Go Back   English Forum Switzerland > Help & tips > Transportation/driving  
Reply
 
Thread Tools Display Modes
  #1  
Old 03.04.2007, 12:37
Member
 
Join Date: Sep 2006
Location: Zug
Posts: 175
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
nicnac has no particular reputation at present
Car insurance for a UK car, not intending to import

I have a UK car and need swiss insurance until we can swap it for a swiss one, we have no intention of importing.
I have the CO2 certificate thing, what else do I need and does anyone have any suggestions regarding companies that will insure us?
Cheers
Reply With Quote
  #2  
Old 04.04.2007, 14:24
Member
 
Join Date: Mar 2007
Location: LUZERN
Posts: 130
Groaned at 1 Time in 1 Post
Thanked 6 Times in 5 Posts
ynot has no particular reputation at present
Re: Car insurance for a UK car, not intending to import

You can do two things,

Buy insurance at the border.

Or phone up an insurance company.
BASLER, WINTERTHUR. or phone the TCS they work in conjuction with the BASLER Insurance.

If you only want third party then best bet is at the border, and you can get it monthly, if you go with an insurance co. you may find they will want an annual premium.
Reply With Quote
  #3  
Old 04.04.2007, 14:26
Lob's Avatar
Lob Lob is offline
Forum Legend
 
Join Date: Nov 2005
Location: -
Posts: 7,814
Groaned at 45 Times in 40 Posts
Thanked 1,973 Times in 1,060 Posts
Lob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

I had a car here on UK plates for 18 months - insured with permanent greencard through the AA.
Reply With Quote
  #4  
Old 04.04.2007, 15:40
PlantHead's Avatar
Forum Veteran
 
Join Date: Aug 2006
Location: Nowhere
Posts: 1,693
Groaned at 65 Times in 49 Posts
Thanked 2,702 Times in 1,015 Posts
PlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
I had a car here on UK plates for 18 months - insured with permanent greencard through the AA.
Hmmm what's your secret, they told me they'd only insure me for 3 months maximum, unless I wanted to pay a hefty amount extra.
Reply With Quote
  #5  
Old 04.04.2007, 15:46
Lob's Avatar
Lob Lob is offline
Forum Legend
 
Join Date: Nov 2005
Location: -
Posts: 7,814
Groaned at 45 Times in 40 Posts
Thanked 1,973 Times in 1,060 Posts
Lob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
Hmmm what's your secret, they told me they'd only insure me for 3 months maximum, unless I wanted to pay a hefty amount extra.
I phoned around and I think The AA brokered via Norwich Union to give a permanent greencard.

Without a greencard you effectively have third party cover (which covers the legal requirement in most countries bar Spain).
Reply With Quote
  #6  
Old 04.04.2007, 15:55
PlantHead's Avatar
Forum Veteran
 
Join Date: Aug 2006
Location: Nowhere
Posts: 1,693
Groaned at 65 Times in 49 Posts
Thanked 2,702 Times in 1,015 Posts
PlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond reputePlantHead has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Thats great. Will give them another call and push the point a bit more forcefully. Having trouble with Swiss insurance at the moment as I only have an L permit.
Cheers
Reply With Quote
  #7  
Old 23.01.2009, 22:32
Junior Member
 
Join Date: Jan 2009
Location: UK
Posts: 66
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
WhiteSkiFreak has no particular reputation at present
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
I had a car here on UK plates for 18 months - insured with permanent greencard through the AA.
Hi everyone,
I am moving to Suisse in August and I intend to bring my little car for up to 12 months max. AA advised that they could provide a 12 month extended insurance policy (agrees with the above info), which I am going to take and then - if I stay longer - I will take the car back to the UK and buy something locally. I have owed the car for about 4 years. I think this is still cheaper that buy even an used one in Suisse. PLEASE CORRECT ME IF I AM WRONG!
Maybe it is really not worth it - my beloved car is 7 years old.
Can anyone advise, please, what sort of charges I have to pay in the circumstances? Do I have to pay an import tax, if I intend to keep it only for 12 month max?
Another question: I have over 9 years no claim period - would any Swiss insurance company recognise that? I will have a B permit.
I will be grateful for any advise and other tips!

THANK YOU! Looking forward to hearing from you - experienced folks!


Reply With Quote
  #8  
Old 23.01.2009, 22:36
Eire's Avatar
Forum Legend
 
Join Date: Feb 2007
Location: Tir na ng
Posts: 3,642
Groaned at 55 Times in 36 Posts
Thanked 2,371 Times in 1,202 Posts
Eire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond reputeEire has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Quote:
View Post

Hi everyone,
I am moving to Suisse in August and I intend to bring my little car for up to 12 months max. AA advised that they could provide a 12 month extended insurance policy (agrees with the above info), which I am going to take and then - if I stay longer - I will take the car back to the UK and buy something locally. I have owed the car for about 4 years. I think this is still cheaper that buy even an used one in Suisse. PLEASE CORRECT ME IF I AM WRONG!
Maybe it is really not worth it - my beloved car is 7 years old.
Can anyone advise, please, what sort of charges I have to pay in the circumstances? Do I have to pay an import tax, if I intend to keep it only for 12 month max?
Another question: I have over 9 years no claim period - would any Swiss insurance company recognise that? I will have a B permit.
I will be grateful for any advise and other tips!

THANK YOU! Looking forward to hearing from you - experienced folks!


If you have insurance and the car is legal to drive in your home country then you will be ok for a year here in Switzerland. Even if you import it since you have it over 6 months you won't need to pay import tax anyway. You will however have to jump through hoops to pass the safety tests here.

I heard yesterday that some Swiss insurance companies will accept your no claims bonus, you will need a letter confirming the amount of no claims benefit from your insurance company. When you get over you can shop around to see which company will give you the best deal.
__________________
This message is a natural product. The variations in spelling and grammar enhance it's individual character.

Interested in skiing, Snowboarding or Mountain Biking in Switzerland? Information in English available
here.


Reply With Quote
  #9  
Old 24.01.2009, 00:42
Junior Member
 
Join Date: Jan 2009
Location: UK
Posts: 66
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
WhiteSkiFreak has no particular reputation at present
Re: Car insurance for a UK car, not intending to import

Hello Eire,
thanks!
I am planing to do MOT just before i leave the UK and then get the car back here before the MOT expires. Hence the car would be legal to drive in he UK and Europe. I insure it also just before I leave.
But you say: "You will however have to jump through hoops to pass the safety tests here. " - does it mean my car has to go via a safety test when I enter Switzerland? would the UK MOT 9safewty test) not suffice?
THANK YOU!!!
Reply With Quote
  #10  
Old 23.05.2007, 00:10
Senior Member
 
Join Date: Feb 2007
Location: Suisse Romande
Posts: 443
Groaned at 2 Times in 2 Posts
Thanked 87 Times in 68 Posts
eireann has made some interesting contributions
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
I have a UK car and need swiss insurance until we can swap it for a swiss one, we have no intention of importing.
I have the CO2 certificate thing, what else do I need and does anyone have any suggestions regarding companies that will insure us?
Cheers

I know this is going to seem like a daft question to those in the know, but for those like me please explain how you can take your car into CH without importing it.....I thought if you come from outside CH if you take your car with you you are automatically importing it...what are the advantages and disadvantages for doing like you? From various things Ive read it seems taking your own car with you to CH is a major hassle...Im rather attached to mine as it was my first car and is in pretty good shape, and as its German its got the steering wheel on the correct side but nonetheless am starting to hesitate about taking it with me...
Reply With Quote
  #11  
Old 23.05.2007, 00:22
mark's Avatar
The Architect
 
Join Date: May 2005
Location: Zollikon, Switzerland
Posts: 3,070
Groaned at 3 Times in 3 Posts
Thanked 418 Times in 115 Posts
mark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
I know this is going to seem like a daft question to those in the know, but for those like me please explain how you can take your car into CH without importing it.....I thought if you come from outside CH if you take your car with you you are automatically importing it...what are the advantages and disadvantages for doing like you? From various things Ive read it seems taking your own car with you to CH is a major hassle...Im rather attached to mine as it was my first car and is in pretty good shape, and as its German its got the steering wheel on the correct side but nonetheless am starting to hesitate about taking it with me...
Your case is a little different - you will be bringing in a car with the steering wheel on the correct side. You'll be able to sell it in Switzerland without too much hassle and your insurance won't be a problem. It probably also cost you about the same as it would have in Switzerland, so there's no financial incentive to sell it in Germany and buy one in Switzerland.

However - I am truly puzzled why so many brits bring over a car which cost much more than exactly the same car in Switzerland, has the steering wheel on the wrong side, costs more to insure. Since cars here are so cheap and buying and registering them is ridiculously easy, I'm honestly baffled. (note: these comments don't apply specifically to this thread - since the original poster did mention they intended to sell the car and buy a Swiss one, it was directed more at previous discussions where people have driven their UK cars in Switzerland for extended periods)

So in short - this is probably not the right thread for you
Reply With Quote
  #12  
Old 23.05.2007, 00:39
Senior Member
 
Join Date: Feb 2007
Location: Suisse Romande
Posts: 443
Groaned at 2 Times in 2 Posts
Thanked 87 Times in 68 Posts
eireann has made some interesting contributions
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
Your case is a little different - you will be bringing in a car with the steering wheel on the correct side. You'll be able to sell it in Switzerland without too much hassle and your insurance won't be a problem. It probably also cost you about the same as it would have in Switzerland, so there's no financial incentive to sell it in Germany and buy one in Switzerland.

However - I am truly puzzled why so many brits bring over a car which cost much more than exactly the same car in Switzerland, has the steering wheel on the wrong side, costs more to insure. Since cars here are so cheap and buying and registering them is ridiculously easy, I'm honestly baffled. (note: these comments don't apply specifically to this thread - since the original poster did mention they intended to sell the car and buy a Swiss one, it was directed more at previous discussions where people have driven their UK cars in Switzerland for extended periods)

So in short - this is probably not the right thread for you
Yeah, I thought it would be easier too, but apart from having the steering wheel on the correct side, I seem to have many of the same problems as those from the UK - will have problems to insure my car while on foreign plates, and who knows what other expenses will appear once I arrive at the border - have just read on a German site (perhaps not correctly as my German is not great) that importing a car from Germany could cost about 1500 €...plus someone said to me that not all "non-Swiss models" are easily serviced and later sold in CH...hence am wondering whether its worth taking my beloved car with me at all...how much are people paying to take their cars with them?
Reply With Quote
  #13  
Old 23.05.2007, 00:56
mark's Avatar
The Architect
 
Join Date: May 2005
Location: Zollikon, Switzerland
Posts: 3,070
Groaned at 3 Times in 3 Posts
Thanked 418 Times in 115 Posts
mark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond reputemark has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Quote:
View Post
Yeah, I thought it would be easier too, but apart from having the steering wheel on the correct side, I seem to have many of the same problems as those from the UK - will have problems to insure my car while on foreign plates, and who knows what other expenses will appear once I arrive at the border - have just read on a German site (perhaps not correctly as my German is not great) that importing a car from Germany could cost about 1500 ...plus someone said to me that not all "non-Swiss models" are easily serviced and later sold in CH...hence am wondering whether its worth taking my beloved car with me at all...how much are people paying to take their cars with them?
Some of what you've been told is correct, other parts probably less so. In the past the Swiss car market was much less friendly towards "import" cars, but I believe most of the silly restrictions were lifted a long time ago. I myself had a German import car. Sometimes the dealers tried to make noise about this when I sold it, but in the end I think this was nothing but posturing.

I know that Richard imported his car from Germany, I can't remember the details, but I'm quite sure it was painless (he may correct me here...)

I can't see a problem insuring a car on foreign plates, but I could understand the insurance company wanting a higher premium if the steering wheel is on the wrong side!
Reply With Quote
  #14  
Old 23.05.2007, 06:47
Lob's Avatar
Lob Lob is offline
Forum Legend
 
Join Date: Nov 2005
Location: -
Posts: 7,814
Groaned at 45 Times in 40 Posts
Thanked 1,973 Times in 1,060 Posts
Lob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond reputeLob has a reputation beyond repute
Re: Car insurance for a UK car, not intending to import

Zurich insurance will not ensure UK-plated cars. I believe foreign plates in general they will not issue policies for.

Importing a homologated EU vehicle will cost the test, the preparation (service and steam-clean of engine/underside), the exhaust fume test. I don't see it costing €1500 if everything is OEM (ie. no bling wheels or exhaust)
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Health Insurance FAQs heather Insurance 465 27.11.2019 20:08
Double health insurance (Progres.ch and Assistances-etudiants): I want to refuse want ennasual Insurance 10 26.04.2007 13:51
Medical Insurance gooner Insurance 57 21.03.2007 19:57
Insurance and insurance companies mark Complaints corner 5 16.01.2006 20:38


All times are GMT +2. The time now is 17:22.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0