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  #21  
Old 15.07.2019, 16:24
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Re: Car insurance for Nürburgring?

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If it is so simple than why do you not understand it?

Even if they would have a cattle market on it tomorrow, it still would be a racetrack tomorrow, it would be a cattle market on a racetrack, just like during tourist drives it is a toll road on a racetrack.
clearly you've never actually been there, or it seems to a racetrack. so, again, whatever

and by your reasoning monaco streets are a racetrack, zurich is a racetrack etc etc, so you can see the difference in those cases but not this?? is it the toll bit tripping you up? would making it free to drive on negate the racetrack??
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  #22  
Old 15.07.2019, 16:28
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Re: Car insurance for Nürburgring?

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also quoting insurance companies is, sorry, retarded. They don't want to pay a claim - full stop. They will say anything to avoid paying.

Like when a muppet hit me on a roundabout and his insurance company blamed me as he wasn't in the wrong lane because the highway code means nothing, the judge decided otherwise.
Speaking of retarded...

I also quoted a Judge, and I quoted the owners who all agree it is a racing track.

Now what proof do you have that your wisdom exceeds that of those who officially judge and own the place?
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  #23  
Old 15.07.2019, 16:33
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Re: Car insurance for Nürburgring?

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clearly you've never actually been there, or it seems to a racetrack. so, again, whatever

and by your reasoning monaco streets are a racetrack, zurich is a racetrack etc etc, so you can see the difference in those cases but not this?? is it the toll bit tripping you up? would making it free to drive on negate the racetrack??
I see the difference between normal public roads temporarily being restricted for racing, and a specific racetrack being opened for public use. And would not call Zürich centre of Monaco a racetrack, you came up with that dumb example.

The question from OP was very simple, and the answer is also very simple: Most insurances will not pay out due to its classification as a racetrack. Now you can jump get irritated or whatever, but that changes nothing to the facts.

Ps, I've been dozens of times to racetracks and even grew up 20km away from the TT Assen where I also did work for some time. So now I'm an expert or something? Why is that even relevant?
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  #24  
Old 15.07.2019, 16:47
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Re: Car insurance for Nürburgring?

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I see the difference between normal public roads temporarily being restricted for racing, and a specific racetrack being opened for public use. And would not call Zürich centre of Monaco a racetrack, you came up with that dumb example.

The question from OP was very simple, and the answer is also very simple: Most insurances will not pay out due to its classification as a racetrack. Now you can jump get irritated or whatever, but that changes nothing to the facts.

Ps, I've been dozens of times to racetracks and even grew up 20km away from the TT Assen where I also did work for some time. So now I'm an expert or something? Why is that even relevant?
again, WRONG, most insurance companies will not pay up due to them SPECIFICALLY excluding the ring on your policy.

groan away
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  #25  
Old 15.07.2019, 17:06
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Re: Car insurance for Nürburgring?

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again, WRONG, most insurance companies will not pay up due to them SPECIFICALLY excluding the ring on your policy.

groan away
Your fantasy is running wild, a lot of insurances and mine included do not mention Nurburgring specifically, they mention "Fahrten auf Rennstrecken"

Which is enough since....

Well you guessed it.....

It is a racing track

As for the groans, well when people keep insisting on spreading false information even tho they have been proven wrong ain't groan worthy, well what is?

However I gave you also a groan for your statement that I clearly never have been to a racetrack which is clearly a bunch of nonsense. I could groan you more here but in general you are a nice reasonable member so you have some credit, heck I did not even groan you when you implied I'm acting like a retard, so stop complaining.

Last edited by EdwinNL; 15.07.2019 at 17:46.
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  #26  
Old 15.07.2019, 17:50
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Re: Car insurance for Nürburgring?

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  #27  
Old 15.07.2019, 18:39
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Re: Car insurance for Nürburgring?

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really, its quite simple

on the days its hosting a race, and its closed for the public to drive on, and there are marshals, safety vehicles and RACING cars on it - then its a racetrack

on the days you drive upto one of the toll booths and pay the toll along with anyone else who wants to in whatever road legal vehicle they have - then its a toll road.

A German judge disagrees with you:
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Das Argument des Ford-Fahrers, die Touristenfahrten der Nürburgring-Nordschleife werde als "mautpflichtige Einbahnstraße" und nicht als Rennstrecke bezeichnet, wiesen die Richter mit der Begründung ab, dass es sich um eine offizielle Rennstrecke handele , die dem öffentlichen Verkehr nicht zugänglich sei.
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  #28  
Old 15.07.2019, 20:02
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Re: Car insurance for Nürburgring?

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A German judge disagrees with you:
Useless to point this out, they have an opinion and refuse to cave in even tho several links have been posted that proof them wrong. Cowards like Porsch are ignoring these things also and just give me bad rep.
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  #29  
Old 16.07.2019, 07:25
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Re: Car insurance for Nürburgring?

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Useless to point this out, they have an opinion and refuse to cave in even tho several links have been posted that proof them wrong. Cowards like Porsch are ignoring these things also and just give me bad rep.
Kinda funny you’re moaning about rep while you’re dishing it out
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  #30  
Old 16.07.2019, 10:20
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Re: Car insurance for Nürburgring?

my final word on the matter

Yes the ring is used as a racetrack when its not a toll road, but that's not what the clause in your insurance is supposed to cover, hence on UK insurance they specifically name the ring, the clause is supposed to stop cover for track days or you actually racing, Insurance companies live to not pay claims so have clearly managed to persuade a judge it also covers the ring.

Now yes you can hire a car and get specific cover for the ring, last time I looked at renting a car at the ring you where pretty limited, eg an old alfa 75, that had an excess of 3500 euro's (when you could pick up 75's for peanuts) and cover for your own car was thousands with loads of exclusions. When I was racing insurance was 50% the value of the vehicle PER RACE.

so yes, its a toll road that is on racetrack, but that doesn't make it a racetrack when its a toll road in the same way zurich / monaco / baku / albert park etc aren't a race track when f1 and formula crap, sorry, E isn't on it.

Last edited by bigblue2; 16.07.2019 at 10:56.
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  #31  
Old 16.07.2019, 10:39
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Re: Car insurance for Nürburgring?

there are a number of UK companies that offer specific track day insurance, including specific cover for Nordshleife Touristfahren, eg. https://www.insuremytrackday.com/ they cover your vehicle only (not 3rd parties), plus limited coverage for the Armco and recovery from the circuit up to £2000
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  #32  
Old 16.07.2019, 11:05
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Re: Car insurance for Nürburgring?

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Now yes you can hire a car and get specific cover for the ring, last time I looked at renting a car at the ring you where pretty limited, eg an old alfa 75, that had an excess of 3500 euro's (when you could pick up 75's for peanuts) and cover for your own car was thousands with loads of exclusions. When I was racing insurance was 50% the value of the vehicle PER RACE.
There is plenty on offer, but most of them ask you to pay for a pro-driver as a coach sitting next to you… at least for the first round(?). They just say coaching and in the FAQ say you can take a passenger...

https://www.rentracecar.com/preise-und-buchung/
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  #33  
Old 16.07.2019, 11:45
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Re: Car insurance for Nürburgring?

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Kinda funny you’re moaning about rep while you’re dishing it out
I gave nobody positive or negative rep for this topic.
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