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Old 14.07.2020, 12:54
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Car registration for another person

Hi all,

What is the implication if I register a car for my friend on my name?

I know that I will be receiving fines and road tax and he will pay them. insurance he will do one and cover himself as the first driver.

did I miss anything? income tax will increase? it is a secondhand car :-)
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Old 14.07.2020, 13:01
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Re: Car registration for another person

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Hi all,

What is the implication if I register a car for my friend on my name?

I know that I will be receiving fines and road tax and he will pay them. insurance he will do one and cover himself as the first driver.

did I miss anything? income tax will increase? it is a secondhand car :-)
No income tax increase for an ordinary second hand car. It would be another story if it is a half a million CHF second hand exotic car.
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Old 14.07.2020, 13:08
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Re: Car registration for another person

Registration is not the same as ownership, and yes you can register somebody else his car on your name.

Also if he owns the car and he insures it why would he want the registration on your name?????

And are you ready for if things go wrong?
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Old 14.07.2020, 13:09
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Re: Car registration for another person

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No income tax increase for an ordinary second hand car. It would be another story if it is a half a million CHF second hand exotic car.
Not even another story for a car of 10.000.000,- CHF
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Old 14.07.2020, 13:09
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Re: Car registration for another person

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Hi all,

What is the implication if I register a car for my friend on my name?

I know that I will be receiving fines and road tax and he will pay them. insurance he will do one and cover himself as the first driver.

did I miss anything? income tax will increase? it is a secondhand car :-)
Why would you do that at all? Is there some good reason for this construction?
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Old 14.07.2020, 13:23
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Re: Car registration for another person

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insurance he will do one and cover himself as the first driver
If it's registered in your name, it also has to be insured in your name, insurance is tied to the registration, they are not separate.

There is no 'first driver' here.

Tom
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Old 14.07.2020, 13:39
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Re: Car registration for another person

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Why would you do that at all? Is there some good reason for this construction?
I'm guessing it's something to do with the insurance company asking if you've screwed up badly in the past.

Insurance company, "have you been naughty?"
Cars owner "Very naughty, but please meet my friend, goody two shoes here..."
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Old 14.07.2020, 13:46
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Re: Car registration for another person

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Registration is not the same as ownership, and yes you can register somebody else his car on your name.

Also if he owns the car and he insures it why would he want the registration on your name?????

And are you ready for if things go wrong?
this is why I am asking ..what can go wrong except fines & road taxes?
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Old 14.07.2020, 13:48
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Re: Car registration for another person

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If it's registered in your name, it also has to be insured in your name, insurance is tied to the registration, they are not separate.

There is no 'first driver' here.

Tom
dose it means that I need to do another insurance contract on my name not on his name?
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Old 14.07.2020, 13:57
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Re: Car registration for another person

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dose it means that I need to do another insurance contract on my name not on his name?
So is the goal indeed to set up an insurance fraud scheme? Don't do that.
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Old 14.07.2020, 14:13
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Re: Car registration for another person

As the holder you must take care that the car is only used in a road worthy condition. You must also make sure that your friend has a valid license (you must check every so often). You responsible that the car is insured and used with its license plate. When you sign up for insurance you must say that your friend will be the primary driver.
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Old 14.07.2020, 14:14
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Re: Car registration for another person

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If it's registered in your name, it also has to be insured in your name, insurance is tied to the registration, they are not separate.

There is no 'first driver' here.

Tom
Not true.

Source: Our own car.

I'm registered as first driver, the car is in my name and I'm also the owner, my GF has the insurance on it.
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Old 14.07.2020, 14:17
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Re: Car registration for another person

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If it's registered in your name, it also has to be insured in your name, insurance is tied to the registration, they are not separate.

There is no 'first driver' here.

Tom
But you can add a regular other driver. Or at least you used to.

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I'm guessing it's something to do with the insurance company asking if you've screwed up badly in the past.

Insurance company, "have you been naughty?"
Cars owner "Very naughty, but please meet my friend, goody two shoes here..."
Not the case here as the driver will get an insurance for it themselves, according to OP.

Some social-welfare recipients are not allowed to own a car. Having one insured gives them away though. So friend either does it fully or not at all.
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Old 14.07.2020, 14:23
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Re: Car registration for another person

My understanding is that it's completely possible for you to own the car, and for someone else to have the registration and insurance. If I have it wrong please correct me. I think company cars work this way for some people.

As for a friend asking me to be liable for everything whilst he drives it, I wouldn't be putting my hand up very quickly. The only reason I can think for doing so is to save a few franks on the insurance.
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Old 14.07.2020, 14:40
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Re: Car registration for another person

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But you can add a regular other driver. Or at least you used to.


Not the case here as the driver will get an insurance for it themselves, according to OP.

Some social-welfare recipients are not allowed to own a car. Having one insured gives them away though. So friend either does it fully or not at all.
exactly! i think he can't register car on his
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Old 14.07.2020, 15:40
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Re: Car registration for another person

We had to do this when we officially moved our residence to South Africa, despite owning property here and paying taxes here. In our case we registered the car in our boy's former Nanny's name, and then had to show we bought the car and explain the reason so the tax office would not wonder why she had the means to buy a Range Rover.

However, she remained responsible for all road taxes, fines etc, which of course we paid but if your friend does not pay them you will be liable.

In the meantime the canton has made matters easier, where if we can show we own property we can register the car in our name to that property. Not sure if this also works if you rent a place - and not sure if this a Cantonal or National exemption.
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Old 14.07.2020, 16:32
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Re: Car registration for another person

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My understanding is that it's completely possible for you to own the car, and for someone else to have the registration and insurance. If I have it wrong please correct me. I think company cars work this way for some people.

As for a friend asking me to be liable for everything whilst he drives it, I wouldn't be putting my hand up very quickly. The only reason I can think for doing so is to save a few franks on the insurance.
That's correct. The owner of a car is actually not really important. You could even let your girlfriend safe Schenkungssteuer by not giving her a fancy car but just let her insure and drive it. Depending on how fancy it is, your wealth tax will go up though. But she'll be worth it.

I would not keep my hand down, I'd hide it under the table.
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Old 14.07.2020, 16:35
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Re: Car registration for another person

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exactly! i think he can't register car on his
You mean the social benefit recipient? Yes of course he can, the road-control office (Strassenverkehrsamt) and the social-office (Sozialamt) do.not.work.together. and rightly so. TIS.
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Old 14.07.2020, 17:53
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Re: Car registration for another person

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this is why I am asking ..what can go wrong except fines & road taxes?
Think about it, why would anyone that owns a car and lives here legally, need you to register their car in your name, unless there was some issue preventing them from doing so themselves.

So what can go wrong? You end up being dragged into whatever the reason he is trying to avoid registering the car in his name and you end up with some kind of a liability or even a criminal offence.

People don't register cars in other people's names just for the hell of it.
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Old 14.07.2020, 19:27
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Re: Car registration for another person

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People don't register cars in other people's names just for the hell of it.
My daughters did it so that the other could keep the TI plates until the next MFK was due.

She registered it in the name of her sister (with permission) who had moved to the US (and who has since returned after five years).

Tom
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