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Old 15.05.2020, 13:48
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Experience with Carvolution?

Does anyone have any experience with the car leasing service, Carvolution? www.carvolution.com I think they're quite new.



I've never leased a car before so if anyone has any tips, that would be great! I have not owned a car since I moved to Switzerland 8 years ago - would quite like one now but don't want to make the commitment involved in buying/maintaining/selling at the moment!


Thanks.
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Old 15.05.2020, 13:57
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Re: Experience with Carvolution?

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Does anyone have any experience with the car leasing service, Carvolution? www.carvolution.com I think they're quite new.



I've never leased a car before so if anyone has any tips, that would be great! I have not owned a car since I moved to Switzerland 8 years ago - would quite like one now but don't want to make the commitment involved in buying/maintaining/selling at the moment!


Thanks.
This is an "all-inclusive" (leasing, insurance, taxes, service) sort of a subscription leasing.
You need to do your own math whether it makes sense for your personal situation.
If you want a brand new car it *might* get close to the price you would be paying if you were covering it separately all on your own.

Money-wise (depreciation et al.), it makes more sense to get a used car (and yes you can lease it too).
You can find (new and used) cars on autoscout24.ch, and selling garages are usually sorting out the leasing contract for you.
Then at the end of leasing you have the option of buying it off for the residual price; otherwise you just return it to the garage.

Alternatively you can also opt for financing (i.e. paying off the car in full over several years).
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Old 15.05.2020, 14:49
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Re: Experience with Carvolution?

It's always the case that if something seems too good to be true it's because it is too good to be true. In essence, fully serviced leasing will always work out more expensive than self ownership of the same vehicle.

Clever presentation can make it look like you're not paying so much, based on an assumed mileage and residual value, but in reality you will always end up paying more than if you just bought the car on credit and had it fully serviced, even at a main dealer, at your own expense.
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Old 15.05.2020, 14:52
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Re: Experience with Carvolution?

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Does anyone have any experience with the car leasing service, Carvolution? www.carvolution.com I think they're quite new.

I've never leased a car before so if anyone has any tips, that would be great! I have not owned a car since I moved to Switzerland 8 years ago - would quite like one now but don't want to make the commitment involved in buying/maintaining/selling at the moment!

Thanks.
I checked it when I was looking for a new car last summer.

That company offers very short lease terms: 6-12 months. If you change your mind next year, no problem. Usual leases are 36-48 months. But, monthly payments are higher compared to a 48 month lease...commitment is cheaper.

My only worry is the following part of the Carvolution FAQ. 1000 CHF is like one week of replacement car, never bothered enough to ask what "breaks down completely" means or what the contract really says. Let assume a dumb rear-crash where you have no fault at all. The car has minor cosmetic damages but for whatever reason will stay 2 more weeks an the repair shop.....you have no car and still liable for the monthly payment.

Quote:
Will I get a replacement car in case of a longer breakdown or service?In any case, in the event of damage or breakdown, a replacement car cover of up to CHF 1,000 is included. If your car breaks down completely, we offer you a replacement car to keep you mobile.
(Cheap) used cars are cheaper, subcompacts like VW Golf, Toyota Yaris, etc. Anything with original price above 50K CHF has a lot of stuff that may fail after the warranty ends and its expensive to repair.
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Old 15.05.2020, 20:39
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Re: Experience with Carvolution?

Thanks for all your helpful responses!
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Old 19.05.2020, 10:30
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Re: Experience with Carvolution?

Carvolution is especially good when you want the car for short period or unsure how long you would stay in Switzerland, like in my case.
Hence I found it reasonably priced.

If its a long term use, buying and selling would work cheaper.
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Old 20.05.2020, 13:09
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Re: Experience with Carvolution?

I picked up a Carvolution car 2 weeks ago, and found the experience very simple, they take care of everyhing. If you plan to use them, I have a sharing code that gives you 200CHF credit.
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