I suppose you are correct but there are so many complications in this. So it is the insurer's insistance that I take the shortest route ? StVA said that if I do not take the shortest route I may be in trouble with the police so I suppose there something odd going on, why would be police cause trouble if I de tour if insurers have insured me for 3rd party. What if I loose my way ? can I de-tour to refuel ? what if I have a medical emergency while driving, can I detour to a hospital !!! this is driving me a bit mad.

The possibilities are endless, I could have transported my bike via bikeshuttle in which case it would be in Geneva and I would need to drive to Winterthur ... that's a 3 hr ride without insurance !!!

You are over thinking it. Here an other possible scenario: You pass the test get the Swiss plates (at that point you are fully insured for sure). As soon as you drive onto the road you crash into an other car. Your fault. Your vehicle is totaled loaded on a flat bed. You remove the license plates and walk back to registration office where you hand in the license plates and get the gray card annulled. In that case you would have to pay for one single day of insurance coverage. See, even in the regular way there are scenarios where the insurance company has a huge disadvantage.

__________________
What?

If you want a piece of mind: Mount the UK-plates and get frontier insurance. This way you can drive any route you wish and can be sure you have the needed 3rd party coverage. You might even be tripple insured through the maybe still valid UK insurance, the frontier insurance, and the lodged insurance quote.

No, here everyone starts of at 100%. I am at 30%, and that took years of no claims.

Tom

+1 for this comment. I have the exact same car, make and model in the UK and in CH. Only difference is the colour and the side the steering wheel is on.


UK insurance, 350 GBP, due to full NCD. Swiss insurance was 1600 CHF. After 4 years claim free I got about 10% reduction.


Kind regards




Ian

By 30%, I mean 70% reduction! (i.e. I pay 30% of full price)

Tom

Similar here - no idea how long my "no claims" is, but I pay 35% of full price.

Which is what I pay in the UK... UK figure is about 35% of full price.


In UK, full NCD is usually based on 9 years or more claim free.


I look forward to cheap insurance here in the next 4 years...


Regards




Ian

I looked it up for Mobiliar and sadly I'm at the lowest level.

Premium level 0 = 35% of "base" premium.

Then it goes up to level 16 = 100%.

... and then it goes up further to level 24 = 250% of base premium

So I guess they took my UK no-claims into account, otherwise it would take 16 years to reach the minimum.

That's not true anymore, at least for some of the new immigrants. Moved with a car to Switzerland, every insurance company we checked offered us the lowest rate (30%) - Basler, Allianz, mobiliar, AXA. That was for a German person that had a driving license for almost 10 years and confirmed that they didn't make any insurance claims in last few years.

So how can I check what my Premium level is ? There is nothing mentioned in the invoice or the quote.

Hello everyone,

Apologies for creating a new thread but I have to make a decision wether to import or not motorcycle by Monday as logistics company pushed my move in date by 3 weeks! Apperantly it’s very hard to get it done these days.

Situation.

I have yamaha x max 300 2017 model in perfect condition and I won’t be able to sell in UK unless for some ridiculous price.

Would you recommend driving the bike for about 6 months or so in Switzerland with UK plates and later register in Switzerland or I shall I do now part of my household goods in costumes that will be done by agent? Are there any tax consequences if I register bike later on? Can I even register later on?

Ive ready many posts here and it seems the whole process is not too difficult just need to have your papers sorted out.

Ideally I would like to drive in Switzerland for up to 6 months with my UK plates and then change. I assume I would need a new insurance in swiss since I won’t be a resident in UK anymore, is that insurance expensive? Ive checked that normal insurance is much cheaper than UK.

Or the whole process is too difficult and I should just sell at any price....

Thank you for your help.

Registering the vehicle and importing it are separate points.

It's fine to import it and then ride it here while you work out the process for registering it (e.g. you probably need a type certificate).

Possibly you want to align registering it with when your current insurance runs out, since you'll need Swiss insurance at that point, but you need to check the current provider will keep covering you.

It's not an either/or scenario. You bring the bike now as part of personal goods, declare it to customs, then continue to use it on UK plates for up to 12 months from the date of entry. There isn't really any alternative, it's just a question of how long you wait before getting it properly registered and on Swiss plates.

There will be some changes needed to get it registered here, possibly just the headlight, which will almost certainly need replacing to properly shape the dipped beam, but you can just tape off part of the lens in the meantime and find a replacement at your leisure.

Ok, so actually I have no alternatives. I only have a choice to bring it as part of household goods. What are major costs associated with that? I’ve read that some incur costs as high as CHF 1500. My motorcycle is a standard without any modifications.

So the company that brings in the bike at customs needs just to have a copy of V5, current loogbook of the bike and that’s it and I just put it among the list of all other items. After that I get a Swiss insurance, though mine one allows to drive abroad for 6 months.

My current bike has the straight lights should not be an issue.

I am just so afraid of extra costs even if I have to pay CHF 1000 it’s a lot...

There are some fixed fees to pay at various stages, just admin charges, test fee, cost of plates etc. probably in the region of chf300 in total.

Caveat: if this is an unusual model, not imported into Switzerland, the effort involved would be huge, so you need to check this first.

Getting the headlight changed shouldn't be expensive, but you can easily google the prices yourself, and I would imagine that's the only change you're likely to make. Assuming that everything else is in good order, that is. Bear in mind that the Swiss 'MOT' which you need to do as part of the registration process is much more rigourous than the UK test, so any visibly worn parts will fail, so if you're not up to it yourself you may want to get a Swiss bike dealer to give it a once-over first, but then you'll be looking at more expense, of course, depending on what they think is needed.


Not sure about whether the movers would do the declaration for you; more normal is that you do it yourself when you first drive over the border, or in your case in the first week or two after you're here. As long as you don't use it in the meantime.

All my goods will be in a van including motorcycle so I assume they would do it just they didn’t mention if they need any special documents. It’s because it’s a last minute change...

The model is a standard and there plenty like this in Swiss, it meets all Euro 4 regulation.


Thank you for the tip regarding the MOT. Yes UK is perfect it you know the person they just put an advice. By by strict is there anything in particular to watch out?