Maybe it has to do with a visa, a change in company policy, promotion or other random crap. Does it really matter?

Why do you have to understand?

That's the situation the OP is in and now he's looking for advice so stop being so fricking nosey.

Thanks for the concern "stranger".....I feel U r being some FBI agent and interrogation me as I am some criminal.

Anyways for your concern and peace of mind, I was pursuing an internship since the last 10 months .....Now I am going into a job which needs a police clearance certificate from countries I last lived in.

Hope this clarifies......

About cancelling other stuff....I have done that.....I was naive in asuuming about the orange phone contract.....will take care of it

Thanks porsch1909

I don't know how to use the "Thanks" option so i gotta write it "Thank you"....

You only get that after ten posts. It's a link in the bottom right corner of each post.

Hi all expert,

Need some advice.

I left Swiss at year 2012 and currently I only search out when cleaning my mailbox there is an invoice from Arvato Infoscore since 2013 they sent to me said that I got phone bill debts with Orange. But when I left I did cancelled my contract. And it’s 1.5k CHF! But now already over 6 years.

In this case, how do I check and do I have any trouble when enter Europe country or will block me from entering to Swiss again?

Thank you!!

Perhaps you can order a debt register extract to see what's on it? I'm not sure how it works from abroad but someone here can probably tell you.

It's a civil matter so you won't be stopped from entering Europe. If you owe any speeding fines or the like then you might get in trouble at the border though.

I check my mailbox only once a week ..... but 7 years?

It may be an urban myth but I heard a story about a Brit that thought it would be cool to take his GE license plates back to Britain. Apparently when he transited Geneva airport he was refused entry as possessing Swiss plates indicate that adequate insurance has been paid and he owed his insurance company 2 or 3 years payments.

Now is that private, or public?

It's probably more likely that he was stopped because he owed 2 or 3 years of car tax rather than insurance. Well he probably owed the insurance too but that's not why he would be stopped.

If you have Swiss plates, by default you have to have insurance

Non-payment of insurance is a civil matter so not something the police would enforce. The insurance company would take them through the poursuites process.

Non-payment of your car tax on the other hand is a police matter. When I was in CH I was late for paying the annual car tax on my car and the last part of the process was basically 'If this is not paid the police will be sent to remove the plates from your car'

This latter will also happen if you fail to renew your insurance, even if you've paid your car tax, so although the payment may be a civil matter it's certainly a police issue if you have a registered (plated) vehicle with no insurance on it.

Sure. The act of keeping the plates when you shouldn't is what the police or border control are interested in rather than non-payment of insurance is my point.

Also like said above if your car is plated you have insurance. Even if you haven't paid it and the police haven't taken the plates yet. Once the plates are taken then the insurance company would pursue you for non-payment of premiums. Nothing to do with the police after that.

But again it's all an urban myth so probably not true anyway

I think you'll find it is a police matter as it is illegal to drive without insurance and if you have the plates still in your name, it is considered you are using them or able to use them.



The insurance company would also go after in a very simple procedure to get their payment.

You said yourself that driving with plates means you are insured. Sure the police can stop you and seize your plates, then of course you can't drive the car as it isn't insured and if you did that would be a police matter.

But again, cause I don't seem to be making myself clear, the urban myth was that he wasn't allowed into the country due owing 2-3 years of premiums to the insurance company. Owing the insurance company is a civil not a criminal matter. Holding onto the plates when you shouldn't is a criminal matter.

??? No, if you have plates you should be insured and if you are not the police come to visit very quickly, within a week usually of being notified via Service des Autos who are notified via the insurance company. All very incestuous


If you don't have insurance you get the visit and this is a police matter as you are legally not allowed to drive here without insurance. It is also a civil matter for the insurance company to get their dues.



You plates maybe seized for whatever reason, not necessarily for no insurance so technically your plates could be seized whilst they still have insurance on them.

I really don't know enough about Swiss law to argue this any further. I was always under the impression that if you have plates then you're insured until the police take them.

But my point stands that non-payment of insurance premium is a civil matter. Driving without insurance is a criminal matter.

If the police take your plates it doesn't necessarily mean you are uninsured.


You could easily be insured and the police take your plates for other reason, speeding, Via Secura rules, excessive drinking to name a few

Yes but is the insurance not attached to the plates? So if the police take your plates then your car doesn't have plates so until it does then your car is uninsured