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Old 09.06.2009, 10:00
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returning license plates for a fixed period

Hello,

I've heard that it is possible to return the licence plates to the Strassenverkehrsamt if one is going away for a couple of months and then get them back later, and with this save on the road tax and car insurance.

Has anyone done this before or knows how it works?
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Old 09.06.2009, 13:10
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Re: returning license plates for a fixed period

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Hello,

I've heard that it is possible to return the licence plates to the Strassenverkehrsamt if one is going away for a couple of months and then get them back later, and with this save on the road tax and car insurance.

Has anyone done this before or knows how it works?
You're absoutely right:

http://www.stva.zh.ch/internet/ds/st...hild_depo.html

You can actually hand in the plates at a main post office as well or post them in.

The STVA automatically notifies the insurance company.

CAUTION: if you leave the plates for more than 12 months at the Strassenverkehrsamt, they get cancelled and possibly issued to another person.
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Old 15.11.2012, 19:46
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Re: returning license plates for a fixed period

I was considering doing this with my bike over the winter.
So, if i understand correctly one just returns the plates and the insurance co. is notified by the service, and then i get a refund of insurance and road tax?

What about retaining some fire/theft insurance though? Do i need to orgainse that separately?
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Old 15.11.2012, 19:48
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I was considering doing this with my bike over the winter.
So, if i understand correctly one just returns the plates and the insurance co. is notified by the service, and then i get a refund of insurance and road tax?

What about retaining some fire/theft insurance though? Do i need to orgainse that separately?
As you will be charged an admin fee by both the stva & the insurance you will end up paying more per month your on the road , so for a bike the savings may not be huge!
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Old 15.11.2012, 19:49
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Re: returning license plates for a fixed period

The insurance charge a fee, and for only 2 months it might not be worth it. You need to ask your insurance company as they are all different.
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Old 15.11.2012, 22:07
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Re: returning license plates for a fixed period

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As you will be charged an admin fee by both the stva & the insurance you will end up paying more per month your on the road , so for a bike the savings may not be huge!
the stva does not charge a fee. only if longer than 1 year. At least here they dont.
for the insurance you lose your bonus time scheme where insurance gets cheaper over time.....honestly ,keep the insurance but get a special price as the vehicle is not driven
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Old 15.11.2012, 22:13
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Re: returning license plates for a fixed period

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for the insurance you lose your bonus time scheme where insurance gets cheaper over time.....
Total BS.

Tom
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Old 15.11.2012, 22:19
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Re: returning license plates for a fixed period

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As you will be charged an admin fee by both the stva & the insurance you will end up paying more per month your on the road , so for a bike the savings may not be huge!

For only basic, perhaps, but for half or full-casco you save virtually all!

Hell, it was even my insurance agent who pointed this out to me when I was balking at full on my 999R. Keep the bike on the road, one pays pro rata, plus CHF 30 or so. Save more than 1k on that bike alone.

Tom
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Old 15.11.2012, 22:44
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Re: returning license plates for a fixed period

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Total BS.

Tom

call an agent and ask. THEY are the ones who told me this.
Bonus= no incident over time (yearly)
cancel your insurance= time stops thus you must recommence your time of no incident= losing bonus prime
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Old 15.11.2012, 22:54
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Re: returning license plates for a fixed period

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call an agent and ask. THEY are the ones who told me this.
Bonus= no incident over time (yearly)
cancel your insurance= time stops thus you must recommence your time of no incident= losing bonus prime
Yes, but bonus is across ALL of my vehicles! (I'm at 30%)

27 years on, I know how it works.

Tom
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Old 15.11.2012, 23:30
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Re: returning license plates for a fixed period

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Yes, but bonus is across ALL of my vehicles! (I'm at 30%)

27 years on, I know how it works.

Tom

and the OP asked for his car insurance (1 car only as he seems to be going away ) so in this case it is true
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Old 16.11.2012, 09:18
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Re: returning license plates for a fixed period

All of mine are separately insured.

Several of them are on the road for only part of the year.

Years ago I did have only one, which was only on the road for part of the year.

So yes, my experience DOES apply here.

And, even if your bonus would be put on hold, it would not be cancelled, and only changes 5% a year or so, which is a lot less than the 50% you would be saving by taking it off the road for six months!

Tom
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Old 16.11.2012, 11:07
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Re: returning license plates for a fixed period

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All of mine are separately insured.

Several of them are on the road for only part of the year.

Years ago I did have only one, which was only on the road for part of the year.

So yes, my experience DOES apply here.

And, even if your bonus would be put on hold, it would not be cancelled, and only changes 5% a year or so, which is a lot less than the 50% you would be saving by taking it off the road for six months!

Tom
I only have liability insurance max bonus, insurance 150 chf on a 650cc bike, I think the admin charge is 50 chf. I would like to have the possibility to use the bike on any day when the sun shines & the temp is above 8 degrees middle of the day.

Of course to get the bike back on the road I have to call the insurance, sign a new contract & go to she STVA for new paperwork. My time is worth more than 50chf!
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Old 16.11.2012, 11:25
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Re: returning license plates for a fixed period

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I only have liability insurance max bonus, insurance 150 chf on a 650cc bike
Yes, on the bikes that I only have liability, I keep them on the road year round.

But, on the one that at costs CHF 1800/year at max bonus, I save over 1k/year by taking it off the road, and about 500 on the others that I take off the road, so definitely worth it for those, but I agree that for some cases it isn't worth it, plus I can generally ride year round here.

Tom
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Old 16.11.2012, 11:30
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Re: returning license plates for a fixed period

I hand in my plates of my summer toy car every year and it didn't do nothing to my insurance at all. You get the money back that you paid in advance for the rest of the year, both in tax and insurance. You only pay a small fee when you get your plates again next spring (or whenever) and I never had to renew the insurance contract. They simply send the bill when I use the car again.
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