
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  #34  
Old 26.06.2019, 15:08
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Re: Buying a second hand car in Switzerland

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I will be honest and admit, that I didnt see this warning and got screwed big time. I was looking for a car with Xenon lights, but in the end it didnt have them and I could do anything.
Didn't you do a test drive? You can even see on pictures if it has xenon.
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  #35  
Old 26.06.2019, 15:53
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Re: Buying a second hand car in Switzerland

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To the OP, if you're resident here and driving around in a borrowed non-Swiss registered car you might get into trouble.



AFAIK, it's only problematic once you switch your license to the Swiss one.
The real trouble starts when you actually have an accident then.
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  #36  
Old 26.06.2019, 15:57
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Re: Buying a second hand car in Switzerland

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AFAIK, it's only problematic once you switch your license to the Swiss one.
The real trouble starts when you actually have an accident then.
Real trouble starts the exact same moment any police or border patrol does a check.
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Old 26.06.2019, 16:04
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Re: Buying a second hand car in Switzerland

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I guess you will have established from on line research that car ownership in CH is a lot more expensive than UK. Insurance for example will typically be x3 what you would pay in uk. Similarly maintenance and garage bills are very high, you wont be getting the £150 fixed price minor services you get in UK, assume every time you go to a garage you will get a bill for chf1000 (labour rates about chf200/hour). Therefore even though your budget is modest choose the newest car you can find with the longest service intervals, ideally one without a cam belt (this will definitely be chf1000 to replace about every 4 years, or make sure its done before you buy it). The MFK tends to be thorough on brakes/tyres so if it has just done a test then you can assume they are good for the next 2 years, conversely if they are even slightly marginal it will fail and will need replacing. ....and make sure the buyer includes both summer and winter wheels, they almost certainly have both so get them to throw them in!

one truth: basic servicing form the dealerships very expensive. find a good independent local garage recommended by locals. and get your own tyres online at reifendirekt

modern BMW x5, for comparison, once the free servicing runs out, costs 1000 chf for oil service (at BMW Meilen) , which is each 25000 km. includes all the oil and air and fuel filters etc, and attention to detail very poor as seems to be done my apprentices overworked/underpaid. yes they give you royal treatment with coffee and a replacement car, but they created new faults each of the 3 last times they serviced my car, by leaving tools or loose screws in the covered compartments, or just filling the oil without first draining it (overfilling!).
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  #38  
Old 26.06.2019, 16:06
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Re: Buying a second hand car in Switzerland

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I think oil change classifies as "service"
No, an oil change is just that, an oil change.

Paying chf370 to have your oil changed isnít exactly reasonable.
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Old 26.06.2019, 20:29
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Re: Buying a second hand car in Switzerland

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AFAIK, it's only problematic once you switch your license to the Swiss one.
The real trouble starts when you actually have an accident then.
Nope. As soon as you are registered in CH are you not allowed to drive foreign plated cars within CH. Thats essentially tax fraud as you need to register and pay your car taxes locally. I was stopped by the cops four weeks after my last move and the royally told me off... but let me go with a warning. They told me that they would not do so if I had been in CH for longer...
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Old 26.06.2019, 20:34
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Re: Buying a second hand car in Switzerland

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AFAIK, it's only problematic once you switch your license to the Swiss one.
The real trouble starts when you actually have an accident then.
Nothing to do with the license, just the residence.

And no problem with an accident, and the insurance is still valid.

It's a customs offense, not a driving or criminal offense.

Tom
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